Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Coldwell Banker Summit Realty

Explore

Map SearchBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesAI ConciergeFranchise

Company

AboutContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    HomeBuySell
    For sale On market 95 daysPrice drop · $70,000 off (-12.3%)

    1096 Cowan Park Road

    Watt·Muskoka Lakes, ON·P0B 1M0·Near Windermere Road/Cowan Park Road

    • 3 beds
    Muskoka Lakes real estate›X12981032
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Some cottages are built. Others are found - passed down through the same family, summers stacked on summers, until the place becomes something more than a property. This is one of those cottages.Tucked on the shores of Three Mile Lake in the heart of Muskoka, this sweet, original 3-bedroom cottage has been loved by one family since day one. The charm is real - think classic cottage character, honest bones, and the kind of warmth that takes decades to earn. A mixed shoreline with dock gives you the best of both worlds: rocky Muskoka beauty with easy water access for swimming and boating. Generous decking extends your living space outdoors where it belongs.Ready for its next chapter, this is a rare opportunity to take something already full of soul and make it your own. Update it gently or renovate to your vision - either way, you're starting from a place most buyers never find.Three Mile Lake is a sought-after, well-protected lake offering excellent boating, fishing, and that unhurried Muskoka rhythm. Year-round road access. Minutes to amenities.This one won't last - original family cottages in Muskoka Lakes simply don't come up often.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 13, 2026Price reducedCurrentReduced$499,000−$70,000 (12.3%)X12981032This page
    Apr 10, 2026ListedCurrentFor sale$569,000 —X12981032This page
    Aug 20, 2025Previously listedExp$589,000 —X12354789View
    Jun 20, 2025Previously listedExp$629,000 —X12238348View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Other
      Air conditioning
      Wall Unit(s)
      Water source
      Other
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 1096 Cowan Park Road
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,451
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $144
    0.35% mill rate · ON
    The market

    How this home sits in the Muskoka Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Muskoka Lakes market right now

    Average sold price, days on market, and closed-transaction count for Muskoka Lakes — sourced from MLS®.

    • Avg sold price
      $1,808,355
      Last 30 days
    • Median sold price
      $850,000
      Middle of the market
    • Days on market
      37 d
      Avg from list to close
    • Closed last 30d
      85
      MLS® transactions
    Full Muskoka Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 1096 Cowan Park Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 1096 Cowan Park Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 1096 Cowan Park Road listed for?

      1096 Cowan Park Road is listed at $499,000 on the MLS® (listing X12981032). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 1096 Cowan Park Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 700-1100 sqft
  3. Detached
  4. Asking
    $499,000
    $0 / sqft · MLS® X12981032
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,808,355
    $1,663,687Confidence range$1,953,023
    Asking vs estimate
    ↓below
    −$1,309,355
    (-72.4%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Muskoka Lakes sell in about 37 days — this one has been listed 95 days.

    Avg sold price
    $1,808,355
    Median sold
    $850,000
    Avg days on market
    37
    Recently sold
    85
    See comparable sales
    Some cottages are built.
  6. Generous decking extends your living space outdoors where it belongs.Ready for its next chapter, this is a rare opportunity to take something already full of soul and make it your own.
  7. Year-round road access.
  8. Ask Zara a follow-up
    Septic
  9. Parking & garage

    3
    Garage
    None
    Parking spaces
    3
    Driveway
    3
  10. Interior

    4
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    7
  11. Exterior & construction

    6
    Exterior
    Wood
    Roof
    Asphalt Shingle
    Foundation
    Piers
    View
    Water, Trees/Woods
    Waterfront
    Y
    Pool
    None
  12. Listing & possession

    3
    Possession
    2026-04-23T00:00:00.000-00:00
    Property style
    Bungalow
    Property class
    Detached
  13. Room-by-room · 6 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Bedroom 3
      9.3 × 7.1 ft
    • Bedroom 2
      11.6 × 10.0 ft
    • Kitchen
      15.9 × 10.1 ft
    • Living Room
      15.9 × 14.4 ft
    • Bathroom
      4 Pc Bath
      12.4 × 5.2 ft
    • Primary Bedroom
      17.2 × 36.7 ft
    Combined estimate
    $2,595
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,451
    /mo
    based on the purchase price of $499,000
    $99,800 cash
    $399,200 financed
    $336,231 total interest
    Monthly payment$2,451/ month
    Principal54%$399,200
    Interest46%$336,231

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Muskoka Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1166-2 Morinus Road
      Sold
      Sign in for price
      1166-2 Morinus Road
      Detached
    • 1-1331 South Monck Drive
      Sold
      Sign in for price
      1-1331 South Monck Drive
      Detached
    • 1113 Dudley Road
      Sold
      Sign in for price
      1113 Dudley Road
      Detached
    • 1075 Carlo Enterprise Road
      Sold
      Sign in for price
      1075 Carlo Enterprise Road
      Detached
    • 52 Joseph Street
      Sold
      Sign in for price
      52 Joseph Street
      Detached
    • 4 Severn River Shore
      Sold
      Sign in for price
      4 Severn River Shore
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    1096 Cowan Park RoadThis home3 / 17,001,100$499,000ask———
    1166-2 Morinus Road5 / 33,000—
    1-1331 South Monck Drive3 / 52,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Muskoka Lakes

    Active listings within ±20% of this asking price.

    • 1034 Buckeye Road
      $399,999
      1034 Buckeye Road
      Detached 4 2
    • 3161 MUSKOKA RD 169
      $575,000
      3161 MUSKOKA RD 169
      Detached 4 3
    • 1020 Rosseau Lake Road 1
      $499,900
      1020 Rosseau Lake Road 1
      Detached 3 1
    • 1116 Moon River Road
      $459,000
      1116 Moon River Road
      Detached 3 1
    • 1060 Skeleton Lake 3 Road
      $579,900
      1060 Skeleton Lake 3 Road
      Detached 3 1
    • 2709 Muskoka District 118 Road
      $489,900
      2709 Muskoka District 118 Road
      Detached 2 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of Revel Realty Inc · displayed on Summitly per MLS® data-share rules

    1096 Cowan Park Road is a 3-bedroom, 1-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 1096 Cowan Park Road built?

    The year built for 1096 Cowan Park Road isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  19. What is the property tax for 1096 Cowan Park Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 1096 Cowan Park Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 1096 Cowan Park Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $499,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 1096 Cowan Park Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 1096 Cowan Park Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 1096 Cowan Park Road in?

    1096 Cowan Park Road is in Watt, Muskoka Lakes. The 'Neighbourhood' section below links to the live Muskoka Lakes real estate hub with average sold price, days on market, and current inventory.

  23. Is Muskoka Lakes a good place to live?

    Muskoka Lakes is one of ON's actively-tracked Summitly markets. The full Muskoka Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 1113 Dudley Road
    3 / 3
    1,100
    —
    1075 Carlo Enterprise Road3 / 1700—
    52 Joseph Street4 / 11,100—
    4 Severn River Shore2 / 1700—