Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Coldwell Banker Summit Realty

Explore

Map SearchBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesBlogAI ConciergeFranchise

Company

AboutContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    HomeBuySell
    For sale Listed 5 days ago

    76 Mcrae Beach Road

    Virginia·Georgina, ON·L0E 1N0·Near Duclos Point Rd & Mcrae Beach Rd S

    • 5 beds
    Georgina real estate›N12999972
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Imagine Your Own 4-Season Waterfront Bungalow, Quietly Tucked Away On A Peaceful, Forested Road Along The Coveted West Side Of Lake Simcoe Where Every Evening Ends In Breathtaking Sunsets Over The Water. Set On A Beautifully Treed 75 X 196 Ft Lot, This Property Feels Like A Private Escape, Surrounded By Mature Trees, Lush Gardens, And Natural Beauty. The Home Itself Offers Over 2,200 Sq Ft Of Living Space, With 5 Bedrooms And 3 Bathrooms - Perfect For Extended Families, Hosting Guests, Or Creating Your Personal Lakeside Retreat. The Living Room Is Anchored By A Cozy Gas Fireplace, Vaulted Ceilings And Skylights, And Overlooks The Lake And The Backyard Creating The Perfect Setting For Quiet Mornings Or Relaxed Evenings. A Spacious Dining Area Invites Long Holiday Dinners And Late-Night Card Games, While The Separate Family Room Is Ideal For Cozy Movie Nights. Distinct Spaces, Yet Effortlessly Connected So Everyone Feels Together. The Primary Suite Captures Serene Lake Views, Complete With Its Own Private Walk-Out To The Deck Ideal For Morning Coffee Or Winding Down Under The Stars. Large Windows And Multiple Walk-Outs Throughout The Home Frame The Water From Every Angle, Filling The Space With Natural Light And Ever-Changing Views. Step Outside To An Expansive Back Deck Featuring A Remote-Controlled Awning And Pergola, A Convenient Gas BBQ Hookup, And Seamless Indoor-Outdoor Flow. Down By The Water, The Shoreline Is A Natural Haven Landscaped With Indigenous Plants, Gardens, And Granite Steps Into The Lake. This Home Comes Fully-Furnished And Is Ready For It's Next Family To Enjoy For Many Years To Come. Enjoy The Cottage As It Is, Renovate To Suite Your Needs, Or Build New!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Apr 15, 2026ListedCurrentFor sale$998,000 —N12999972This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Other
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 76 Mcrae Beach Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Park
    • Waterfront
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,903
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $700
    0.84% mill rate · ON
    The market

    How this home sits in the Georgina market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Georgina market right now

    Average sold price, days on market, and closed-transaction count for Georgina — sourced from MLS®.

    • Avg sold price
      $798,349
      Last 30 days
    • Median sold price
      $775,000
      Middle of the market
    • Days on market
      33 d
      Avg from list to close
    • Closed last 30d
      195
      MLS® transactions
    Full Georgina market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 76 Mcrae Beach Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 76 Mcrae Beach Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 76 Mcrae Beach Road listed for?

      76 Mcrae Beach Road is listed at $998,000 on the MLS® (listing N12999972). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 76 Mcrae Beach Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 2000-2500 sqft
  3. Detached
  4. Built 51-99
  5. < .50 ac lot
  6. Asking
    $998,000
    $0 / sqft · MLS® N12999972
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,085,755
    $998,894Confidence range$1,172,615
    Asking vs estimate
    ↓below
    −$87,755
    (-8.1%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 5 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Georgina sell in about 33 days — this one has been listed 5 days.

    Avg sold price
    $798,349
    Median sold
    $775,000
    Avg days on market
    33
    Recently sold
    195
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • Set On A Beautifully Treed 75 X 196 Ft Lot, This Property Feels Like A Private Escape, Surrounded By Mature Trees, Lush Gardens, And Natural Beauty.
    • The Living Room Is Anchored By A Cozy Gas Fireplace, Vaulted Ceilings And Skylights, And Overlooks The Lake And The Backyard Creating The Perfect Setting For Quiet Mornings Or Relaxed Evenings.
    • The Primary Suite Captures Serene Lake Views, Complete With Its Own Private Walk-Out To The Deck Ideal For Morning Coffee Or Winding Down Under The Stars.
    • Large Windows And Multiple Walk-Outs Throughout The Home Frame The Water From Every Angle, Filling The Space With Natural Light And Ever-Changing Views.
    Ask Zara a follow-up
    Septic
  8. Parking & garage

    3
    Garage
    None
    Parking spaces
    8
    Driveway
    Private
  9. Interior

    5
    Basement
    Crawl Space
    Family room
    Y
    Kitchens
    1
    Total rooms
    10
    Laundry level
    Main Level
  10. Exterior & construction

    6
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Block
    View
    Clear, Lake, Water
    Waterfront
    Y
    Pool
    None
  11. Lot & land

    3
    Year built
    51-99
    Lot dimensions
    75.00 x 196.00 Feet
    Zoning
    R
  12. Listing & possession

    3
    Occupancy
    Immediate
    Property style
    Bungalow
    Property class
    Detached
  13. Room-by-room · 11 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    11 rooms
    • Bedroom 5
      window · broadloom
      9.4 × 7.8 ft
    • Great Room
      overlook water · gas fireplace · laminate
      17.7 × 27.9 ft
    • Bedroom 2
      window · broadloom
      11.7 × 7.2 ft
    • Family Room
      skylight · w/o to deck · laminate
      14.6 × 16.9 ft
    • Utility Room
      8.7 × 6.9 ft
    • Primary Bedroom
      overlook water · w/o to deck · broadloom
      14.6 × 11.9 ft
    • Bedroom 4
      window · broadloom · closet
      9.5 × 9.8 ft
    • Kitchen
      breakfast bar · granite counters · laminate
      9.7 × 9.3 ft
    • Office
      window · broadloom
      5.4 × 5.4 ft
    • Bedroom 3
      window · broadloom
      9.7 × 12.1 ft
    • Dining Room
      w/o to deck · overlook water · laminate
      10.2 × 13.1 ft
    Combined estimate
    $5,603
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,903
    /mo
    based on the purchase price of $998,000
    $199,600 cash
    $798,400 financed
    $672,462 total interest
    Monthly payment$4,903/ month
    Principal54%$798,400
    Interest46%$672,462

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Georgina

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 96 Big Canoe Drive
      Sold
      Sign in for price
      96 Big Canoe Drive
      Detached
    • 28 McRae Beach Road
      Sold
      Sign in for price
      28 McRae Beach Road
      Detached
    • 24 Bamburg Street
      Sold
      Sign in for price
      24 Bamburg Street
      Detached
    • 17 Mercury Avenue
      Sold
      Sign in for price
      17 Mercury Avenue
      Detached
    • 96 Ferncroft Drive
      Sold
      Sign in for price
      96 Ferncroft Drive
      Detached
    • 18 Dresden Court
      Sold
      Sign in for price
      18 Dresden Court
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    76 Mcrae Beach RoadThis home5 / 320,002,500$998,000ask———
    96 Big Canoe Drive4 / 42,500—
    28 McRae Beach Road4 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Georgina

    Active listings within ±20% of this asking price.

    • 119 Cliff Thompson Court
      $839,999
      119 Cliff Thompson Court
      Detached 4 3
    • 9 Fontaine Drive
      $925,000
      9 Fontaine Drive
      Detached 4 3
    • 21 Pietrowski Drive
      $899,000
      21 Pietrowski Drive
      Detached 4 4
    • 376 Danny Wheeler Boulevard
      $975,000
      376 Danny Wheeler Boulevard
      Detached 4 4
    • 29 Lampkin Street
      $869,000
      29 Lampkin Street
      Detached 4 4
    • 121 Robert Wilson Crescent
      $1,100,000
      121 Robert Wilson Crescent
      Detached 4 4
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of LPT REALTY · displayed on Summitly per MLS® data-share rules

    76 Mcrae Beach Road is a 5-bedroom, 3-bath, 2000-2500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 76 Mcrae Beach Road built?

    76 Mcrae Beach Road was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  19. What is the property tax for 76 Mcrae Beach Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 76 Mcrae Beach Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 76 Mcrae Beach Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $998,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 76 Mcrae Beach Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 76 Mcrae Beach Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 76 Mcrae Beach Road in?

    76 Mcrae Beach Road is in Virginia, Georgina. The 'Neighbourhood' section below links to the live Georgina real estate hub with average sold price, days on market, and current inventory.

  23. Is Georgina a good place to live?

    Georgina is one of ON's actively-tracked Summitly markets. The full Georgina real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 24 Bamburg Street
    4 / 4
    2,000
    —
    17 Mercury Avenue4 / 32,000—
    96 Ferncroft Drive4 / 52,000—
    18 Dresden Court4 / 31,500—