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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 17 days

    Unit 18 — 92 Loretta Drive

    Virgil·Niagara-on-the-Lake, ON·L0S 1T0·Near Casselman

    • 2 beds
    Niagara-on-the-Lake real estate›X12688872
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Introducing this beautiful turnkey end unit townhome, nestled in a private setting in a friendly, well managed complex in Niagara on the Lake with low condo fees. Upon entering you will immediately notice the inviting bright open concept design, cozy fireplace, and vaulted ceilings. The thoughtfully modernized kitchen offers a comfortable gathering place thanks to the large custom island. Recent kitchen updates include new cabinet doors, drawer fronts, and hardware, pantry, granite counters, subway tile backsplash, undermount sink, under cabinet lighting and stainless-steel appliances. The many pots and pans drawers, corner cabinets and pantry add to the already ample kitchen storage. The large primary bedroom suite enjoys an ensuite with an updated vanity with a quartz countertop and his and hers sinks. The walk-in closet offers a laundry option while maintaining plenty of space thanks to the closet organizers. Completing the main level is an additional bedroom/den and the 4-piece main bath with a newer vanity and granite counter. The bright, fully finished lower level features an expansive recreational area, additional bedroom, third full bath, optional laundry, cold cellar and storage, a perfect retreat for guests or additional family. The front porch is surrounded by gardens adding to the curb appeal while the private rear yard boasts a gorgeous new back deck with a pergola and is surrounded by mature evergreens and well-tended grounds. The complexes' exclusive gates offer walking access to a grocer, banks, shops, restaurants, and Centennial Park. Located just minutes to world class wineries, Niagara Park trails, golf courses, and all the classic charm that Old Town has to offer. Other recent upgrades include new flooring on the main level, custom window coverings, furnace, air conditioning and a sump pump with battery backup and alarm. Nothing to do but enjoy, Welcome Home!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jan 12, 2026ListedCurrentFor sale$874,900 —X12688872This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      2
      Heating
      Forced Air
      Air conditioning
      Central Air
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 Unit 18 — 92 Loretta Drive
    What's nearby

    Points of interest classified by the MLS® feed.

    • Cul de Sac/Dead End
    • Park
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,298
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $349
    0.48% mill rate · ON
    The market

    How this home sits in the Niagara-on-the-Lake market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Niagara-on-the-Lake market right now

    Average sold price, days on market, and closed-transaction count for Niagara-on-the-Lake — sourced from MLS®.

    • Avg sold price
      $1,153,279
      Last 30 days
    • Median sold price
      $1,020,000
      Middle of the market
    • Days on market
      52 d
      Avg from list to close
    • Closed last 30d
      91
      MLS® transactions
    Full Niagara-on-the-Lake market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into Unit 18 — 92 Loretta Drive — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at Unit 18 — 92 Loretta Drive and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is Unit 18 — 92 Loretta Drive listed for?

      Unit 18 — 92 Loretta Drive is listed at $874,900 on the MLS® (listing X12688872). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does Unit 18 — 92 Loretta Drive have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1200-1399 sqft
  3. Vacant Land Condo
  4. Built 16-30
  5. Asking
    $874,900
    $0 / sqft · MLS® X12688872
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $841,894
    $774,542Confidence range$909,245
    Asking vs estimate
    ≈in-line
    +$33,006
    (+3.9%)
    Asking is in line
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Niagara-on-the-Lake sell in about 52 days — this one has been listed 17 days.

    Avg sold price
    $1,153,279
    Median sold
    $1,020,000
    Avg days on market
    52
    Recently sold
    91
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Upon entering you will immediately notice the inviting bright open concept design, cozy fireplace, and vaulted ceilings.
    • The thoughtfully modernized kitchen offers a comfortable gathering place thanks to the large custom island.
    • The walk-in closet offers a laundry option while maintaining plenty of space thanks to the closet organizers.
    • The front porch is surrounded by gardens adding to the curb appeal while the private rear yard boasts a gorgeous new back deck with a pergola and is surrounded by mature evergreens and well-tended grounds.
    Ask Zara a follow-up

    Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    2
    Driveway
    2
  7. Interior

    5
    Basement
    Full, Finished
    Family room
    N
    Kitchens
    1
    Total rooms
    5
    Laundry level
    Lower Level
  8. Exterior & construction

    5
    Exterior
    Stone, Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Patio
    None
    Balcony
    None
  9. Lot & land

    1
    Year built
    16-30
  10. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Vacant Land Condo
  11. Room-by-room · 8 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Ground level

    5 rooms
    • Dining Room
      open concept · vaulted ceiling(s) · w/o to deck
      10.0 × 10.0 ft
    • Great Room
      fireplace · vaulted ceiling(s) · open concept
      23.5 × 13.0 ft
    • Bedroom
      Hardwood Floor
      14.3 × 10.0 ft
    • Primary Bedroom
      4 pc ensuite · walk-in closet(s) · laminate
      20.0 × 11.6 ft
    • Kitchen
      eat-in kitchen · granite counters · stainless steel appl
      12.5 × 10.5 ft

    Basement level

    3 rooms
    • Bedroom
      13.5 × 10.0 ft
    • Recreation
      Laminate
      33.5 × 18.5 ft
    • Laundry
      14.4 × 10.5 ft

    Condo corporation & monthly fees

    Maintenance fee, what's included, locker, exposure, amenities, and condo corp details.

    Monthly maintenance
    Condo corp fees
    $255
    per month
    Maintenance fee includes
    • Parking
    Building details
    • Unit18
    • Storeys (building)1
    • ExposureEast West
    • LockerNone
    • Parking typePrivate, Inside Entry
    • Pet policyYes-with Restrictions
    • Ensuite laundryN
    • Condo corpNiagara
    • Corp #180
    • Property managerGreenbelt Property Management
    Combined estimate
    $4,647
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,298
    /mo
    based on the purchase price of $874,900
    $174,980 cash
    $699,920 financed
    $589,516 total interest
    Monthly payment$4,298/ month
    Principal54%$699,920
    Interest46%$589,516

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax and condo fees.

    Comparable vacant land condos that just sold in Niagara-on-the-Lake

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 3 Cedar Drive
      Sold
      Sign in for price
      3 Cedar Drive
      Vacant Land Condo
    • 1849 Four Mile Creek Road
      Sold
      Sign in for price
      1849 Four Mile Creek Road
      Vacant Land Condo
    • 32 Crimson Drive
      Sold
      Sign in for price
      32 Crimson Drive
      Vacant Land Condo
    • 608 SIMCOE Street
      Sold
      Sign in for price
      608 SIMCOE Street
      Vacant Land Condo
    AddressBd / BaSqftSold$/sqft% of askSold
    Unit 18 — 92 Loretta DriveThis home2 / 312,001,399$874,900ask———
    3 Cedar Drive2 / 21,200—
    1849 Four Mile Creek Road3 / 31,400—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More vacant land condos in Niagara-on-the-Lake

    Active listings within ±20% of this asking price.

    • 5 Rose Glen Crescent
      $719,000
      5 Rose Glen Crescent
      Vacant Land Condo 2 3
    • 34 Rose Glen Crescent
      $749,000
      34 Rose Glen Crescent
      Vacant Land Condo 2 2
    • 11 Rose Glen Crescent
      $729,000
      11 Rose Glen Crescent
      Vacant Land Condo 2 2
    • 92 Loretta Drive
      $750,000
      92 Loretta Drive
      Vacant Land Condo 2 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  12. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  13. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  14. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  15. Public listing courtesy of RE/MAX ESCARPMENT REALTY INC. · displayed on Summitly per MLS® data-share rules

    Unit 18 — 92 Loretta Drive is a 2-bedroom, 3-bath, 1200-1399 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  16. When was Unit 18 — 92 Loretta Drive built?

    Unit 18 — 92 Loretta Drive was built in 16-30. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  17. What is the property tax for Unit 18 — 92 Loretta Drive?

    The 'Property tax' tab in the History section shows the most recent annual tax for Unit 18 — 92 Loretta Drive plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  18. How much would the monthly mortgage be on Unit 18 — 92 Loretta Drive?

    The affordability calculator on this page shows an estimated monthly mortgage for $874,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  19. Has Unit 18 — 92 Loretta Drive been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of Unit 18 — 92 Loretta Drive with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  20. What neighbourhood is Unit 18 — 92 Loretta Drive in?

    Unit 18 — 92 Loretta Drive is in Virgil, Niagara-on-the-Lake. The 'Neighbourhood' section below links to the live Niagara-on-the-Lake real estate hub with average sold price, days on market, and current inventory.

  21. Is Niagara-on-the-Lake a good place to live?

    Niagara-on-the-Lake is one of ON's actively-tracked Summitly markets. The full Niagara-on-the-Lake real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  22. 32 Crimson Drive
    3 / 3
    1,200
    —
    608 SIMCOE Street2 / 21,200—