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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 33 days

    51 Cardinal Avenue

    South Bruce Peninsula·South Bruce Peninsula, ON·N0H 2T0·Near Spry Lake Rd, Bryant St

    • 1 bed
    South Bruce Peninsula real estate›X13047620
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Your Lakeside Retreat Awaits! Discover the perfect canvas for endless family memories at this enchanting cottage in Oliphant, a tranquil lakeside community just 10 minutes north of vibrant Sauble Beach. Tucked away on a quiet side street, this property masterfully blends value, amenities, and cherished privacy. The main cottage offers a cozy haven with its comfortable bedroom and a versatile, full-height basement featuring storage, laundry area, a handy walkout and a warming wood-burning stove. The main level invites connection with its spacious eat-in kitchen and a living room centered around a welcoming propane fireplace. Step out onto the party-sized screened porch, or retreat to the lovely three-season room, ideal for savoring those cool, serene evenings. Beyond the cottage, a world of relaxation and recreation unfolds.You'll be delighted by the covered hot tub, an inviting oasis, and a fully finished, insulated 32'x15'accessory building, a fantastic space for extra guests to unwind. The expansive grounds also boast a large storage building with a convenient roll-up garage door, ensuring ample space for all your toys. For ultimate peace of mind, a Generac backup generator, newer metal roof and a ductless AC/heat unit provide year round comfort. And for a touch of active fun, embrace the sun on your very own beach volleyball court. This is more than just a cottage; it's a lifestyle, offering a unique blend of features at an attractive price point.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Apr 27, 2026ListedCurrentFor sale$479,000 —X13047620This page
    Jul 31, 2025Previously listedTer$449,000 —X12318206View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Heat Pump
      Air conditioning
      Wall Unit(s)
      Fireplaces
      2
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 51 Cardinal Avenue
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,353
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $156
    0.39% mill rate · ON
    The market

    How this home sits in the South Bruce Peninsula market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The South Bruce Peninsula market right now

    Average sold price, days on market, and closed-transaction count for South Bruce Peninsula — sourced from MLS®.

    • Avg sold price
      $519,173
      Last 30 days
    • Median sold price
      $515,000
      Middle of the market
    • Days on market
      56 d
      Avg from list to close
    • Closed last 30d
      55
      MLS® transactions
    Full South Bruce Peninsula market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 51 Cardinal Avenue — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 51 Cardinal Avenue and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 51 Cardinal Avenue listed for?

      51 Cardinal Avenue is listed at $479,000 on the MLS® (listing X13047620). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 51 Cardinal Avenue have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 700-1100 sqft
  3. Detached
  4. .50-1.99 ac lot
  5. Asking
    $479,000
    $0 / sqft · MLS® X13047620
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $316,696
    $291,360Confidence range$342,031
    Asking vs estimate
    ↑↑well-above
    +$162,304
    (+51.2%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 1 bedrooms (no sqft on file).

    Market analytics

    Homes like this in South Bruce Peninsula sell in about 56 days — this one has been listed 33 days.

    Avg sold price
    $519,173
    Median sold
    $515,000
    Avg days on market
    56
    Recently sold
    55
    See comparable sales
    AI highlights by Zara
    • Your Lakeside Retreat Awaits!
    • The main cottage offers a cozy haven with its comfortable bedroom and a versatile, full-height basement featuring storage, laundry area, a handy walkout and a warming wood-burning stove.
    • The main level invites connection with its spacious eat-in kitchen and a living room centered around a welcoming propane fireplace.
    • The expansive grounds also boast a large storage building with a convenient roll-up garage door, ensuring ample space for all your toys.
    Ask Zara a follow-up
    Well
    Sewer
    Septic
  7. Parking & garage

    3
    Garage
    Detached
    Parking spaces
    3
    Driveway
    3
  8. Interior

    5
    Basement
    Unfinished, Full
    Family room
    N
    Kitchens
    1
    Total rooms
    4
    Laundry level
    Lower Level
  9. Exterior & construction

    4
    Exterior
    Vinyl Siding
    Roof
    Metal
    Foundation
    Block, Concrete
    Pool
    None
  10. Lot & land

    1
    Zoning
    R2
  11. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  12. Room-by-room · 7 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Living Room
      23.5 × 11.7 ft
    • Bathroom
      8.3 × 7.1 ft
    • Sunroom
      14.0 × 13.0 ft
    • Kitchen
      15.3 × 13.1 ft
    • Bedroom
      16.0 × 7.1 ft

    Basement level

    2 rooms
    • Laundry
      13.1 × 13.1 ft
    • Utility Room
      19.7 × 26.2 ft
    Combined estimate
    $2,509
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,353
    /mo
    based on the purchase price of $479,000
    $95,800 cash
    $383,200 financed
    $322,755 total interest
    Monthly payment$2,353/ month
    Principal54%$383,200
    Interest46%$322,755

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in South Bruce Peninsula

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 37 REID'S PT RD
      Sold
      Sign in for price
      37 REID'S PT RD
      Detached
    • 121 Mallory Beach Road
      Sold
      Sign in for price
      121 Mallory Beach Road
      Detached
    • 31 Hemlock Road
      Sold
      Sign in for price
      31 Hemlock Road
      Detached
    • 138 Third Avenue
      Sold
      Sign in for price
      138 Third Avenue
      Detached
    • 419 Second Avenue
      Sold
      Sign in for price
      419 Second Avenue
      Detached
    • 50 Everett Road
      Sold
      Sign in for price
      50 Everett Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    51 Cardinal AvenueThis home1 / 17,001,100$479,000ask———
    37 REID'S PT RD2 / 32,000—
    121 Mallory Beach Road3 / 11,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in South Bruce Peninsula

    Active listings within ±20% of this asking price.

    • 11 Graham Crescent
      $499,900
      11 Graham Crescent
      Detached 2 2
    • 44 Whitefish Boulevard
      $494,500
      44 Whitefish Boulevard
      Detached 3 2
    • 6 Jewel Bridge Road
      $529,000
      6 Jewel Bridge Road
      Detached 3 1
    • 67 Chapel Crescent
      $465,000
      67 Chapel Crescent
      Detached 1 1
    • 52 Spry Lake Road
      $449,900
      52 Spry Lake Road
      Detached 2 1
    • 11 Eldridge Avenue
      $540,000
      11 Eldridge Avenue
      Detached 3 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of Century 21 Millennium Inc. · displayed on Summitly per MLS® data-share rules

    51 Cardinal Avenue is a 1-bedroom, 1-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was 51 Cardinal Avenue built?

    The year built for 51 Cardinal Avenue isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  18. What is the property tax for 51 Cardinal Avenue?

    The 'Property tax' tab in the History section shows the most recent annual tax for 51 Cardinal Avenue plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on 51 Cardinal Avenue?

    The affordability calculator on this page shows an estimated monthly mortgage for $479,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has 51 Cardinal Avenue been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 51 Cardinal Avenue with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is 51 Cardinal Avenue in?

    51 Cardinal Avenue is in South Bruce Peninsula, South Bruce Peninsula. The 'Neighbourhood' section below links to the live South Bruce Peninsula real estate hub with average sold price, days on market, and current inventory.

  22. Is South Bruce Peninsula a good place to live?

    South Bruce Peninsula is one of ON's actively-tracked Summitly markets. The full South Bruce Peninsula real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 31 Hemlock Road
    3 / 2
    2,000
    —
    138 Third Avenue4 / 11,100—
    419 Second Avenue2 / 31,500—
    50 Everett Road4 / 42,000—