For sale

DetachedOn market 385 daysPrice drop · $40,000 off (-11.4%)

Lot 27 Devil's Lake, Algoma, Unorganized, North Part

Name: Lot 27 Devil's Lake
SKU: X13887036
Price: 309900 CAD
Availability: InStock

Algoma, Unorganized, North Part, ON · MLS® X13887036Updated August 27, 2026

$309,900Est. $1,522/mo mortgage

Bedrooms: 2
Bathrooms: 1
Living space: < 700sq ft

Type Detached
Lot 25.995 acres
Basement None

What you should know

Lot 27 Devil's Lake is a 2-bedroom, 1-bathroom detached home in Algoma, Unorganized, North Part, listed for $309,900. It has < 700 sq ft of living space.

Wake up to breathtaking views of the water and enjoy your morning coffee on the deck overlooking the lake.
Inside, the cottage features an open-concept living area with large windows that flood the space with natural light and frame the stunning waterfront scenery.
The cozy yet functional layout includes two bedrooms, a full kitchen, and a living room that is perfect for relaxing after a day on the water.

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2 Bed, 1 Bath Detached Home in Algoma, Unorganized, North Part

About Lot 27 Devil's Lake

Charming 2-Bedroom Waterfront Cottage on Devil’s Lake – A Private Lakeside Retreat Nestled on a spacious and private lot along the shores of beautiful Devil’s Lake, this delightful 2-bedroom cottage offers the perfect blend of tranquility, comfort, and natural beauty. Whether you’re looking for a serene weekend getaway or a seasonal retreat, this property captures the essence of lakeside living. Wake up to breathtaking views of the water and enjoy your morning coffee on the deck overlooking the lake. Inside, the cottage features an open-concept living area with large windows that flood the space with natural light and frame the stunning waterfront scenery. The cozy yet functional layout includes two bedrooms, a full kitchen, and a living room that is perfect for relaxing after a day on the water. Step outside and enjoy the expansive private property—ideal for outdoor entertaining, family gatherings, or simply soaking in the peace and quiet. With direct water access, you can swim, kayak, fish, or boat right from your own backyard. This rare lakeside gem offers the perfect mix of rustic charm and modern convenience. Whether you’re seeking a peaceful escape or a place to make lifelong memories, this Devil’s Lake cottage is the one you’ve been waiting for.

2 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $443 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside Lot 27 Devil's Lake

Every detail from the listing, in one place.

Type: Detached
Style: Bungalow
Living space: < 700 sq ftas stated on the listing
Basement: None

Features & systems

Interior

Basement: None

Lot & land

Lot size (sqft): 1.91

Listing & possession

Property style: Bungalow
Property class: Detached

Lot 27 Devil's Lake Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

—ReducedPrice reducedThis listingMLS® X13887036−$40,000 (11.4%)$309,900
Sep 22, 2025For saleListedThis listingMLS® X13887036$349,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How Lot 27 Devil's Lake Compares to the Algoma, Unorganized, North Part Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

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Living in Algoma, Unorganized, North Part: Location & Amenities

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Costs, Mortgage & Rental Return for Lot 27 Devil's Lake

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $1,522; 20% down · 25 years · 5.5% assumed
Property tax: $170; 0.66% mill rate · ON
Total per month: $1,692; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

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Affordability calculator

Estimated monthly payment

$1,522

/mo

based on the purchase price of $309,900

Down payment20%

$61,980 cash

Amortization25 yr

$247,920 financed

Rate5.50%

$208,814 total interest

Principal54%$247,920

Interest46%$208,814

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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MLS® X13887036 · Listing data last updated August 27, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Sep 21· $443/sq ft

Estimated monthly mortgage$1,522/moMortgage only · 20% down · 5.5% assumed

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