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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 2 days ago

    45 Varty Lake Road

    ·Yarker, ON··

    Yarker real estate›X13598768
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 45 Varty Lake Road. This two-storey home offers approximately 1650 ft. of comfortable living space on a private country lot, just minutes from Varty Lake and approximately 20 minutes to both Kingston and Napanee. Every window offers beautiful views of the surrounding property, while the seasonal pond behind the home becomes a private skating rink in the winter, creating a perfect setting for family fun. The main floor features an open-concept layout with a spacious kitchen offering cherry cabinetry, ceramic flooring, a centre island, and a dining area with direct access to the rear deck overlooking the backyard. The bright living room features a large picture window and 9-foot ceilings. Also on the main level are a convenient laundry room, a two-piece bathroom, and an inside entry from the attached heated 1.5-car garage. Upstairs you'll find three bedrooms and a spacious full bathroom. The home is heated with in-floor radiant heat on the main level and in the garage, complemented by a forced-air system with central air conditioning for year-round comfort. Additional features include a drilled well, landscaped yard, storage shed, and plenty of outdoor space to enjoy country living. Located close to Varty Lake for boating, fishing, and year-round recreation, this property offers the perfect balance of privacy and convenience with an easy commute to both Kingston and Napanee.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 23, 2026ListedCurrentFor sale$570,000 —X13598768This page
    Jul 13, 2026Previously listedTer$549,900 —X13558752View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 45 Varty Lake Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Level
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,800
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $330
    0.70% mill rate · ON
    The market

    How this home sits in the Yarker market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Yarker market right now

    Average sold price, days on market, and closed-transaction count for Yarker — sourced from MLS®.

    • Avg sold price
      $563,727
      Last 30 days
    • Median sold price
      $575,000
      Middle of the market
    • Days on market
      37 d
      Avg from list to close
    • Closed last 30d
      15
      MLS® transactions
    Full Yarker market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 45 Varty Lake Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 45 Varty Lake Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 45 Varty Lake Road listed for?

      45 Varty Lake Road is listed at $570,000 on the MLS® (listing X13598768). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 45 Varty Lake Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 beds
  2. 2 baths
  3. 1500-2000 sqft
  4. Detached
  5. 2-4.99 ac lot
  6. Asking
    $570,000
    $0 / sqft · MLS® X13598768
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $563,727
    $518,629Confidence range$608,825
    Asking vs estimate
    ≈in-line
    +$6,273
    (+1.1%)
    Asking is in line
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Yarker sell in about 37 days — this one has been listed 2 days.

    Avg sold price
    $563,727
    Median sold
    $575,000
    Avg days on market
    37
    Recently sold
    15
    See comparable sales
    • This two-storey home offers approximately 1650 ft. of comfortable living space on a private country lot, just minutes from Varty Lake and approximately 20 minutes to both Kingston and Napanee.
    • The main floor features an open-concept layout with a spacious kitchen offering cherry cabinetry, ceramic flooring, a centre island, and a dining area with direct access to the rear deck overlooking the backyard.
    • Upstairs you'll find three bedrooms and a spacious full bathroom.
    • Additional features include a drilled well, landscaped yard, storage shed, and plenty of outdoor space to enjoy country living.
    Ask Zara a follow-up
    Septic
  8. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    8
    Driveway
    Available, Private Double
  9. Interior

    5
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    10
    Laundry level
    Main Level
  10. Exterior & construction

    5
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Slab
    View
    Forest, Trees/Woods
    Pool
    None
  11. Lot & land

    1
    Zoning
    SR/RE
  12. Listing & possession

    3
    Occupancy
    TBD
    Property style
    2-Storey
    Property class
    Detached
  13. Room-by-room · 10 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Living Room
      12.7 × 17.7 ft
    • Kitchen
      12.7 × 14.8 ft
    • Utility Room
      6.0 × 14.2 ft
    • Dining Room
      12.7 × 12.2 ft
    • Mud Room
      6.0 × 14.2 ft
    • Foyer
      8.9 × 9.3 ft

    Second level

    4 rooms
    • Bedroom
      9.0 × 13.0 ft
    • Bathroom
      12.9 × 12.7 ft
    • Bedroom
      9.0 × 11.2 ft
    • Primary Bedroom
      10.8 × 13.9 ft
    Combined estimate
    $3,130
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,800
    /mo
    based on the purchase price of $570,000
    $114,000 cash
    $456,000 financed
    $384,072 total interest
    Monthly payment$2,800/ month
    Principal54%$456,000
    Interest46%$384,072

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Yarker

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 564 Cutler Road
      Sold
      Sign in for price
      564 Cutler Road
      Detached
    • 1374 Bethel Road
      Sold
      Sign in for price
      1374 Bethel Road
      Detached
    • 180 Switzer Lane
      Sold
      Sign in for price
      180 Switzer Lane
      Detached
    • 26 Moscow Road
      Sold
      Sign in for price
      26 Moscow Road
      Detached
    • 520 Park Road
      Sold
      Sign in for price
      520 Park Road
      Detached
    • 531 Bethel Road
      Sold
      Sign in for price
      531 Bethel Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    45 Varty Lake RoadThis home3 / 215,002,000$570,000ask———
    564 Cutler Road3 / 21,500—
    1374 Bethel Road5 / 22,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Yarker

    Active listings within ±20% of this asking price.

    • 446 Petworth Road
      $599,900
      446 Petworth Road
      Detached 2 3
    • 4318 County Road 6
      $624,000
      4318 County Road 6
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE · displayed on Summitly per MLS® data-share rules

    45 Varty Lake Road is a 3-bedroom, 2-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 45 Varty Lake Road built?

    The year built for 45 Varty Lake Road isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  19. What is the property tax for 45 Varty Lake Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 45 Varty Lake Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 45 Varty Lake Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $570,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 45 Varty Lake Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 45 Varty Lake Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 45 Varty Lake Road in?

    45 Varty Lake Road is in Stone Mills, Yarker. The 'Neighbourhood' section below links to the live Yarker real estate hub with average sold price, days on market, and current inventory.

  23. Is Yarker a good place to live?

    Yarker is one of ON's actively-tracked Summitly markets. The full Yarker real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 180 Switzer Lane
    2 / 1
    700
    —
    26 Moscow Road3 / 21,100—
    520 Park Road2 / 1700—
    531 Bethel Road4 / 42,000—