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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 4 days ago

    840 McGregor Bay Road

    Otonabee-South Monaghan·Otonabee-South Monaghan, ON·K0L 2G0·Near County Road 2 & McGregor Bay Road

    • 4 beds
    Otonabee-South Monaghan real estate›X13453526
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    A View like this doesn't come along often.Perched on just over 2.5 acres, this impressive ~2,900 sq ft all-brick 2.5-storey home offers truly breathtaking panoramic views over Rice Lake and the surrounding countryside-an ever-changing backdrop you'll never get tired of.From the moment you step inside, you'll appreciate the perfect blend of timeless character and thoughtful modern updates. Original trim details, pocket doors, and a stunning staircase showcase the home's craftsmanship, while recent improvements bring comfort and style to today's living.The main floor features a welcoming foyer, a spacious living room filled with natural light, and a formal dining area ideal for entertaining. The beautifully updated kitchen is a standout, complete with a large island, modern finishes, and walkout access to an oversized mudroom with additional storage. A main floor bedroom, laundry, and 2-piece bath add everyday convenience.Upstairs, a unique and functional layout offers four bedrooms accessed by two separate staircases-perfect for families or guests. At the heart of the second level is a stunning, newly renovated bathroom designed for easy access from all bedrooms. You'll also find access to the attic and a walkout to an upper-level porch where the views truly steal the show.The basement provides solid storage space and endless potential for future development.Outside, the property continues to impress with multiple outbuildings, including a large barn, a covered open-faced barn, and a spacious drive shed-ideal for hobbyists, storage, or rural living at its finest.This is a rare opportunity to own a property that offers space, character, and one of the most incredible views in the area.Properties like this don't come around often-don't miss your chance.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 16, 2026ListedCurrentFor sale$829,000 —X13453526This page
    Apr 16, 2026Previously listedTer$849,900 —X13010770View
    Mar 15, 2025SoldSold$1,190,000−$9,900 (0.8%)X12005315View
    Mar 6, 2025Previously listedSld$1,199,900 —X12005315View
    Oct 3, 2024Previously listedTer$1,499,900 —X9380484View
    Aug 2, 2024Previously listedTer$1,699,900 —X9237015View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 840 McGregor Bay Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Clear View
    • Cul de Sac/Dead End
    • Lake Access
    • Level
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,073
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $302
    0.44% mill rate · ON
    The market

    How this home sits in the Otonabee-South Monaghan market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Otonabee-South Monaghan market right now

    Average sold price, days on market, and closed-transaction count for Otonabee-South Monaghan — sourced from MLS®.

    • Avg sold price
      $750,500
      Last 30 days
    • Median sold price
      $735,000
      Middle of the market
    • Days on market
      46 d
      Avg from list to close
    • Closed last 30d
      25
      MLS® transactions
    Full Otonabee-South Monaghan market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 840 McGregor Bay Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 840 McGregor Bay Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 840 McGregor Bay Road listed for?

      840 McGregor Bay Road is listed at $829,000 on the MLS® (listing X13453526). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 840 McGregor Bay Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 2500-3000 sqft
  3. Rural Residential
  4. Built 100+
  5. 2-4.99 ac lot
  6. Asking
    $829,000
    $0 / sqft · MLS® X13453526
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $885,590
    $814,743Confidence range$956,437
    Asking vs estimate
    ≈in-line
    −$56,590
    (-6.4%)
    Asking is in line
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Otonabee-South Monaghan sell in about 46 days — this one has been listed 4 days.

    Avg sold price
    $750,500
    Median sold
    $735,000
    Avg days on market
    46
    Recently sold
    25
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • The beautifully updated kitchen is a standout, complete with a large island, modern finishes, and walkout access to an oversized mudroom with additional storage.
    • At the heart of the second level is a stunning, newly renovated bathroom designed for easy access from all bedrooms.
    Ask Zara a follow-up
    Septic
  8. Parking & garage

    4
    Garage
    Other
    Garage spaces
    4
    Parking spaces
    10
    Driveway
    10
  9. Interior

    4
    Basement
    Exposed Rock, Separate Entrance, Unfinished, Full
    Family room
    Y
    Kitchens
    1
    Total rooms
    11
  10. Exterior & construction

    5
    Exterior
    Brick
    Roof
    Asphalt Shingle, Metal
    Foundation
    Stone
    View
    Lake, Pasture, Meadow
    Pool
    None
  11. Lot & land

    1
    Year built
    100+
  12. Listing & possession

    3
    Possession
    2026-06-16T00:00:00.000-00:00
    Property style
    2 1/2 Storey
    Property class
    Rural Residential
  13. Lake/Pond
  14. School Bus Route
  15. Combined estimate
    $4,375
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,073
    /mo
    based on the purchase price of $829,000
    $165,800 cash
    $663,200 financed
    $558,588 total interest
    Monthly payment$4,073/ month
    Principal54%$663,200
    Interest46%$558,588

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable rural residentials that just sold in Otonabee-South Monaghan

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 820 Rahmel Road
      Sold
      Sign in for price
      820 Rahmel Road
      Rural Residential
    • 2253 Wallace Point Road
      Sold
      Sign in for price
      2253 Wallace Point Road
      Rural Residential
    AddressBd / BaSqftSold$/sqft% of askSold
    840 McGregor Bay RoadThis home4 / 225,003,000$829,000ask———
    820 Rahmel Road3 / 22,000—
    2253 Wallace Point Road3 / 33,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More rural residentials in Otonabee-South Monaghan

    Active listings within ±20% of this asking price.

    • 680 Serpent Mounds Road
      $749,900
      680 Serpent Mounds Road
      Rural Residential 3 2
    • 2157 Keene Road
      $699,900
      2157 Keene Road
      Rural Residential 4 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of Exp Realty · displayed on Summitly per MLS® data-share rules

    840 McGregor Bay Road is a 4-bedroom, 2-bath, 2500-3000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 840 McGregor Bay Road built?

    840 McGregor Bay Road was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  21. What is the property tax for 840 McGregor Bay Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 840 McGregor Bay Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 840 McGregor Bay Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $829,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 840 McGregor Bay Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 840 McGregor Bay Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 840 McGregor Bay Road in?

    840 McGregor Bay Road is in Otonabee-South Monaghan, Otonabee-South Monaghan. The 'Neighbourhood' section below links to the live Otonabee-South Monaghan real estate hub with average sold price, days on market, and current inventory.

  25. Is Otonabee-South Monaghan a good place to live?

    Otonabee-South Monaghan is one of ON's actively-tracked Summitly markets. The full Otonabee-South Monaghan real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.