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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 2 days ago

    1088 Acton Island Road

    ·Muskoka Lakes, ON··

    • 3 beds
    Muskoka Lakes real estate›X13603656
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Experience classic Lake Muskoka living on this exceptional property offering 255 feet of pristine shoreline and 3.8 acres of privacy. With a beautiful packed sand beach, there's plenty of space to enjoy long summer days on the water with family and friends. Designed for both relaxation and recreation, the waterfront features a two-slip dock, including one covered slip inside the boat port equipped with a boat lift. The boat port also offers generous storage for all your waterfront essentials, while the expansive rooftop deck provides the perfect setting for entertaining or soaking in the breathtaking lake views. A detached two-car garage is complemented by finished open-concept guest accommodations above, complete with a 3-piece bathroom, making it an ideal space for visitors or extended family. The property has also benefited from numerous improvements over the years, including updated bathrooms, new kitchen countertops, a renovated basement, all windows replaced in 2024, exterior painting of all buildings in 2025, and new eavestroughs with leaf filters installed in 2025. A complete list of upgrades is available upon request. Offering incredible privacy, sought-after waterfront, and outstanding amenities, this is a rare opportunity to enjoy everything Lake Muskoka has to offer.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 24, 2026ListedCurrentFor sale$2,795,000 —X13603656This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Baseboard
      Air conditioning
      None
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 1088 Acton Island Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Golf
    • Lake/Pond
    • Place Of Worship
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $13,731
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $833
    0.36% mill rate · ON
    The market

    How this home sits in the Muskoka Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Muskoka Lakes market right now

    Average sold price, days on market, and closed-transaction count for Muskoka Lakes — sourced from MLS®.

    • Avg sold price
      $1,889,827
      Last 30 days
    • Median sold price
      $850,000
      Middle of the market
    • Days on market
      40 d
      Avg from list to close
    • Closed last 30d
      88
      MLS® transactions
    Full Muskoka Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 1088 Acton Island Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 1088 Acton Island Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 1088 Acton Island Road listed for?

      1088 Acton Island Road is listed at $2,795,000 on the MLS® (listing X13603656). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 1088 Acton Island Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 2500-3000 sqft
  3. Detached
  4. Built 31-50
  5. 2-4.99 ac lot
  6. Asking
    $2,795,000
    $0 / sqft · MLS® X13603656
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,889,827
    $1,738,641Confidence range$2,041,013
    Asking vs estimate
    ↑↑well-above
    +$905,173
    (+47.9%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Muskoka Lakes sell in about 40 days — this one has been listed 2 days.

    Avg sold price
    $1,889,827
    Median sold
    $850,000
    Avg days on market
    40
    Recently sold
    88
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    • With a beautiful packed sand beach, there's plenty of space to enjoy long summer days on the water with family and friends.
    • The boat port also offers generous storage for all your waterfront essentials, while the expansive rooftop deck provides the perfect setting for entertaining or soaking in the breathtaking lake views.
    • A detached two-car garage is complemented by finished open-concept guest accommodations above, complete with a 3-piece bathroom, making it an ideal space for visitors or extended family.
    • A complete list of upgrades is available upon request.
    Ask Zara a follow-up
    Other
    Sewer
    Septic
  8. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    2
    Parking spaces
    10
    Driveway
    Circular Drive
  9. Interior

    6
    Basement
    Full, Half, Partially Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    9
    Laundry level
    Lower Level
    Accessibility
    N
  10. Exterior & construction

    6
    Exterior
    Board & Batten , Log
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block, Concrete
    View
    Bay, Lake
    Waterfront
    Y
    Pool
    None
  11. Lot & land

    2
    Year built
    31-50
    Zoning
    WR2 & WR5
  12. Listing & possession

    3
    Occupancy
    TBA
    Property style
    1 1/2 Storey
    Property class
    Detached
  13. Room-by-room · 15 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    9 rooms
    • Sunroom
      13.0 × 13.7 ft
    • Family Room
      21.3 × 16.7 ft
    • Family Room
      13.0 × 26.6 ft
    • Bathroom
      3 Pc Bath
      7.3 × 11.2 ft
    • Kitchen
      15.2 × 15.8 ft
    • Bathroom
      4 Pc Bath
      12.8 × 13.5 ft
    • Dining Room
      21.3 × 9.5 ft
    • Breakfast
      6.4 × 15.8 ft
    • Primary Bedroom
      walk-in closet(s) · 4 pc ensuite
      12.6 × 15.0 ft

    Second level

    2 rooms
    • Bedroom
      12.9 × 12.5 ft
    • Bedroom
      13.1 × 12.6 ft

    Basement level

    4 rooms
    • Bathroom
      3 Pc Bath
      6.9 × 5.8 ft
    • Bedroom
      11.8 × 13.6 ft
    • Laundry
      22.0 × 12.7 ft
    • Recreation
      17.1 × 18.2 ft
  14. Waterfront
  15. Marina
  16. Combined estimate
    $14,564
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $13,731
    /mo
    based on the purchase price of $2,795,000
    $559,000 cash
    $2,236,000 financed
    $1,883,299 total interest
    Monthly payment$13,731/ month
    Principal54%$2,236,000
    Interest46%$1,883,299

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    or send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Muskoka Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 23 Beaumont Bay Road
      Sold
      Sign in for price
      23 Beaumont Bay Road
      Detached
    • 37-M81 Pine Island
      Sold
      Sign in for price
      37-M81 Pine Island
      Detached
    • 44 Estate Drive
      Sold
      Sign in for price
      44 Estate Drive
      Detached
    • 1160 Whiteside Road
      Sold
      Sign in for price
      1160 Whiteside Road
      Detached
    • 1111 Hemlock Point Side Road
      Sold
      Sign in for price
      1111 Hemlock Point Side Road
      Detached
    • 53 TODHOLM Drive
      Sold
      Sign in for price
      53 TODHOLM Drive
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    1088 Acton Island RoadThis home3 / 325,003,000$2,795,000ask———
    23 Beaumont Bay Road3 / 1700—
    37-M81 Pine Island2 / 31,500—
    Sold prices are hidden under TRREB rules. to reveal them.

    More detacheds in Muskoka Lakes

    Active listings within ±20% of this asking price.

    • 1181 Walkers Point Road
      $2,599,000
      1181 Walkers Point Road
      Detached 4 1
    • 1049 Sagamo Boulevard
      $3,190,000
      1049 Sagamo Boulevard
      Detached 3 1
    • 1145 Pine Needle Point Road
      $2,495,000
      1145 Pine Needle Point Road
      Detached 4 4
    • 1004 Old Township Road
      $2,995,000
      1004 Old Township Road
      Detached 4 3
    • 1155 Stephen Road
      $2,595,000
      1155 Stephen Road
      Detached 3 1
    • 41 Estate Drive
      $2,399,000
      41 Estate Drive
      Detached 3 4
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of Royal LePage Lakes Of Muskoka - Clarke Muskoka Realty · displayed on Summitly per MLS® data-share rules

    1088 Acton Island Road is a 3-bedroom, 3-bath, 2500-3000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 1088 Acton Island Road built?

    1088 Acton Island Road was built in 31-50. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 1088 Acton Island Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 1088 Acton Island Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 1088 Acton Island Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $2,795,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 1088 Acton Island Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 1088 Acton Island Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 1088 Acton Island Road in?

    1088 Acton Island Road is in Medora, Muskoka Lakes. The 'Neighbourhood' section below links to the live Muskoka Lakes real estate hub with average sold price, days on market, and current inventory.

  26. Is Muskoka Lakes a good place to live?

    Muskoka Lakes is one of ON's actively-tracked Summitly markets. The full Muskoka Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 44 Estate Drive
    4 / 3
    2,500
    —
    1160 Whiteside Road4 / 32,000—
    1111 Hemlock Point Side Road4 / 43,500—
    53 TODHOLM Drive5 / 32,500—