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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 100 days

    Unit 404 — 88 Gibson Street

    North Dumfries, ON·N0B 1E0·Near NORTHUMBERLAND ST

    • 2 beds
    • 2 baths
    North Dumfries real estate›X12037696
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to Pipers Grove Condominiums - right in the heart of downtown Ayr! Step into this stylish Morgan model suite, offering 2 spacious bedrooms, 2 full bathrooms, and 951 sq ft of beautifully designed living space. The open-concept eat-in kitchen and living area is flooded with natural sunlight, thanks to the suites south-facing exposure - and just wait until you step out onto your private 84 sq ft balcony with serene forest views. Its the perfect spot for morning coffee or unwinding at sunset. The kitchen is a showstopper, with sleek black cabinetry, large island, granite countertops in both the kitchen and bathrooms, and a stylish tile backsplash. The primary bedroom features a spacious walk-in closet and a private ensuite with glass shower, while the second bedroom also boasts its own walk-in closet ideal for guests or a home office setup. Youll love the luxury vinyl plank flooring that flows seamlessly throughout, but one of the standout features? TWO parking spots - one covered and one surface - a rare and valuable bonus! The building itself offers a secure entrance with a video intercom system and a welcoming amenity room on the main level, complete with a kitchenette and washroom - perfect for hosting or relaxing with neighbours. Located just steps from Ayrs charming downtown shops, restaurants, and walking trails, and only a short drive to Cambridge, Kitchener, Brantford, and Woodstock - Pipers Grove is a truly exceptional place to call home.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Mar 23, 2025ListedCurrentFor sale$539,900 —X12037696This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      2
      Heating
      Forced Air
      Air conditioning
      Central Air
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 Unit 404 — 88 Gibson Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,652
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $259
    0.58% mill rate · ON
    The market

    How this home sits in the North Dumfries market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The North Dumfries market right now

    Average sold price, days on market, and closed-transaction count for North Dumfries — sourced from MLS®.

    • Avg sold price
      $978,926
      Last 30 days
    • Median sold price
      $850,000
      Middle of the market
    • Days on market
      33 d
      Avg from list to close
    • Closed last 30d
      27
      MLS® transactions
    Full North Dumfries market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into Unit 404 — 88 Gibson Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at Unit 404 — 88 Gibson Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is Unit 404 — 88 Gibson Street listed for?

      Unit 404 — 88 Gibson Street is listed at $539,900 on the MLS® (listing X12037696). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does Unit 404 — 88 Gibson Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 900-999 sqft
  2. Condo Apartment
  3. Built 0-5
  4. Asking
    $539,900
    $1 / sqft · MLS® X12037696
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $714,616
    $657,447Confidence range$771,785
    Asking vs estimate
    ↓below
    −$174,716
    (-24.4%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in North Dumfries sell in about 33 days — this one has been listed 100 days.

    Avg sold price
    $978,926
    Median sold
    $850,000
    Avg days on market
    33
    Recently sold
    27
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Step into this stylish Morgan model suite, offering 2 spacious bedrooms, 2 full bathrooms, and 951 sq ft of beautifully designed living space.
    • The open-concept eat-in kitchen and living area is flooded with natural sunlight, thanks to the suites south-facing exposure - and just wait until you step out onto your private 84 sq ft balcony with serene forest views.
    • The primary bedroom features a spacious walk-in closet and a private ensuite with glass shower, while the second bedroom also boasts its own walk-in closet ideal for guests or a home office setup.
    • TWO parking spots - one covered and one surface - a rare and valuable bonus!
    Ask Zara a follow-up

    Parking & garage

    2
    Garage
    None
    Parking spaces
    1
  6. Interior

    5
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    7
    Elevator
    Y
  7. Exterior & construction

    5
    Exterior
    Brick, Concrete Block
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Patio
    Open
    Balcony
    Open
  8. Lot & land

    1
    Year built
    0-5
  9. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Apartment
    Property class
    Condo Apartment
  10. Condo corporation & monthly fees

    Maintenance fee, what's included, locker, exposure, amenities, and condo corp details.

    Monthly maintenance
    Condo corp fees
    $428
    per month
    Maintenance fee includes
    • Parking
    Building details
    • Unit4
    • Storeys (building)4
    • ExposureSouth
    • LockerNone
    • Parking typeCovered, Surface
    • Pet policyYes-with Restrictions
    • Ensuite laundryY
    • Condo corpWSCC
    • Corp #729
    • Property managerSelf managed
    Combined estimate
    $2,911
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,652
    /mo
    based on the purchase price of $539,900
    $107,980 cash
    $431,920 financed
    $363,790 total interest
    Monthly payment$2,652/ month
    Principal54%$431,920
    Interest46%$363,790

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax and condo fees.

    Comparable condo apartments that just sold in North Dumfries

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 88 Gibson Street
      Sold
      Sign in for price
      88 Gibson Street
      Condo Apartment
    • 88 Gibson Street
      Sold
      Sign in for price
      88 Gibson Street
      Condo Apartment
    • 88 Gibson Street
      Sold
      Sign in for price
      88 Gibson Street
      Condo Apartment
    • 88 Gibson Street
      Sold
      Sign in for price
      88 Gibson Street
      Condo Apartment
    • 88 Gibson Street
      Sold
      Sign in for price
      88 Gibson Street
      Condo Apartment
    AddressBd / BaSqftSold$/sqft% of askSold
    Unit 404 — 88 Gibson StreetThis home2 / 2900,999$539,900ask$1——
    88 Gibson Street2 / 2900—
    88 Gibson Street1 / 1800—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More condo apartments in North Dumfries

    Active listings within ±20% of this asking price.

    • 88 Gibson Street
      $585,900
      88 Gibson Street
      Condo Apartment 2 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  11. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  12. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  13. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  14. Public listing courtesy of RE/MAX TWIN CITY REALTY INC. · displayed on Summitly per MLS® data-share rules

    Unit 404 — 88 Gibson Street is a 2-bedroom, 2-bath, 900-999 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  15. When was Unit 404 — 88 Gibson Street built?

    Unit 404 — 88 Gibson Street was built in 0-5. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  16. What is the property tax for Unit 404 — 88 Gibson Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for Unit 404 — 88 Gibson Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  17. How much would the monthly mortgage be on Unit 404 — 88 Gibson Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $539,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  18. Has Unit 404 — 88 Gibson Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of Unit 404 — 88 Gibson Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  19. What neighbourhood is Unit 404 — 88 Gibson Street in?

    Unit 404 — 88 Gibson Street is in North Dumfries, North Dumfries. The 'Neighbourhood' section below links to the live North Dumfries real estate hub with average sold price, days on market, and current inventory.

  20. Is North Dumfries a good place to live?

    North Dumfries is one of ON's actively-tracked Summitly markets. The full North Dumfries real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  21. 88 Gibson Street
    2 / 2
    900
    —
    88 Gibson Street1 / 1800—
    88 Gibson Street2 / 1800—