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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 37 days

    48 Fire Route 76A

    North Kawartha·North Kawartha, ON·K0L 1A0·Near Highway 28 & Eels Lake Road

    • 3 beds
    North Kawartha real estate›X13115058
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Set on a substantial stretch of clean shoreline on Eels Lake, this 5 bedroom, 3 bath, 8 year old custom-built bungalow is quietly positioned on a well-treed lot, offering a level of privacy and presence rarely found. Inside the home opens to a vaulted great room anchored by a full wall of glass, capturing the lake through every season and filling the space with natural light. Open, warm and connected, its a space that naturally becomes the centre of the home. The kitchen is thoughtfully designed with a large island and quality finishes, flowing seamlessly into the dining and living areas, equally suited for quiet mornings or hosting family and friends. A standout feature is the vaulted, screened-in sunroom overlooking the lake, designed to bring in natural light and fresh air while offering a comfortable space to gather, dine or unwind from morning coffee through to evening. The layout is well planned, with 3 bedrooms on the main level, including a well-positioned primary suite with views toward the water, along with the convenience of main floor laundry. The walkout lower level adds flexibility with additional bedrooms, a generous recreation space, and direct access to the grounds, ideal for guests or multi-generational use. At the shoreline, the water is clean, the dock is in place, and with desirable western exposure, the property enjoys stunning sunsets across the lake. Whether its swimming, boating, or a quiet evening at the waters edge, this is where time naturally slows. An expansive dock extends out to the open water, creating a natural space to gather and enjoy the lake. Set just north of Apsley, this is a refined waterfront offering for those who value privacy, design, and a setting that is increasingly hard to find. A pre-list Home Inspection has been completed and is available for review.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 12, 2026ListedCurrentFor sale$1,799,000 —X13115058This page
    Mar 18, 2025Previously listedExp$2,249,000 —X12025295View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Baseboard
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 48 Fire Route 76A
    What's nearby

    Points of interest classified by the MLS® feed.

    • Golf
    • Lake/Pond
    • Marina
    • Waterfront
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $8,838
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $501
    0.33% mill rate · ON
    The market

    How this home sits in the North Kawartha market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The North Kawartha market right now

    Average sold price, days on market, and closed-transaction count for North Kawartha — sourced from MLS®.

    • Avg sold price
      $899,219
      Last 30 days
    • Median sold price
      $686,086
      Middle of the market
    • Days on market
      47 d
      Avg from list to close
    • Closed last 30d
      30
      MLS® transactions
    Full North Kawartha market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 48 Fire Route 76A — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 48 Fire Route 76A and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 48 Fire Route 76A listed for?

      48 Fire Route 76A is listed at $1,799,000 on the MLS® (listing X13115058). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 48 Fire Route 76A have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1500-2000 sqft
  3. Detached
  4. Built 6-15
  5. .50-1.99 ac lot
  6. Asking
    $1,799,000
    $0 / sqft · MLS® X13115058
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $899,219
    $827,281Confidence range$971,157
    Asking vs estimate
    ↑↑well-above
    +$899,781
    (+100.1%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in North Kawartha sell in about 47 days — this one has been listed 37 days.

    Avg sold price
    $899,219
    Median sold
    $686,086
    Avg days on market
    47
    Recently sold
    30
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Set on a substantial stretch of clean shoreline on Eels Lake, this 5 bedroom, 3 bath, 8 year old custom-built bungalow is quietly positioned on a well-treed lot, offering a level of privacy and presence rarely found.
    • Inside the home opens to a vaulted great room anchored by a full wall of glass, capturing the lake through every season and filling the space with natural light.
    • Open, warm and connected, its a space that naturally becomes the centre of the home.
    • An expansive dock extends out to the open water, creating a natural space to gather and enjoy the lake.
    Ask Zara a follow-up
    Well
    Sewer
    Septic
  8. Parking & garage

    3
    Garage
    None
    Parking spaces
    10
    Driveway
    Private
  9. Interior

    4
    Basement
    Finished with Walk-Out
    Family room
    Y
    Kitchens
    1
    Total rooms
    10
  10. Exterior & construction

    6
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    View
    Lake, Trees/Woods
    Waterfront
    Y
    Pool
    None
  11. Lot & land

    2
    Year built
    6-15
    Zoning
    SR
  12. Listing & possession

    3
    Occupancy
    60 Days
    Property style
    Bungalow
    Property class
    Detached
  13. Room-by-room · 17 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    10 rooms
    • Primary Bedroom
      large window · plank · ceiling fan(s)
      12.2 × 13.7 ft
    • Dining Room
      w/o to sundeck · plank · open concept
      11.6 × 13.9 ft
    • Bathroom
      5 pc bath · heated floor
      8.5 × 9.4 ft
    • Bedroom 3
      plank · ceiling fan(s)
      11.7 × 9.9 ft
    • Laundry
      Tile Floor
      5.9 × 13.6 ft
    • Sunroom
      sliding doors · w/o to deck · ceiling fan(s)
      19.0 × 14.5 ft
    • Bathroom
      3 Pc Bath
      7.6 × 9.8 ft
    • Living Room
      fireplace · plank · vaulted ceiling(s)
      22.9 × 17.2 ft
    • Bedroom 2
      large window · plank · ceiling fan(s)
      11.9 × 13.7 ft
    • Kitchen
      centre island · plank · b/i appliances
      11.1 × 13.9 ft

    Basement level

    7 rooms
    • Utility Room
      17.0 × 17.0 ft
    • Recreation
      Above Grade Window
      18.9 × 30.2 ft
    • Bathroom
      3 Pc Bath
      8.5 × 4.9 ft
    • Bedroom 5
      10.2 × 13.5 ft
    • Bedroom 4
      10.9 × 12.7 ft
    • Mud Room
      W/O To Yard
      5.8 × 14.0 ft
    • Office
      17.5 × 12.6 ft
  14. Wooded/Treed
  15. Combined estimate
    $9,339
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $8,838
    /mo
    based on the purchase price of $1,799,000
    $359,800 cash
    $1,439,200 financed
    $1,212,184 total interest
    Monthly payment$8,838/ month
    Principal54%$1,439,200
    Interest46%$1,212,184

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in North Kawartha

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 86 Fire Route 7
      Sold
      Sign in for price
      86 Fire Route 7
      Detached
    • 85 Hillcrest Road
      Sold
      Sign in for price
      85 Hillcrest Road
      Detached
    • 6070 28 Highway
      Sold
      Sign in for price
      6070 28 Highway
      Detached
    • 27 Sylvan Drive
      Sold
      Sign in for price
      27 Sylvan Drive
      Detached
    • 299 Fire Route 10A
      Sold
      Sign in for price
      299 Fire Route 10A
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    48 Fire Route 76AThis home3 / 315,002,000$1,799,000ask———
    86 Fire Route 73 / 11,500—
    85 Hillcrest Road3 / 21,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in North Kawartha

    Active listings within ±20% of this asking price.

    • 88 Brock Road
      $1,599,900
      88 Brock Road
      Detached 4 4
    • 1080 Clydesdale Road
      $1,595,000
      1080 Clydesdale Road
      Detached 4 3
    • 22 Chandos Lk Balmer Island
      $1,495,000
      22 Chandos Lk Balmer Island
      Detached 5 1
    • 118 QUAIL Lane
      $1,499,900
      118 QUAIL Lane
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of Royal LePage Frank Real Estate · displayed on Summitly per MLS® data-share rules

    48 Fire Route 76A is a 3-bedroom, 3-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 48 Fire Route 76A built?

    48 Fire Route 76A was built in 6-15. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  21. What is the property tax for 48 Fire Route 76A?

    The 'Property tax' tab in the History section shows the most recent annual tax for 48 Fire Route 76A plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 48 Fire Route 76A?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,799,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 48 Fire Route 76A been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 48 Fire Route 76A with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 48 Fire Route 76A in?

    48 Fire Route 76A is in North Kawartha, North Kawartha. The 'Neighbourhood' section below links to the live North Kawartha real estate hub with average sold price, days on market, and current inventory.

  25. Is North Kawartha a good place to live?

    North Kawartha is one of ON's actively-tracked Summitly markets. The full North Kawartha real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 6070 28 Highway
    3 / 3
    2,500
    —
    27 Sylvan Drive2 / 31,500—
    299 Fire Route 10A2 / 21,500—