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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 25 daysPrice drop · $17,500 off (-2.4%)

    48 Circlewood Drive

    St. Thomas·St. Thomas, ON·N5P 4P3·Near Ron McNeil Line/Pine Valley Drive

    • 2 beds
    St. Thomas real estate›X13425038
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Situated in the highly desirable Dalewood community surrounded by parks and and nature, this home blends peaceful living with the convenience of easy access to the highway for commuting, the amenities of St. Thomas and nearby London and the shores of Lake Erie for day trips. From first glance of this beautifully landscaped bungalow, you'll know you've found something special. The welcoming, covered front porch with garden view is perfect for your morning coffee. Inside, you are greeted by a bright, open-concept floor plan highlighted by rich hardwood flooring in the main living areas. The generous foyer opens to the formal dining room, where large windows frame peaceful views of the front porch and gardens. The heart of the home is the modern kitchen, equipped with stainless appliances, pantry and breakfast bar with new quartz countertops with a farmhouse sink and pendant lighting. It flows effortlessly into the inviting living room with a walkout to your private backyard paradise. The fully fenced yard is a gardener's dream, bursting with lush perennial gardens, patios, garden shed and a hot tub where you can unwind under the stars. The main level continues to impress with a relaxing primary suite, with walk-in closet and 3-piece ensuite. This level also has a large second bedroom, 4-piece washroom and main floor laundry room for the ultimate one-storey convenience. The open staircase leads to the showstopper of a lower level, with its inviting family room featuring a fireplace and terrific wet bar with bar fridge. A third bedroom, 4-piece washroom and open-style workspace with desk and extra closet space and a fabulous craft or playroom with built-in desk offer space for the whole family, while still allowing for a huge storage/furnace room. This beautifully cared for home offers elegant main floor living and an entertainer's dream lower level on an enviable, landscaped oasis. A Home To Treasure...A Lifestyle To Love!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 4, 2026Price reducedCurrentReduced$725,000−$17,500 (2.4%)X13425038This page
    Jun 10, 2026ListedCurrentFor sale$742,500 —X13425038This page
    Apr 20, 2023SoldSold$725,000+$5,100 (0.7%)X7812448View
    Mar 16, 2023Previously listedSld$719,900 —X7812448View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 48 Circlewood Drive
    What's nearby

    Points of interest classified by the MLS® feed.

    • Fenced Yard
    • Greenbelt/Conservation
    • Level
    • Library
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,562
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $387
    0.64% mill rate · ON
    The market

    How this home sits in the St. Thomas market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The St. Thomas market right now

    Average sold price, days on market, and closed-transaction count for St. Thomas — sourced from MLS®.

    • Avg sold price
      $550,394
      Last 30 days
    • Median sold price
      $535,000
      Middle of the market
    • Days on market
      52 d
      Avg from list to close
    • Closed last 30d
      167
      MLS® transactions
    Full St. Thomas market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 48 Circlewood Drive — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 48 Circlewood Drive and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 48 Circlewood Drive listed for?

      48 Circlewood Drive is listed at $725,000 on the MLS® (listing X13425038). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 48 Circlewood Drive have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1100-1500 sqft
  3. Detached
  4. Built 16-30
  5. < .50 ac lot
  6. Asking
    $725,000
    $0 / sqft · MLS® X13425038
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $401,788
    $369,645Confidence range$433,931
    Asking vs estimate
    ↑↑well-above
    +$323,212
    (+80.4%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in St. Thomas sell in about 52 days — this one has been listed 25 days.

    Avg sold price
    $550,394
    Median sold
    $535,000
    Avg days on market
    52
    Recently sold
    167
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • The welcoming, covered front porch with garden view is perfect for your morning coffee.
    • The generous foyer opens to the formal dining room, where large windows frame peaceful views of the front porch and gardens.
    • The fully fenced yard is a gardener's dream, bursting with lush perennial gardens, patios, garden shed and a hot tub where you can unwind under the stars.
    • The main level continues to impress with a relaxing primary suite, with walk-in closet and 3-piece ensuite.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  8. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    6
    Driveway
    Private Double
  9. Interior

    7
    Basement
    Full, Finished
    Family room
    N
    Kitchens
    1
    Total rooms
    5
    Laundry level
    Main Level
    Elevator
    N
    Accessibility
    N
  10. Exterior & construction

    5
    Exterior
    Brick, Vinyl Siding
    Roof
    Shingles
    Foundation
    Poured Concrete
    View
    Garden
    Pool
    None
  11. Lot & land

    1
    Year built
    16-30
  12. Listing & possession

    3
    Occupancy
    60-90 DAYS TBA
    Property style
    Bungalow
    Property class
    Detached
  13. Room-by-room · 5 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Dining Room
      formal rm · hardwood floor · overlooks frontyard
      11.2 × 11.0 ft
    • Living Room
      hardwood floor · w/o to patio · open concept
      14.5 × 14.4 ft
    • Kitchen
      pantry · breakfast bar · quartz counter
      16.1 × 15.3 ft
    • Primary Bedroom
      broadloom · 3 pc ensuite · walk-in closet(s)
      17.2 × 11.9 ft
    • Bedroom 2
      broadloom · double closet
      13.9 × 9.8 ft
  14. Park
  15. School Bus Route
  16. Combined estimate
    $3,949
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,562
    /mo
    based on the purchase price of $725,000
    $145,000 cash
    $580,000 financed
    $488,512 total interest
    Monthly payment$3,562/ month
    Principal54%$580,000
    Interest46%$488,512

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in St. Thomas

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 9 TRAFALGAR Street
      Sold
      Sign in for price
      9 TRAFALGAR Street
      Detached
    • 17 Old Course Road
      Sold
      Sign in for price
      17 Old Course Road
      Detached
    • 192 Myrtle Street
      Sold
      Sign in for price
      192 Myrtle Street
      Detached
    • 5 Hartland Circle
      Sold
      Sign in for price
      5 Hartland Circle
      Detached
    • 18 Peach Tree Boulevard
      Sold
      Sign in for price
      18 Peach Tree Boulevard
      Detached
    • 8 Hartland Circle
      Sold
      Sign in for price
      8 Hartland Circle
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    48 Circlewood DriveThis home2 / 311,001,500$725,000ask———
    9 TRAFALGAR Street2 / 1700—
    17 Old Course Road4 / 31,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in St. Thomas

    Active listings within ±20% of this asking price.

    • 2 Cherry Blossom Lane
      $674,900
      2 Cherry Blossom Lane
      Detached 2 2
    • 29 Augusta Crescent
      $649,900
      29 Augusta Crescent
      Detached 3 3
    • 10 Honey Bend
      $749,000
      10 Honey Bend
      Detached 4 3
    • 76 Styles Drive
      $819,900
      76 Styles Drive
      Detached 4 4
    • 15 Cavanaugh Crescent
      $729,900
      15 Cavanaugh Crescent
      Detached 4 4
    • 18 Sifton Drive
      $648,000
      18 Sifton Drive
      Detached 3 4
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of ROYAL LEPAGE TRILAND REALTY · displayed on Summitly per MLS® data-share rules

    48 Circlewood Drive is a 2-bedroom, 3-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 48 Circlewood Drive built?

    48 Circlewood Drive was built in 16-30. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 48 Circlewood Drive?

    The 'Property tax' tab in the History section shows the most recent annual tax for 48 Circlewood Drive plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 48 Circlewood Drive?

    The affordability calculator on this page shows an estimated monthly mortgage for $725,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 48 Circlewood Drive been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 48 Circlewood Drive with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 48 Circlewood Drive in?

    48 Circlewood Drive is in St. Thomas, St. Thomas. The 'Neighbourhood' section below links to the live St. Thomas real estate hub with average sold price, days on market, and current inventory.

  26. Is St. Thomas a good place to live?

    St. Thomas is one of ON's actively-tracked Summitly markets. The full St. Thomas real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 192 Myrtle Street
    3 / 1
    1,100
    —
    5 Hartland Circle3 / 31,500—
    18 Peach Tree Boulevard4 / 42,000—
    8 Hartland Circle2 / 21,100—