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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 2 days ago

    413 Elizabeth Street

    McLaughlin·Oshawa, ON·L1J 5S9·Near Stevenson Rd N / Annapolis Ave

    • 3 beds
    Oshawa real estate›E13511286
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    1 upcoming open house

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Sun, Jul 5
      2026-07-05T18:00:00.000-00:00 – 2026-07-05T20:00:00.000-00:00
      Public
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    Overview

    What this listing tells us

    Property description

    Welcome to this well-maintained, move-in-ready all-brick bungalow in Oshawa's highly sought-after McLaughlin neighbourhood. Situated on a spacious 50 x 100 ft lot with a large private driveway, this bright and inviting home features large windows that fill the open-concept living and dining areas with natural light. Offering three generously sized bedrooms, it's an excellent opportunity for first-time buyers, families, downsizers, or investors alike. The finished basement provides exceptional additional living space with a large recreation room featuring a cozy gas fireplace and pot lights, a kitchen, full bathroom, laundry area, and excellent in-law capability for extended family or multi-generational living. Conveniently located close to the Oshawa Centre, Lakeridge Health Oshawa, public transit, parks, and excellent schools, this home offers the perfect combination of comfort, convenience, and location in one of Oshawa's most desirable family-friendly neighbourhoods.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 2, 2026ListedCurrentFor sale$639,900 —E13511286This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 413 Elizabeth Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,144
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $407
    0.76% mill rate · ON
    The market

    How this home sits in the Oshawa market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Oshawa market right now

    Average sold price, days on market, and closed-transaction count for Oshawa — sourced from MLS®.

    • Avg sold price
      $719,928
      Last 30 days
    • Median sold price
      $675,000
      Middle of the market
    • Days on market
      24 d
      Avg from list to close
    • Closed last 30d
      517
      MLS® transactions
    Full Oshawa market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 413 Elizabeth Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 413 Elizabeth Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 413 Elizabeth Street listed for?

      413 Elizabeth Street is listed at $639,900 on the MLS® (listing E13511286). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 413 Elizabeth Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 700-1100 sqft
  3. Detached
  4. Asking
    $639,900
    $0 / sqft · MLS® E13511286
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $719,928
    $662,334Confidence range$777,522
    Asking vs estimate
    ↓below
    −$80,028
    (-11.1%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Oshawa sell in about 24 days — this one has been listed 2 days.

    Avg sold price
    $719,928
    Median sold
    $675,000
    Avg days on market
    24
    Recently sold
    517
    See comparable sales
    Situated on a spacious 50 x 100 ft lot with a large private driveway, this bright and inviting home features large windows that fill the open-concept living and dining areas with natural light.
    Ask Zara a follow-up
    Sewer
  6. Parking & garage

    3
    Garage
    None
    Parking spaces
    4
    Driveway
    4
  7. Interior

    4
    Basement
    Finished, Separate Entrance
    Family room
    N
    Kitchens
    1
    Total rooms
    5
  8. Exterior & construction

    4
    Exterior
    Brick
    Roof
    Shingles
    Foundation
    Unknown
    Pool
    None
  9. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  10. Combined estimate
    $3,551
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,144
    /mo
    based on the purchase price of $639,900
    $127,980 cash
    $511,920 financed
    $431,171 total interest
    Monthly payment$3,144/ month
    Principal54%$511,920
    Interest46%$431,171

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Oshawa

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 968 Coyston Drive
      Sold
      Sign in for price
      968 Coyston Drive
      Detached
    • 22 Nassau Street
      Sold
      Sign in for price
      22 Nassau Street
      Detached
    • 1595 Edenwood Court
      Sold
      Sign in for price
      1595 Edenwood Court
      Detached
    • 176 Annis Street
      Sold
      Sign in for price
      176 Annis Street
      Detached
    • 584 Arnhem Drive
      Sold
      Sign in for price
      584 Arnhem Drive
      Detached
    • 1636 Glenbourne Drive
      Sold
      Sign in for price
      1636 Glenbourne Drive
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    413 Elizabeth StreetThis home3 / 27,001,100$639,900ask———
    968 Coyston Drive4 / 42,000—
    22 Nassau Street3 / 11,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Oshawa

    Active listings within ±20% of this asking price.

    • 1638 Norwill Crescent
      $729,000
      1638 Norwill Crescent
      Detached 3 3
    • 503 Athol Street
      $679,900
      503 Athol Street
      Detached 2 2
    • 201 Ritson Road
      $578,800
      201 Ritson Road
      Detached 3 3
    • 520 Cormwell Avenue
      $579,900
      520 Cormwell Avenue
      Detached 3 3
    • 72 Cadillac Avenue
      $745,000
      72 Cadillac Avenue
      Detached 4 4
    • 865 Regent Drive
      $699,000
      865 Regent Drive
      Detached 4 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  11. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  12. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  13. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  14. Public listing courtesy of Royal Heritage Realty Ltd. · displayed on Summitly per MLS® data-share rules

    413 Elizabeth Street is a 3-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  15. When was 413 Elizabeth Street built?

    The year built for 413 Elizabeth Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  16. What is the property tax for 413 Elizabeth Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 413 Elizabeth Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  17. How much would the monthly mortgage be on 413 Elizabeth Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $639,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  18. Has 413 Elizabeth Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 413 Elizabeth Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  19. What neighbourhood is 413 Elizabeth Street in?

    413 Elizabeth Street is in McLaughlin, Oshawa. The 'Neighbourhood' section below links to the live Oshawa real estate hub with average sold price, days on market, and current inventory.

  20. Is Oshawa a good place to live?

    Oshawa is one of ON's actively-tracked Summitly markets. The full Oshawa real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  21. 1595 Edenwood Court
    3 / 3
    1,100
    —
    176 Annis Street3 / 21,100—
    584 Arnhem Drive4 / 41,500—
    1636 Glenbourne Drive4 / 42,000—