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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 36 days

    509 Gilchrist Street

    Town Ward 3·Peterborough, ON·K9H 4N7·Near McDonnel Street & Gilchrist St

    • 2 beds
    Peterborough real estate›X13097526
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to this warm and welcoming 1.5-storey home tucked into one of Peterborough's most walkable, connected neighbourhoods. Whether you're buying your first home or looking to simplify without sacrificing lifestyle, this one just makes sense. Inside, the home offers a bright, easy-flow layout with thoughtful updates throughout. The kitchen has been recently refreshed with new countertops, backsplash, added storage, and a new microwave-giving you a clean, functional space to cook, gather, and settle into daily life. Upstairs features two comfortable bedrooms with brand new carpeting (2026), on the stairs and landing that tie everything together. The lower level has been insulated and improved with new stairs, adding extra usable space and efficiency. Behind the walls, the important upgrades are already done-updated plumbing (galvanized removed), a 200-amp panel, central air, and newer eavestroughs-so you can focus on living, not projects. But what really sets this property apart is the setting. The backyard feels like a hidden retreat in the middle of the city-fully fenced and thoughtfully landscaped with stonework, a deck, and pergola. It's the kind of space where you can unwind at the end of the day and actually hear the calming flow of Jackson Creek nearby. For buyers who love to get outside, this location is hard to beat. You're just steps to the Trans Canada Trail-perfect for biking, running, or walking into town-while still being close to shops, restaurants, and everyday amenities. It's an easy, low-car lifestyle that's becoming harder to find. A home that offers comfort, connection to nature, and convenience-without compromise. Truly is a hidden gem that must be seen to be appreciated!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 7, 2026ListedCurrentFor sale$415,000 —X13097526This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 509 Gilchrist Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Arts Centre
    • Cul de Sac/Dead End
    • Hospital
    • Park
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,039
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $251
    0.72% mill rate · ON
    The market

    How this home sits in the Peterborough market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Peterborough market right now

    Average sold price, days on market, and closed-transaction count for Peterborough — sourced from MLS®.

    • Avg sold price
      $580,529
      Last 30 days
    • Median sold price
      $550,000
      Middle of the market
    • Days on market
      38 d
      Avg from list to close
    • Closed last 30d
      306
      MLS® transactions
    Full Peterborough market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 509 Gilchrist Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 509 Gilchrist Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 509 Gilchrist Street listed for?

      509 Gilchrist Street is listed at $415,000 on the MLS® (listing X13097526). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 509 Gilchrist Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 700-1100 sqft
  3. Detached
  4. Built 51-99
  5. < .50 ac lot
  6. Asking
    $415,000
    $0 / sqft · MLS® X13097526
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $423,786
    $389,883Confidence range$457,689
    Asking vs estimate
    ≈in-line
    −$8,786
    (-2.1%)
    Asking is in line
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Peterborough sell in about 38 days — this one has been listed 36 days.

    Avg sold price
    $580,529
    Median sold
    $550,000
    Avg days on market
    38
    Recently sold
    306
    See comparable sales
    AI highlights by Zara
    • The kitchen has been recently refreshed with new countertops, backsplash, added storage, and a new microwave-giving you a clean, functional space to cook, gather, and settle into daily life.
    • The lower level has been insulated and improved with new stairs, adding extra usable space and efficiency.
    • Behind the walls, the important upgrades are already done-updated plumbing (galvanized removed), a 200-amp panel, central air, and newer eavestroughs-so you can focus on living, not projects.
    • The backyard feels like a hidden retreat in the middle of the city-fully fenced and thoughtfully landscaped with stonework, a deck, and pergola.
    Ask Zara a follow-up
    Sewer
  8. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    Private
  9. Interior

    5
    Basement
    Full, Unfinished
    Family room
    Y
    Kitchens
    1
    Total rooms
    6
    Laundry level
    Lower Level
  10. Exterior & construction

    5
    Exterior
    Aluminum Siding, Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Stone
    View
    City, Creek/Stream
    Pool
    None
  11. Lot & land

    2
    Year built
    51-99
    Zoning
    R1
  12. Listing & possession

    3
    Occupancy
    Immediate
    Property style
    1 1/2 Storey
    Property class
    Detached
  13. Room-by-room · 11 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Living Room
      19.6 × 11.5 ft
    • Kitchen
      10.5 × 9.8 ft
    • Dining Room
      10.3 × 5.3 ft
    • Sunroom
      14.5 × 5.3 ft
    • Bathroom
      3 Pc Bath
      7.9 × 4.0 ft

    Second level

    3 rooms
    • Bathroom
      7.2 × 4.5 ft
    • Bedroom 2
      11.9 × 6.6 ft
    • Primary Bedroom
      12.4 × 7.8 ft

    Lower level

    3 rooms
    • Other
      13.2 × 9.6 ft
    • Other
      13.5 × 11.7 ft
    • Utility Room
      13.7 × 8.0 ft
  14. Public Transit
  15. Library
  16. Combined estimate
    $2,290
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,039
    /mo
    based on the purchase price of $415,000
    $83,000 cash
    $332,000 financed
    $279,631 total interest
    Monthly payment$2,039/ month
    Principal54%$332,000
    Interest46%$279,631

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Peterborough

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 909 Whitefield Drive
      Sold
      Sign in for price
      909 Whitefield Drive
      Detached
    • 727 Payne Street
      Sold
      Sign in for price
      727 Payne Street
      Detached
    • 26 Stonebridge Court
      Sold
      Sign in for price
      26 Stonebridge Court
      Detached
    • 84 Ware Street
      Sold
      Sign in for price
      84 Ware Street
      Detached
    • 473 Cordach Crescent
      Sold
      Sign in for price
      473 Cordach Crescent
      Detached
    • 110 Farrier Crescent
      Sold
      Sign in for price
      110 Farrier Crescent
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    509 Gilchrist StreetThis home2 / 27,001,100$415,000ask———
    909 Whitefield Drive3 / 2700—
    727 Payne Street4 / 2700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Peterborough

    Active listings within ±20% of this asking price.

    • 500 Glengarry Avenue
      $450,000
      500 Glengarry Avenue
      Detached 2 1
    • 48 Leahys Lane
      $414,999
      48 Leahys Lane
      Detached 1 1
    • 489 Raymond Street
      $430,000
      489 Raymond Street
      Detached 3 2
    • 438 Rose Avenue
      $474,900
      438 Rose Avenue
      Detached 2 2
    • 590 Murray Street
      $435,000
      590 Murray Street
      Detached 4 1
    • 534 Douglas Avenue
      $425,000
      534 Douglas Avenue
      Detached 2 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of Exit Realty Liftlock · displayed on Summitly per MLS® data-share rules

    509 Gilchrist Street is a 2-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 509 Gilchrist Street built?

    509 Gilchrist Street was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 509 Gilchrist Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 509 Gilchrist Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 509 Gilchrist Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $415,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 509 Gilchrist Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 509 Gilchrist Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 509 Gilchrist Street in?

    509 Gilchrist Street is in Town Ward 3, Peterborough. The 'Neighbourhood' section below links to the live Peterborough real estate hub with average sold price, days on market, and current inventory.

  26. Is Peterborough a good place to live?

    Peterborough is one of ON's actively-tracked Summitly markets. The full Peterborough real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 26 Stonebridge Court
    2 / 2
    700
    —
    84 Ware Street2 / 2700—
    473 Cordach Crescent2 / 2700—
    110 Farrier Crescent3 / 31,500—