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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 19 days

    556 Spruce Street S

    TS - SE·Timmins, ON·P4N 2N9·Near Spruce Street So and Moneta Ave

    • 4 beds
    Timmins real estate›T12900998
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Excellent opportunity to own a versatile and income-generating duplex in a quiet, family-friendly neighbourhood. This solid property features a spacious 2+1 bedroom main unit and a well-appointed 2 bedroom upper unit, offering flexibility for both investors and owner-occupants alike. Situated on a generous 40 x 124 ft lot, the property backs onto a laneway with a wooded area beyond - providing added privacy. Recent updates include an updated furnace and electrical panel, giving peace of mind and reducing immediate capital expenses. The partially finished basement presents possible potential for a third unit, making this an even stronger long-term investment. With the property currently vacant, you have the rare advantage of setting your own rents or customizing the space to suit your needs from day one. Additional features include parking for two vehicles in the front driveway and a layout ideal for multi-generational living or rental income. Whether you're looking to live in one unit and offset your mortgage, or expand your real estate portfolio, this property is packed with potential and ready for your vision.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Mar 19, 2026ListedCurrentFor sale$229,900 —T12900998This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      None
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 556 Spruce Street S
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $1,129
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $264
    1.38% mill rate · ON
    The market

    How this home sits in the Timmins market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Timmins market right now

    Average sold price, days on market, and closed-transaction count for Timmins — sourced from MLS®.

    • Avg sold price
      $344,148
      Last 30 days
    • Median sold price
      $339,950
      Middle of the market
    • Days on market
      22 d
      Avg from list to close
    • Closed last 30d
      148
      MLS® transactions
    Full Timmins market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 556 Spruce Street S — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 556 Spruce Street S and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 556 Spruce Street S listed for?

      556 Spruce Street S is listed at $229,900 on the MLS® (listing T12900998). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 556 Spruce Street S have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1500-2000 sqft
  3. Duplex
  4. < .50 ac lot
  5. Asking
    $229,900
    $0 / sqft · MLS® T12900998
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $406,095
    $373,607Confidence range$438,582
    Asking vs estimate
    ↓below
    −$176,195
    (-43.4%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Timmins sell in about 22 days — this one has been listed 19 days.

    Avg sold price
    $344,148
    Median sold
    $339,950
    Avg days on market
    22
    Recently sold
    148
    See comparable sales
    This solid property features a spacious 2+1 bedroom main unit and a well-appointed 2 bedroom upper unit, offering flexibility for both investors and owner-occupants alike.
  7. The partially finished basement presents possible potential for a third unit, making this an even stronger long-term investment.
  8. With the property currently vacant, you have the rare advantage of setting your own rents or customizing the space to suit your needs from day one.
  9. Additional features include parking for two vehicles in the front driveway and a layout ideal for multi-generational living or rental income.
  10. Ask Zara a follow-up
    Sewer
  11. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    2
  12. Interior

    6
    Basement
    Partially Finished, Separate Entrance
    Family room
    N
    Kitchens
    2
    Total rooms
    9
    Elevator
    N
    Accessibility
    N
  13. Exterior & construction

    4
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    Pool
    None
  14. Lot & land

    1
    Zoning
    NA-R2
  15. Listing & possession

    3
    Occupancy
    30 days
    Property style
    2-Storey
    Property class
    Duplex
  16. Room-by-room · 10 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Ground level

    5 rooms
    • Kitchen
      12.8 × 9.1 ft
    • Living Room
      11.7 × 9.8 ft
    • Primary Bedroom
      11.1 × 9.9 ft
    • Dining Room
      12.6 × 10.5 ft
    • Bedroom 2
      9.5 × 6.1 ft

    Second level

    4 rooms
    • Kitchen
      11.5 × 9.1 ft
    • Bedroom 2
      10.4 × 7.6 ft
    • Primary Bedroom
      12.1 × 11.3 ft
    • Living Room
      11.4 × 10.7 ft

    Basement level

    1 room
    • Bedroom 3
      10.6 × 10.1 ft
    Combined estimate
    $1,393
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $1,129
    /mo
    based on the purchase price of $229,900
    $45,980 cash
    $183,920 financed
    $154,909 total interest
    Monthly payment$1,129/ month
    Principal54%$183,920
    Interest46%$154,909

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable duplexs that just sold in Timmins

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 5865 King Street
      Sold
      Sign in for price
      5865 King Street
      Duplex
    • 69 Essa Avenue
      Sold
      Sign in for price
      69 Essa Avenue
      Duplex
    • 77 Essa Avenue
      Sold
      Sign in for price
      77 Essa Avenue
      Duplex
    • 115 Fourth Avenue
      Sold
      Sign in for price
      115 Fourth Avenue
      Duplex
    • 250 Belanger Avenue
      Sold
      Sign in for price
      250 Belanger Avenue
      Duplex
    AddressBd / BaSqftSold$/sqft% of askSold
    556 Spruce Street SThis home4 / 315,002,000$229,900ask———
    5865 King Street4 / 21,500—
    69 Essa Avenue3 / 21,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More duplexs in Timmins

    Active listings within ±20% of this asking price.

    • 144 Fifth Avenue
      $189,900
      144 Fifth Avenue
      Duplex 3 2
    • 388 Pine Street
      $199,900
      388 Pine Street
      Duplex 6 2
    • 162 Birch Street
      $249,900
      162 Birch Street
      Duplex 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of CLAIMPOST REALTY LTD · displayed on Summitly per MLS® data-share rules

    556 Spruce Street S is a 4-bedroom, 3-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 556 Spruce Street S built?

    The year built for 556 Spruce Street S isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  22. What is the property tax for 556 Spruce Street S?

    The 'Property tax' tab in the History section shows the most recent annual tax for 556 Spruce Street S plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 556 Spruce Street S?

    The affordability calculator on this page shows an estimated monthly mortgage for $229,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 556 Spruce Street S been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 556 Spruce Street S with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 556 Spruce Street S in?

    556 Spruce Street S is in TS - SE, Timmins. The 'Neighbourhood' section below links to the live Timmins real estate hub with average sold price, days on market, and current inventory.

  26. Is Timmins a good place to live?

    Timmins is one of ON's actively-tracked Summitly markets. The full Timmins real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 77 Essa Avenue
    4 / 2
    1,500
    —
    115 Fourth Avenue3 / 21,100—
    250 Belanger Avenue5 / 21,100—