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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 36 days

    88 Lacroix Street

    Chatham·Chatham-Kent, ON·N7M 2T6·Near Wellington

    • 5 beds
    Chatham-Kent real estate›X12131040
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Step inside this stunning Triplex. This beautiful, well maintained Victorian home will leave you breathless as you visit each unit that has its own individual historical imprint. The main level front unit is a sprawling apartment with two elegant bedrooms that includes a front office and two decks to enjoy. The main level back unit is a charming one bedroom with a beautiful living room, and its own side deck and entrance. The upper unit is a lovely two bedroom; the one bedroom is currently being used as a dining room. This unit also offers a seating area on the upper deck. The property has two driveways on either side of the house for tenant convenience. This home is conveniently located, close to downtown Chatham, and many amenities, restaurants, shopping and the Hospital. This is a wonderful investment opportunity or an owner-occupied income earner.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 7, 2025ListedCurrentFor sale$495,000 —X12131040This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Radiant
      Air conditioning
      None
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 88 Lacroix Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Place Of Worship
    • Public Transit
    • Wooded/Treed
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,432
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $232
    0.56% mill rate · ON
    The market

    How this home sits in the Chatham-Kent market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Chatham-Kent market right now

    Average sold price, days on market, and closed-transaction count for Chatham-Kent — sourced from MLS®.

    • Avg sold price
      $398,984
      Last 30 days
    • Median sold price
      $345,000
      Middle of the market
    • Days on market
      50 d
      Avg from list to close
    • Closed last 30d
      30
      MLS® transactions
    Full Chatham-Kent market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 88 Lacroix Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 88 Lacroix Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 88 Lacroix Street listed for?

      88 Lacroix Street is listed at $495,000 on the MLS® (listing X12131040). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 88 Lacroix Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 2500-3000 sqft
  3. Triplex
  4. Built 100+
  5. Asking
    $495,000
    $0 / sqft · MLS® X12131040
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $542,618
    $499,209Confidence range$586,028
    Asking vs estimate
    ↓below
    −$47,618
    (-8.8%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 5 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Chatham-Kent sell in about 50 days — this one has been listed 36 days.

    Avg sold price
    $398,984
    Median sold
    $345,000
    Avg days on market
    50
    Recently sold
    30
    See comparable sales
    Step inside this stunning Triplex.
  7. The main level front unit is a sprawling apartment with two elegant bedrooms that includes a front office and two decks to enjoy.
  8. The main level back unit is a charming one bedroom with a beautiful living room, and its own side deck and entrance.
  9. This unit also offers a seating area on the upper deck.
  10. Ask Zara a follow-up
    Sewer
  11. Parking & garage

    2
    Garage
    None
    Parking spaces
    7
  12. Interior

    5
    Basement
    Half
    Family room
    N
    Kitchens
    3
    Total rooms
    15
    Elevator
    N
  13. Exterior & construction

    4
    Exterior
    Vinyl Siding, Wood
    Roof
    Asphalt Shingle
    Foundation
    Brick
    Pool
    None
  14. Lot & land

    2
    Year built
    100+
    Zoning
    RL2
  15. Listing & possession

    3
    Occupancy
    0-60
    Property style
    2-Storey
    Property class
    Triplex
  16. Room-by-room · 13 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    8 rooms
    • Bedroom
      9.2 × 11.0 ft
    • Living Room
      13.9 × 14.1 ft
    • Bedroom
      12.8 × 13.4 ft
    • Living Room
      14.8 × 10.6 ft
    • Bathroom
      4 Pc Bath
      5.0 × 11.5 ft
    • Bedroom
      10.0 × 16.2 ft
    • Bathroom
      3 Pc Bath
      5.2 × 7.9 ft
    • Dining Room
      12.6 × 16.9 ft

    Second level

    5 rooms
    • Bedroom
      11.1 × 9.8 ft
    • Bedroom
      13.4 × 13.4 ft
    • Living Room
      15.0 × 14.1 ft
    • Bathroom
      3 Pc Bath
      6.1 × 7.2 ft
    • Kitchen
      10.7 × 6.6 ft
    Combined estimate
    $2,664
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,432
    /mo
    based on the purchase price of $495,000
    $99,000 cash
    $396,000 financed
    $333,536 total interest
    Monthly payment$2,432/ month
    Principal54%$396,000
    Interest46%$333,536

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable triplexs that just sold in Chatham-Kent

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 180 Thames Street
      Sold
      Sign in for price
      180 Thames Street
      Triplex
    • 46-48 Wellington Street
      Sold
      Sign in for price
      46-48 Wellington Street
      Triplex
    • 192 Forest Street
      Sold
      Sign in for price
      192 Forest Street
      Triplex
    AddressBd / BaSqftSold$/sqft% of askSold
    88 Lacroix StreetThis home5 / 325,003,000$495,000ask———
    180 Thames Street9 / 43,500—
    46-48 Wellington Street5 / 32,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of INITIA REAL ESTATE (ONTARIO) LTD · displayed on Summitly per MLS® data-share rules

    88 Lacroix Street is a 5-bedroom, 3-bath, 2500-3000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 88 Lacroix Street built?

    88 Lacroix Street was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 88 Lacroix Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 88 Lacroix Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 88 Lacroix Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $495,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 88 Lacroix Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 88 Lacroix Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 88 Lacroix Street in?

    88 Lacroix Street is in Chatham, Chatham-Kent. The 'Neighbourhood' section below links to the live Chatham-Kent real estate hub with average sold price, days on market, and current inventory.

  26. Is Chatham-Kent a good place to live?

    Chatham-Kent is one of ON's actively-tracked Summitly markets. The full Chatham-Kent real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 192 Forest Street
    5 / 1
    —
    —