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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 51 daysPrice drop · $15,000 off (-3.9%)

    434 13th A Street W

    Owen Sound·Owen Sound, ON·N4K 3X2·Near 4th Ave West & 13th St "A" West

    • 2 beds
    Owen Sound real estate›X13046778
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Located in a quiet pocket of Owen Sound's West side, this charming 1.5-storey home perfectly balances character with affordability. Enjoy the striking fieldstone pillars and a deep, covered front porch that invites you to sit back and enjoy the neighbourhood. Inside, the home offers a warm and manageable layout that is ideal for a first-time buyer. Being just a short distance from the harbour and the downtown core, you get the benefit of a peaceful residential street without sacrificing convenience. This is a straightforward, well-maintained home that provides a fantastic opportunity in a great location. Whether you are looking for your first home or a reliable investment, this property is ready for its next chapter and is waiting for your personal touch.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • Inside, the home offers a warm and manageable layout that is ideal for a first-time buyer.
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 15, 2026Price reducedCurrentReduced$365,000−$15,000 (3.9%)X13046778This page
    Apr 26, 2026ListedCurrentFor sale$380,000 —X13046778This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      None
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 434 13th A Street W
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $1,793
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $276
    0.91% mill rate · ON
    The market

    How this home sits in the Owen Sound market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Owen Sound market right now

    Average sold price, days on market, and closed-transaction count for Owen Sound — sourced from MLS®.

    • Avg sold price
      $494,027
      Last 30 days
    • Median sold price
      $487,750
      Middle of the market
    • Days on market
      41 d
      Avg from list to close
    • Closed last 30d
      74
      MLS® transactions
    Full Owen Sound market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 434 13th A Street W — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 434 13th A Street W and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 434 13th A Street W listed for?

      434 13th A Street W is listed at $365,000 on the MLS® (listing X13046778). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 434 13th A Street W have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 700-1100 sqft
  3. Detached
  4. Built 51-99
  5. Asking
    $365,000
    $0 / sqft · MLS® X13046778
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $360,640
    $331,789Confidence range$389,491
    Asking vs estimate
    ≈in-line
    +$4,360
    (+1.2%)
    Asking is in line
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Owen Sound sell in about 41 days — this one has been listed 51 days.

    Avg sold price
    $494,027
    Median sold
    $487,750
    Avg days on market
    41
    Recently sold
    74
    See comparable sales
  7. This is a straightforward, well-maintained home that provides a fantastic opportunity in a great location.
  8. Ask Zara a follow-up
    Sewer
  9. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    2
  10. Interior

    4
    Basement
    Unfinished, Full
    Family room
    N
    Kitchens
    1
    Total rooms
    6
  11. Exterior & construction

    4
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Stone
    Pool
    None
  12. Lot & land

    2
    Year built
    51-99
    Zoning
    R2
  13. Listing & possession

    3
    Occupancy
    TBD
    Property style
    1 1/2 Storey
    Property class
    Detached
  14. Room-by-room · 7 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Ground level

    4 rooms
    • Kitchen
      11.2 × 9.2 ft
    • Dining Room
      13.4 × 9.5 ft
    • Foyer
      9.1 × 7.6 ft
    • Living Room
      11.1 × 10.4 ft

    Second level

    3 rooms
    • Bathroom
      5.9 × 5.7 ft
    • Bedroom 2
      9.6 × 9.0 ft
    • Bedroom
      11.2 × 9.5 ft
    Combined estimate
    $2,069
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $1,793
    /mo
    based on the purchase price of $365,000
    $73,000 cash
    $292,000 financed
    $245,941 total interest
    Monthly payment$1,793/ month
    Principal54%$292,000
    Interest46%$245,941

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Owen Sound

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 662 7th Avenue
      Sold
      Sign in for price
      662 7th Avenue
      Detached
    • 210 5th A Avenue
      Sold
      Sign in for price
      210 5th A Avenue
      Detached
    • 1735 8th Avenue
      Sold
      Sign in for price
      1735 8th Avenue
      Detached
    • 1080 4th 'A' Avenue
      Sold
      Sign in for price
      1080 4th 'A' Avenue
      Detached
    • 115 7th Avenue
      Sold
      Sign in for price
      115 7th Avenue
      Detached
    • 360 2nd Avenue
      Sold
      Sign in for price
      360 2nd Avenue
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    434 13th A Street WThis home2 / 17,001,100$365,000ask———
    662 7th Avenue3 / 21,100—
    210 5th A Avenue3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Owen Sound

    Active listings within ±20% of this asking price.

    • 1671 4th Avenue
      $354,000
      1671 4th Avenue
      Detached 2 1
    • 1318 3rd Avenue
      $359,000
      1318 3rd Avenue
      Detached 4 1
    • 1420 7th Avenue
      $425,000
      1420 7th Avenue
      Detached 2 1
    • 499 16th Street
      $410,000
      499 16th Street
      Detached 2 1
    • 2120 4th Avenue
      $415,000
      2120 4th Avenue
      Detached 3 1
    • 701 5th Street
      $424,900
      701 5th Street
      Detached 4 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  15. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  16. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  17. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  18. Public listing courtesy of Royal LePage RCR Realty · displayed on Summitly per MLS® data-share rules

    434 13th A Street W is a 2-bedroom, 1-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  19. When was 434 13th A Street W built?

    434 13th A Street W was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  20. What is the property tax for 434 13th A Street W?

    The 'Property tax' tab in the History section shows the most recent annual tax for 434 13th A Street W plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  21. How much would the monthly mortgage be on 434 13th A Street W?

    The affordability calculator on this page shows an estimated monthly mortgage for $365,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  22. Has 434 13th A Street W been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 434 13th A Street W with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  23. What neighbourhood is 434 13th A Street W in?

    434 13th A Street W is in Owen Sound, Owen Sound. The 'Neighbourhood' section below links to the live Owen Sound real estate hub with average sold price, days on market, and current inventory.

  24. Is Owen Sound a good place to live?

    Owen Sound is one of ON's actively-tracked Summitly markets. The full Owen Sound real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  25. 1735 8th Avenue
    3 / 2
    1,100
    —
    1080 4th 'A' Avenue5 / 32,000—
    115 7th Avenue4 / 21,500—
    360 2nd Avenue4 / 31,500—