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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 21 daysPrice drop · $27,900 off (-3.5%)

    196 Lourdes Street

    Waterloo, ON·N2L 1N7·Near Dietz Ave S & Lourdes St.

    • 2 beds
    Waterloo real estate›X13174698
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

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      Date TBD
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    Overview

    What this listing tells us

    Property description

    WESTMOUNT! Welcome to this beautifully updated bungalow in one of Waterloo's most established and desirable neighbourhoods. Offering over 1,600 sq. ft. of finished living space, this move-in-ready home is ideal for families, empty nesters, downsizers, or anyone looking for timeless character, thoughtful updates, great outdoor space, and an impressive oversized double garage.Surrounded by mature trees, the home features a private fenced side yard, spacious patio with charming gazebo, and an attached 11' x 19' sunroom that extends your seasonal living space. Inside, the bright living room offers a large bay window, classic California shutters, and an inviting layout for everyday living or entertaining.The updated kitchen is beautifully finished with custom Chervin cabinetry, quartz countertops, stainless steel appliances, and quality finishes throughout. The main bathroom features a granite-topped vanity and glass walk-in shower with bench seating and handrails. The main-floor bedrooms include fresh carpet and generous closet space. For added convenience, there is also a main-floor laundry hookup, making one-level living a great option.The finished lower level adds flexible space with a large rec room, laundry room, plenty of storage, a 2-piece bathroom, and a spacious bonus room large enough to function as a third bedroom and consistently used as one, complete with a cozy gas fireplace.A standout feature is the impressive 24' x 23' double-car garage with dedicated workshop space and room for two vehicles, storage, hobbies, or projects. The extra-wide driveway provides parking for up to three additional vehicles.Located steps from top-rated schools and within walking distance to Uptown Waterloo, cafes, restaurants, shopping, the LRT, Waterloo Park, and everyday amenities. With great updates including the kitchen, windows, water softener, and bathroom, this is a fantastic opportunity to own a well-cared-for bungalow in the heart of Westmount.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 15, 2026Price reducedCurrentReduced$759,900−$27,900 (3.5%)X13174698This page
    May 25, 2026ListedCurrentFor sale$787,800 —X13174698This page
    Apr 28, 2026Previously listedSus$797,800 —X13054724View
    Apr 14, 2026Previously listedSus$799,900 —X12998826View
    Oct 22, 2025SoldSold$850,000+$100,000 (13.3%)X12463053View
    Oct 14, 2025Previously listedSld$750,000 —X12463053View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 196 Lourdes Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,733
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $500
    0.79% mill rate · ON
    The market

    How this home sits in the Waterloo market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Waterloo market right now

    Average sold price, days on market, and closed-transaction count for Waterloo — sourced from MLS®.

    • Avg sold price
      $775,674
      Last 30 days
    • Median sold price
      $705,000
      Middle of the market
    • Days on market
      27 d
      Avg from list to close
    • Closed last 30d
      304
      MLS® transactions
    Full Waterloo market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 196 Lourdes Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

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    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 196 Lourdes Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 196 Lourdes Street listed for?

      196 Lourdes Street is listed at $759,900 on the MLS® (listing X13174698). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 196 Lourdes Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 700-1100 sqft
  3. Detached
  4. Built 51-99
  5. < .50 ac lot
  6. Asking
    $759,900
    $0 / sqft · MLS® X13174698
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $566,242
    $520,943Confidence range$611,541
    Asking vs estimate
    ↑↑well-above
    +$193,658
    (+34.2%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Waterloo sell in about 27 days — this one has been listed 21 days.

    Avg sold price
    $775,674
    Median sold
    $705,000
    Avg days on market
    27
    Recently sold
    304
    See comparable sales
    AI highlights by Zara
    • Welcome to this beautifully updated bungalow in one of Waterloo's most established and desirable neighbourhoods.
    • The main bathroom features a granite-topped vanity and glass walk-in shower with bench seating and handrails.
    • The main-floor bedrooms include fresh carpet and generous closet space.
    • With great updates including the kitchen, windows, water softener, and bathroom, this is a fantastic opportunity to own a well-cared-for bungalow in the heart of Westmount.
    Ask Zara a follow-up
    Sewer
  8. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    5
    Driveway
    Private Double
  9. Interior

    5
    Basement
    Full
    Family room
    Y
    Kitchens
    1
    Total rooms
    9
    Laundry level
    Lower Level
  10. Exterior & construction

    4
    Exterior
    Brick Veneer, Aluminum Siding
    Roof
    Asphalt Shingle
    Foundation
    Concrete
    Pool
    None
  11. Lot & land

    2
    Year built
    51-99
    Zoning
    SR2
  12. Listing & possession

    3
    Occupancy
    30-59 days
    Property style
    Bungalow
    Property class
    Detached
  13. Room-by-room · 7 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    4 rooms
    • Bedroom
      10.5 × 15.5 ft
    • Living Room
      11.5 × 17.0 ft
    • Primary Bedroom
      11.5 × 17.0 ft
    • Kitchen
      12.5 × 16.5 ft

    Basement level

    3 rooms
    • Recreation
      11.2 × 21.5 ft
    • Other
      23.2 × 12.5 ft
    • Utility Room
      11.5 × 27.6 ft
    Combined estimate
    $4,233
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,733
    /mo
    based on the purchase price of $759,900
    $151,980 cash
    $607,920 financed
    $512,028 total interest
    Monthly payment$3,733/ month
    Principal54%$607,920
    Interest46%$512,028

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Waterloo

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 363 Roselawn Place
      Sold
      Sign in for price
      363 Roselawn Place
      Detached
    • 631 Woodlawn Place
      Sold
      Sign in for price
      631 Woodlawn Place
      Detached
    • 323 Calvington Place
      Sold
      Sign in for price
      323 Calvington Place
      Detached
    • 320 Whitmore Drive
      Sold
      Sign in for price
      320 Whitmore Drive
      Detached
    • 304 Auburn Drive
      Sold
      Sign in for price
      304 Auburn Drive
      Detached
    • 188 Old Abbey Road
      Sold
      Sign in for price
      188 Old Abbey Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    196 Lourdes StreetThis home2 / 27,001,100$759,900ask———
    363 Roselawn Place3 / 21,100—
    631 Woodlawn Place4 / 42,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Waterloo

    Active listings within ±20% of this asking price.

    • 209 Dixie Crescent
      $675,000
      209 Dixie Crescent
      Detached 3 2
    • 225 Dartmoor Crescent
      $699,900
      225 Dartmoor Crescent
      Detached 3 4
    • 31 William Dunlop Street
      $899,000
      31 William Dunlop Street
      Detached 4 4
    • 50 Combermere Crescent
      $899,900
      50 Combermere Crescent
      Detached 3 3
    • 67 Longwood Drive
      $830,000
      67 Longwood Drive
      Detached 3 3
    • 598 Glen Forrest Boulevard
      $779,000
      598 Glen Forrest Boulevard
      Detached 4 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of RE/MAX TWIN CITY REALTY INC. · displayed on Summitly per MLS® data-share rules

    196 Lourdes Street is a 2-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 196 Lourdes Street built?

    196 Lourdes Street was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  19. What is the property tax for 196 Lourdes Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 196 Lourdes Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 196 Lourdes Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $759,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 196 Lourdes Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 196 Lourdes Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 196 Lourdes Street in?

    196 Lourdes Street is in Waterloo, Waterloo. The 'Neighbourhood' section below links to the live Waterloo real estate hub with average sold price, days on market, and current inventory.

  23. Is Waterloo a good place to live?

    Waterloo is one of ON's actively-tracked Summitly markets. The full Waterloo real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 323 Calvington Place
    4 / 4
    2,500
    —
    320 Whitmore Drive5 / 43,500—
    304 Auburn Drive1 / 31,500—
    188 Old Abbey Road3 / 31,500—