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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 82 daysPrice drop · $15,000 off (-2.3%)

    4 Ducharme Crescent

    Bayfield·Bluewater, ON·N0M 1G0·Near Hamilton Street

    • 5 beds
    Bluewater real estate›X12991168
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 4 Ducharme Crescent - a home that perfectly captures the ease of beach-town living with the convenience of being close to everything you need. Situated on a quiet, family-friendly crescent, this charming property offers an ideal setting for a relaxed lifestyle. Enjoy morning walks to the sandy shores of Lake Huron and spend your evenings exploring the nearby downtown filled with local shops, cafés, and restaurants - all just a short walk from home. Inside, you'll find over 1,440 sq ft of comfortable living space designed with flexibility in mind. Featuring 5 bedrooms, including a versatile room ideal for a home office, and 1.5 bathrooms, this home is well-suited for families of all sizes. A separate wing with two bedrooms and a cozy sitting area creates an excellent opportunity for multi-generational living, guest space, or added privacy. Recent updates, including new flooring, updated baseboards, and fresh paint throughout much of the home, bring a bright and modern feel, making it easy to move in and enjoy right away. Step outside to a fully fenced backyard designed for both relaxation and entertaining. The partially covered patio offers a great space to unwind or host gatherings, while the firepit area invites cozy evenings under the stars. A garden shed adds convenient storage for tools and outdoor essentials. An attached garage and parking for up to six vehicles provide plenty of room for family and visitors. Whether you're looking for a peaceful retreat near the water or a home that keeps you close to town amenities, 4 Ducharme Crescent offers a wonderful balance of both. Don't miss the opportunity to make it yours.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 11, 2026Price reducedCurrentReduced$649,000−$15,000 (2.3%)X12991168This page
    Apr 13, 2026ListedCurrentFor sale$664,000 —X12991168This page
    Jan 14, 2025Previously listedExp$664,000 —X11922049View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 4 Ducharme Crescent
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,188
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $279
    0.52% mill rate · ON
    The market

    How this home sits in the Bluewater market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Bluewater market right now

    Average sold price, days on market, and closed-transaction count for Bluewater — sourced from MLS®.

    • Avg sold price
      —
      Last 30 days
    • Median sold price
      —
      Middle of the market
    • Days on market
      —
      Avg from list to close
    • Closed last 30d
      —
      MLS® transactions
    Full Bluewater market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 4 Ducharme Crescent — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 4 Ducharme Crescent and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 4 Ducharme Crescent listed for?

      4 Ducharme Crescent is listed at $649,000 on the MLS® (listing X12991168). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 4 Ducharme Crescent have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. Built 31-50
  5. Asking
    $649,000
    $0 / sqft · MLS® X12991168
    Chat Zara
  6. Zara AI Estimate
    Live valuation

    Not enough neighbourhood comparable data yet to estimate this listing. Chat with Zara for a private valuation.

    Ask Zara
    Market analytics

    Live market data for Bluewater.

    Avg sold price
    —
    Median sold
    —
    Avg days on market
    —
    Recently sold
    —
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Inside, you'll find over 1,440 sq ft of comfortable living space designed with flexibility in mind.
    • Step outside to a fully fenced backyard designed for both relaxation and entertaining.
    • The partially covered patio offers a great space to unwind or host gatherings, while the firepit area invites cozy evenings under the stars.
    • An attached garage and parking for up to six vehicles provide plenty of room for family and visitors.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  7. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    6
    Driveway
    Private Triple
  8. Interior

    7
    Basement
    None
    Family room
    Y
    Kitchens
    1
    Total rooms
    10
    Laundry level
    Main Level
    Elevator
    N
    Accessibility
    N
  9. Exterior & construction

    5
    Exterior
    Brick, Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Concrete, Slab
    View
    Garden
    Pool
    None
  10. Lot & land

    2
    Year built
    31-50
    Zoning
    R1
  11. Listing & possession

    3
    Possession
    2026-06-01T00:00:00.000-00:00
    Property style
    1 Storey/Apt
    Property class
    Detached
  12. Room-by-room · 9 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    9 rooms
    • Bedroom 3
      vinyl floor · ceiling fan(s)
      12.1 × 9.5 ft
    • Kitchen
      Vinyl Floor
      11.0 × 10.4 ft
    • Primary Bedroom
      vinyl floor · ceiling fan(s)
      12.1 × 10.9 ft
    • Family Room
      vinyl floor · fireplace
      14.5 × 13.8 ft
    • Bedroom 2
      vinyl floor · ceiling fan(s)
      9.0 × 8.4 ft
    • Dining Room
      Vinyl Floor
      10.9 × 8.2 ft
    • Bedroom 4
      Ceiling Fan(s)
      13.9 × 9.1 ft
    • Living Room
      Vinyl Floor
      15.3 × 11.8 ft
    • Bedroom 5
      Ceiling Fan(s)
      9.7 × 9.3 ft
    Combined estimate
    $3,467
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,188
    /mo
    based on the purchase price of $649,000
    $129,800 cash
    $519,200 financed
    $437,303 total interest
    Monthly payment$3,188/ month
    Principal54%$519,200
    Interest46%$437,303

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Bluewater

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 71649 OLD CEDAR BANK Lane
      Sold
      Sign in for price
      71649 OLD CEDAR BANK Lane
      Detached
    • 74652 Talbot Crescent
      Sold
      Sign in for price
      74652 Talbot Crescent
      Detached
    • 16 Chiniquy Street
      Sold
      Sign in for price
      16 Chiniquy Street
      Detached
    • 6 Durand Court
      Sold
      Sign in for price
      6 Durand Court
      Detached
    • 73952 Durand Street
      Sold
      Sign in for price
      73952 Durand Street
      Detached
    • 10 Hidden Valley Lane
      Sold
      Sign in for price
      10 Hidden Valley Lane
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    4 Ducharme CrescentThis home5 / 211,001,500$649,000ask———
    71649 OLD CEDAR BANK Lane4 / 42,000—
    74652 Talbot Crescent4 / 21,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Bluewater

    Active listings within ±20% of this asking price.

    • 38812 Vienna Street
      $595,000
      38812 Vienna Street
      Detached 5 3
    • 80 Nelson Street
      $549,900
      80 Nelson Street
      Detached 4 2
    • 75285 London Road
      $724,999
      75285 London Road
      Detached 4 2
    • 74156 Bluehaven Beach Drive
      $679,000
      74156 Bluehaven Beach Drive
      Detached 4 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of Royal LePage Heartland Realty · displayed on Summitly per MLS® data-share rules

    4 Ducharme Crescent is a 5-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was 4 Ducharme Crescent built?

    4 Ducharme Crescent was built in 31-50. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  18. What is the property tax for 4 Ducharme Crescent?

    The 'Property tax' tab in the History section shows the most recent annual tax for 4 Ducharme Crescent plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on 4 Ducharme Crescent?

    The affordability calculator on this page shows an estimated monthly mortgage for $649,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has 4 Ducharme Crescent been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 4 Ducharme Crescent with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is 4 Ducharme Crescent in?

    4 Ducharme Crescent is in Bayfield, Bluewater. The 'Neighbourhood' section below links to the live Bluewater real estate hub with average sold price, days on market, and current inventory.

  22. Is Bluewater a good place to live?

    Bluewater is one of ON's actively-tracked Summitly markets. The full Bluewater real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 16 Chiniquy Street
    4 / 3
    2,500
    —
    6 Durand Court4 / 31,500—
    73952 Durand Street4 / 53,500—
    10 Hidden Valley Lane4 / 42,500—