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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 8 days

    499 Ontario Street

    Cabbagetown-South St. James Town·Toronto, ON·M4X 1M7·Near PARLIAMENT AND CARLTON

    • 5 beds
    Toronto real estate›C13566570
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    2 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Sat, Jul 25
      2026-07-25T18:00:00.000-00:00 – 2026-07-25T20:00:00.000-00:00
      Public
    • Open house
      Sun, Jul 26
      2026-07-26T18:00:00.000-00:00 – 2026-07-26T20:00:00.000-00:00
      Public
    Overview

    What this listing tells us

    Property description

    Welcome to 499 Ontario Street, a spectacular, fully renovated legal duplex in the heart of historic Cabbagetown. The ultimate turnkey opportunity for investors, multi-generational families, or live-rent buyers, this property seamlessly blends classic character with high-end modern design. Step inside to discover soaring ceilings, stunning exposed brick accents, gorgeous marble floors, and premium contemporary finishes throughout. The building is divided into two well-appointed, self-contained residences, each featuring independent ensuite laundry, gourmet kitchens with sleek stainless-steel appliances, and rare, private outdoor spaces. The upper unit is a sun-drenched sanctuary boasting 3 spacious bedrooms, 2 elegant bathrooms, and a spectacular private rooftop deck perfect for relaxing above the city. Below, the main-floor and lower-level suite offers a beautifully executed 4-bedroom, 2-bathroom layout, complete with direct walk-out access to its own private, fully fenced yard. To top it off, this property includes a highly coveted two-car parking pad at the rear-an absolute premium in this historic downtown neighbourhood. Perfectly positioned just steps from vibrant shops, cafes, and patios of Parliament Street, scenic local parks, and transit - this exceptional asset delivers the perfect combination of location, modern luxury, and incredible cash flow.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 15, 2026ListedCurrentFor sale$1,899,900 —C13566570This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 499 Ontario Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Fenced Yard
    • Hospital
    • Place Of Worship
    • Public Transit
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $9,334
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $730
    0.46% mill rate · ON
    The market

    How this home sits in the Toronto market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Toronto market right now

    Average sold price, days on market, and closed-transaction count for Toronto — sourced from MLS®.

    • Avg sold price
      $1,086,781
      Last 30 days
    • Median sold price
      $857,493
      Middle of the market
    • Days on market
      29 d
      Avg from list to close
    • Closed last 30d
      6,782
      MLS® transactions
    Full Toronto market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 499 Ontario Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 499 Ontario Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 499 Ontario Street listed for?

      499 Ontario Street is listed at $1,899,900 on the MLS® (listing C13566570). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 499 Ontario Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 4 baths
  2. 1500-2000 sqft
  3. Duplex
  4. Built 100+
  5. Asking
    $1,899,900
    $0 / sqft · MLS® C13566570
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,478,022
    $1,359,780Confidence range$1,596,264
    Asking vs estimate
    ↑↑well-above
    +$421,878
    (+28.5%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 5 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Toronto sell in about 29 days — this one has been listed 8 days.

    Avg sold price
    $1,086,781
    Median sold
    $857,493
    Avg days on market
    29
    Recently sold
    6782
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    • The building is divided into two well-appointed, self-contained residences, each featuring independent ensuite laundry, gourmet kitchens with sleek stainless-steel appliances, and rare, private outdoor spaces.
    • The upper unit is a sun-drenched sanctuary boasting 3 spacious bedrooms, 2 elegant bathrooms, and a spectacular private rooftop deck perfect for relaxing above the city.
    • Below, the main-floor and lower-level suite offers a beautifully executed 4-bedroom, 2-bathroom layout, complete with direct walk-out access to its own private, fully fenced yard.
    • To top it off, this property includes a highly coveted two-car parking pad at the rear-an absolute premium in this historic downtown neighbourhood.
    Ask Zara a follow-up
    Sewer
  7. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    Private Double
  8. Interior

    5
    Basement
    Apartment
    Family room
    N
    Kitchens
    2
    Total rooms
    11
    Laundry level
    Upper Level
  9. Exterior & construction

    5
    Exterior
    Brick
    Roof
    Other, Slate
    Foundation
    Stone
    View
    City
    Pool
    None
  10. Lot & land

    1
    Year built
    100+
  11. Listing & possession

    3
    Occupancy
    30/60/90 Flexible
    Property style
    2 1/2 Storey
    Property class
    Duplex
  12. Room-by-room · 13 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Kitchen
      renovated · stainless steel appl · centre island
      7.5 × 13.0 ft
    • Living Room
      gas fireplace · hardwood floor · bay window
      10.8 × 21.1 ft
    • Bedroom
      w/o to yard · hardwood floor · closet
      11.3 × 12.5 ft
    • Dining Room
      combined w/living · hardwood floor · large window
      10.8 × 21.1 ft
    • Bedroom
      closet · window · 2 way fireplace
      9.0 × 9.4 ft

    Second level

    4 rooms
    • Dining Room
      combined w/living · hardwood floor · large window
      12.9 × 16.1 ft
    • Living Room
      large window · hardwood floor · combined w/dining
      12.9 × 16.1 ft
    • Bedroom
      window · closet · hardwood floor
      9.8 × 12.2 ft
    • Kitchen
      stainless steel appl · centre island · combined w/laundry
      16.6 × 11.6 ft

    Third level

    2 rooms
    • Bedroom
      w/o to deck · closet · hardwood floor
      10.1 × 12.7 ft
    • Bedroom
      hardwood floor · window · closet
      12.9 × 17.2 ft

    Lower level

    2 rooms
    • Bedroom
      sump pump · vinyl floor · closet
      14.5 × 12.7 ft
    • Bedroom
      window · closet · vinyl floor
      11.2 × 14.5 ft
  13. Rec./Commun.Centre
  14. School
  15. Combined estimate
    $10,064
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $9,334
    /mo
    based on the purchase price of $1,899,900
    $379,980 cash
    $1,519,920 financed
    $1,280,172 total interest
    Monthly payment$9,334/ month
    Principal54%$1,519,920
    Interest46%$1,280,172

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable duplexs that just sold in Toronto

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 371 Howland Avenue
      Sold
      Sign in for price
      371 Howland Avenue
      Duplex
    • 20 Webster Avenue
      Sold
      Sign in for price
      20 Webster Avenue
      Duplex
    • 80 Rockwell Avenue
      Sold
      Sign in for price
      80 Rockwell Avenue
      Duplex
    • 373 Woodbine Avenue
      Sold
      Sign in for price
      373 Woodbine Avenue
      Duplex
    • 100 Ascot Avenue
      Sold
      Sign in for price
      100 Ascot Avenue
      Duplex
    • 311 St Clair Avenue
      Sold
      Sign in for price
      311 St Clair Avenue
      Duplex
    AddressBd / BaSqftSold$/sqft% of askSold
    499 Ontario StreetThis home5 / 415,002,000$1,899,900ask———
    371 Howland Avenue4 / 31,100—
    20 Webster Avenue5 / 32,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More duplexs in Toronto

    Active listings within ±20% of this asking price.

    • 100 Dixon Road
      $1,599,000
      100 Dixon Road
      Duplex 6 5
    • 298 Seaton Street
      $1,800,000
      298 Seaton Street
      Duplex 5 3
    • 58 Forty-First Street
      $1,599,900
      58 Forty-First Street
      Duplex 6 3
    • 27 Hillsboro Avenue
      $1,799,000
      27 Hillsboro Avenue
      Duplex 5 3
    • 837 Gladstone Avenue
      $1,579,000
      837 Gladstone Avenue
      Duplex 5 3
    • 172 Royal York Road
      $1,988,888
      172 Royal York Road
      Duplex 5 6
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of BOSLEY REAL ESTATE LTD. · displayed on Summitly per MLS® data-share rules

    499 Ontario Street is a 5-bedroom, 4-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 499 Ontario Street built?

    499 Ontario Street was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  21. What is the property tax for 499 Ontario Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 499 Ontario Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 499 Ontario Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,899,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 499 Ontario Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 499 Ontario Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 499 Ontario Street in?

    499 Ontario Street is in Cabbagetown-South St. James Town, Toronto. The 'Neighbourhood' section below links to the live Toronto real estate hub with average sold price, days on market, and current inventory.

  25. Is Toronto a good place to live?

    Toronto is one of ON's actively-tracked Summitly markets. The full Toronto real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 80 Rockwell Avenue
    4 / 6
    1,500
    —
    373 Woodbine Avenue4 / 41,500—
    100 Ascot Avenue4 / 32,000—
    311 St Clair Avenue4 / 42,000—