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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 10 days

    400 Adelaide Street

    Kincardine·Kincardine, ON·N2Z 2W2·Near Kincardine Ave

    • 4 beds
    Kincardine real estate›X13110234
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to this solid 3+1 bedroom, 2 full bathroom bungalow, featuring a detached garage and situated on a generous 66' x 220' lot. The large eat-in kitchen flows seamlessly to a large wood deck, enhanced by a steel pergola overlooking a deep backyard-perfect for entertaining or relaxing outdoors.The fully finished basement offers a spacious bedroom and a second full bathroom, providing extra living space and versatility for family or guests. Home has a steel hybrid roof as well as a ductless heat pump for comfortable and energy efficient climate control. Don't miss the opportunity to make this home yours-schedule your personal viewing today!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • Welcome to this solid 3+1 bedroom, 2 full bathroom bungalow, featuring a detached garage and situated on a generous 66' x 220' lot.
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 11, 2026ListedCurrentFor sale$524,900 —X13110234This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Baseboard
      Air conditioning
      Wall Unit(s)
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 400 Adelaide Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,579
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $272
    0.62% mill rate · ON
    The market

    How this home sits in the Kincardine market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kincardine market right now

    Average sold price, days on market, and closed-transaction count for Kincardine — sourced from MLS®.

    • Avg sold price
      $659,575
      Last 30 days
    • Median sold price
      $598,850
      Middle of the market
    • Days on market
      42 d
      Avg from list to close
    • Closed last 30d
      72
      MLS® transactions
    Full Kincardine market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 400 Adelaide Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 400 Adelaide Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 400 Adelaide Street listed for?

      400 Adelaide Street is listed at $524,900 on the MLS® (listing X13110234). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 400 Adelaide Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 700-1100 sqft
  3. Detached
  4. Asking
    $524,900
    $0 / sqft · MLS® X13110234
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $778,299
    $716,035Confidence range$840,562
    Asking vs estimate
    ↓below
    −$253,399
    (-32.6%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Kincardine sell in about 42 days — this one has been listed 10 days.

    Avg sold price
    $659,575
    Median sold
    $598,850
    Avg days on market
    42
    Recently sold
    72
    See comparable sales
    Don't miss the opportunity to make this home yours-schedule your personal viewing today!
    Ask Zara a follow-up
    Sewer
  6. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    1
    Parking spaces
    4
    Driveway
    Private
  7. Interior

    4
    Basement
    Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    11
  8. Exterior & construction

    5
    Exterior
    Brick
    Roof
    Metal
    Foundation
    Concrete
    View
    Clear
    Pool
    None
  9. Listing & possession

    3
    Possession
    2026-06-30T00:00:00.000-00:00
    Property style
    Bungalow
    Property class
    Detached
  10. Room-by-room · 8 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Bedroom 2
      9.9 × 10.5 ft
    • Kitchen
      10.2 × 9.9 ft
    • Bedroom 3
      9.9 × 12.0 ft
    • Kitchen
      9.9 × 12.0 ft
    • Bedroom
      9.9 × 11.2 ft
    • Living Room
      11.2 × 17.7 ft

    Lower level

    2 rooms
    • Family Room
      17.7 × 17.7 ft
    • Bedroom 4
      11.0 × 17.7 ft
    Combined estimate
    $2,851
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,579
    /mo
    based on the purchase price of $524,900
    $104,980 cash
    $419,920 financed
    $353,683 total interest
    Monthly payment$2,579/ month
    Principal54%$419,920
    Interest46%$353,683

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Kincardine

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1005 SAUGEEN Street
      Sold
      Sign in for price
      1005 SAUGEEN Street
      Detached
    • 310 ADELAIDE Street
      Sold
      Sign in for price
      310 ADELAIDE Street
      Detached
    • 350 St Albert Street
      Sold
      Sign in for price
      350 St Albert Street
      Detached
    • 39 Eastwood Crescent
      Sold
      Sign in for price
      39 Eastwood Crescent
      Detached
    • 909 McDonald Avenue
      Sold
      Sign in for price
      909 McDonald Avenue
      Detached
    • 14 Mitchell Drive
      Sold
      Sign in for price
      14 Mitchell Drive
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    400 Adelaide StreetThis home4 / 27,001,100$524,900ask———
    1005 SAUGEEN Street3 / 21,500—
    310 ADELAIDE Street4 / 53,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Kincardine

    Active listings within ±20% of this asking price.

    • 251 St. Albert Street
      $539,900
      251 St. Albert Street
      Detached 3 2
    • 706 Brownell Drive
      $479,900
      706 Brownell Drive
      Detached 3 2
    • 500 Walkers Circle
      $619,900
      500 Walkers Circle
      Detached 3 2
    • 1145 Queen Street
      $625,000
      1145 Queen Street
      Detached 3 3
    • 38 Upper Lorne Beach Road
      $549,000
      38 Upper Lorne Beach Road
      Detached 3 3
    • 84 Main Street
      $499,000
      84 Main Street
      Detached 4 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  11. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  12. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  13. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  14. Public listing courtesy of RE/MAX Land Exchange Ltd. · displayed on Summitly per MLS® data-share rules

    400 Adelaide Street is a 4-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  15. When was 400 Adelaide Street built?

    The year built for 400 Adelaide Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  16. What is the property tax for 400 Adelaide Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 400 Adelaide Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  17. How much would the monthly mortgage be on 400 Adelaide Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $524,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  18. Has 400 Adelaide Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 400 Adelaide Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  19. What neighbourhood is 400 Adelaide Street in?

    400 Adelaide Street is in Kincardine, Kincardine. The 'Neighbourhood' section below links to the live Kincardine real estate hub with average sold price, days on market, and current inventory.

  20. Is Kincardine a good place to live?

    Kincardine is one of ON's actively-tracked Summitly markets. The full Kincardine real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  21. 350 St Albert Street
    3 / 2
    1,100
    —
    39 Eastwood Crescent4 / 32,000—
    909 McDonald Avenue3 / 21,500—
    14 Mitchell Drive3 / 21,100—