Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Explore

Map SearchBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesBlogAI ConciergeFranchise

Company

AboutContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly Logo
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    HomeBuySell
    For sale On market 24 days

    964 Spruce Lane

    Rear of Leeds - Lansdowne Twp·Leeds and the Thousand Islands, ON·K0G 1X0·Near Black Rapids Rd and Hickory Ln

    • 3 beds
    Leeds and the Thousand Islands real estate›X13013116
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Waterfront living...it's waking up to the water every morning, unwinding at the end of every day, and wondering why you didn't do it sooner! Whether you crave quiet solitude, family connections, or outdoor adventure, a waterfront home offers a rare blend of peace, privacy & purpose. Here, the pace slows down, priorities shift, time feels richer. You're not just buying a home, you're investing in a better way of life. Escape to your private sanctuary with this beautifully finished WATERFRONT all-season log chalet nestled on 10+ acres of rugged Canadian Shield beauty. Situated along the serene shores of Gananoque Lake, this 3-bed, 2-bath retreat offers breathtaking southern exposure, soaring cathedral ceilings, and a warm, open-concept layout designed to connect you with nature inside and out. The main floor features 2 bedrooms and a 3-pce bath with laundry, while the spacious Great room showcases floor-to-ceiling windows that flood the space with natural light and offer uninterrupted views of the lake and surrounding forest. The kitchen with a centre island and adjoining dining area flows seamlessly for entertaining or relaxed living. Ascend the floating staircase to the upper level where you will discover a large loft that overlooks the water and serves as the primary suite, complete with 3-pce ensuite bath, closet and seating area or home office space. Blonde hardwood floors throughout. Step outside to a generous front deck and take in the peace and beauty of over 10 acres of untouched landscape, perfect for hiking, exploring, or simply enjoying the silence. This fully insulated home is equipped for year-round living with a heat pump, cozy wood stove, newly connected full septic system (2022), drilled well, & hydro. With over 250 feet of private waterfront, there is plenty of space to swim, kayak, or unwind by the shore. Perch on your very own slice of the Canadian Shield outcrop to enjoy panoramic lake views. Ample parking, including a separate guest parking area.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Apr 17, 2026ListedCurrentFor sale$769,900 —X13013116This page
    May 9, 2025Previously listedTer$749,900 —X12138538View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Baseboard
      Air conditioning
      Wall Unit(s)
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 964 Spruce Lane
    What's nearby

    Points of interest classified by the MLS® feed.

    • Wooded/Treed
    • Waterfront
    • Clear View
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,782
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $295
    0.46% mill rate · ON
    The market

    How this home sits in the Leeds and the Thousand Islands market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Leeds and the Thousand Islands market right now

    Average sold price, days on market, and closed-transaction count for Leeds and the Thousand Islands — sourced from MLS®.

    • Avg sold price
      $537,719
      Last 30 days
    • Median sold price
      $449,500
      Middle of the market
    • Days on market
      76 d
      Avg from list to close
    • Closed last 30d
      28
      MLS® transactions
    Full Leeds and the Thousand Islands market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 964 Spruce Lane — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 964 Spruce Lane and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 964 Spruce Lane listed for?

      964 Spruce Lane is listed at $769,900 on the MLS® (listing X13013116). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 964 Spruce Lane have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. 10-24.99 ac lot
  5. Asking
    $769,900
    $0 / sqft · MLS® X13013116
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $537,719
    $494,701Confidence range$580,737
    Asking vs estimate
    ↑↑well-above
    +$232,181
    (+43.2%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Leeds and the Thousand Islands sell in about 76 days — this one has been listed 24 days.

    Avg sold price
    $537,719
    Median sold
    $449,500
    Avg days on market
    76
    Recently sold
    28
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Blonde hardwood floors throughout.
    • With over 250 feet of private waterfront, there is plenty of space to swim, kayak, or unwind by the shore.
    • Perch on your very own slice of the Canadian Shield outcrop to enjoy panoramic lake views.
    • Ample parking, including a separate guest parking area.
    Ask Zara a follow-up
    Well
    Sewer
    Septic
  7. Parking & garage

    3
    Garage
    None
    Parking spaces
    10
    Driveway
    Private
  8. Interior

    5
    Basement
    Crawl Space
    Family room
    N
    Kitchens
    1
    Total rooms
    8
    Laundry level
    Main Level
  9. Exterior & construction

    6
    Exterior
    Wood , Log
    Roof
    Asphalt Shingle
    Foundation
    Piers
    View
    Bay, Forest, Lake, Panoramic, Trees/Woods, Water, Hills
    Waterfront
    Y
    Pool
    None
  10. Lot & land

    1
    Zoning
    Residential RU
  11. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungaloft
    Property class
    Detached
  12. Room-by-room · 8 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Dining Room
      hardwood floor · cathedral ceiling(s) · overlook water
      7.0 × 15.2 ft
    • Bedroom 3
      Hardwood Floor
      9.0 × 9.0 ft
    • Bathroom
      ceramic floor · combined w/laundry
      8.9 × 10.7 ft
    • Bedroom 2
      Hardwood Floor
      12.7 × 9.1 ft
    • Kitchen
      hardwood floor · cathedral ceiling(s) · granite counters
      9.9 × 15.2 ft
    • Living Room
      hardwood floor · cathedral ceiling(s) · wood stove
      16.5 × 14.4 ft

    Second level

    2 rooms
    • Bedroom
      hardwood floor · walk-in closet(s) · overlook water
      13.1 × 21.4 ft
    • Bathroom
      3 pc ensuite · ceramic floor · separate shower
      8.7 × 8.0 ft
    Combined estimate
    $4,077
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,782
    /mo
    based on the purchase price of $769,900
    $153,980 cash
    $615,920 financed
    $518,766 total interest
    Monthly payment$3,782/ month
    Principal54%$615,920
    Interest46%$518,766

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Leeds and the Thousand Islands

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 798 Russell Road
      Sold
      Sign in for price
      798 Russell Road
      Detached
    • 138 Escott Rockport Road
      Sold
      Sign in for price
      138 Escott Rockport Road
      Detached
    • 802 Beach Lane
      Sold
      Sign in for price
      802 Beach Lane
      Detached
    • 163 Main Street
      Sold
      Sign in for price
      163 Main Street
      Detached
    • 1376 Eden Grove Road
      Sold
      Sign in for price
      1376 Eden Grove Road
      Detached
    • 36 King Street
      Sold
      Sign in for price
      36 King Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    964 Spruce LaneThis home3 / 211,001,500$769,900ask———
    798 Russell Road3 / 11,100—
    138 Escott Rockport Road3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Leeds and the Thousand Islands

    Active listings within ±20% of this asking price.

    • 920 Warren Lane
      $849,000
      920 Warren Lane
      Detached 3 2
    • 115 Hellen Street
      $619,900
      115 Hellen Street
      Detached 3 3
    • 805 Cartwrights Lane
      $699,900
      805 Cartwrights Lane
      Detached 2 2
    • 700 Tar Island Road
      $675,000
      700 Tar Island Road
      Detached 3 2
    • 956 Roddick Lane
      $649,999
      956 Roddick Lane
      Detached 4 1
    • 162 Escott/ Rockport Road
      $639,000
      162 Escott/ Rockport Road
      Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of ROYAL LEPAGE TEAM REALTY · displayed on Summitly per MLS® data-share rules

    964 Spruce Lane is a 3-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was 964 Spruce Lane built?

    The year built for 964 Spruce Lane isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  18. What is the property tax for 964 Spruce Lane?

    The 'Property tax' tab in the History section shows the most recent annual tax for 964 Spruce Lane plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on 964 Spruce Lane?

    The affordability calculator on this page shows an estimated monthly mortgage for $769,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has 964 Spruce Lane been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 964 Spruce Lane with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is 964 Spruce Lane in?

    964 Spruce Lane is in Rear of Leeds - Lansdowne Twp, Leeds and the Thousand Islands. The 'Neighbourhood' section below links to the live Leeds and the Thousand Islands real estate hub with average sold price, days on market, and current inventory.

  22. Is Leeds and the Thousand Islands a good place to live?

    Leeds and the Thousand Islands is one of ON's actively-tracked Summitly markets. The full Leeds and the Thousand Islands real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 802 Beach Lane
    3 / 2
    1,500
    —
    163 Main Street2 / 21,500—
    1376 Eden Grove Road3 / 21,100—
    36 King Street3 / 22,000—