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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

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For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 10 days

    198 Emerald Drive

    ·Saugeen Shores, ON··

    • 2 beds
    Saugeen Shores real estate›X13576106
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Custom built in 2014 just minutes away from Southampton's beach and heritage downtown, this unique home was thoughtfully designed around two themes: to bring natural light into every airy room and to make it easy to savour everything that makes Southampton such an incredible place to live. Every facet of this beautiful bungalow, poised on its bright corner lot, is intentional. With oversized windows, nine-foot ceilings, glowing hardwood floors, and an open concept layout, the main floor feels sunlit, spacious, and incredibly inviting. The kitchen, dining and living room flow seamlessly together, made cozier in winter with a gas fireplace and opening onto a generous wraparound porch for lazy summer and rainy-day gatherings. This home invites relaxed entertainment of family and friends. The primary suite offers plenty of natural light, a spacious walk-in closet, and a private ensuite. The main floor laundry, a 4-piece bathroom and a second bedroom or den complete both ease and accessibility for one floor living. The lower level offers an abundance of living space with an oversized family room, three bedrooms with big south-facing windows, a 3-piece bathroom, and exceptional storage space. The back deck provides a private and secluded outdoor living area with a gas barbeque. A handy person's dream, the detached, insulated and wired garage/workshop makes parking and back entry into this home extremely convenient. What makes this beautiful bungalow truly special is its proximity by foot or bike to Southampton's stellar beaches, unique shops and restaurants, its hospital, parks, and cultural events. Living in this heritage Lake Huron community is a unique experience; this home is truly one of a kind.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 16, 2026ListedCurrentFor sale$825,000 —X13576106This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 198 Emerald Drive
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Hospital
    • School Bus Route
    • Golf
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,053
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $469
    0.68% mill rate · ON
    The market

    How this home sits in the Saugeen Shores market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Saugeen Shores market right now

    Average sold price, days on market, and closed-transaction count for Saugeen Shores — sourced from MLS®.

    • Avg sold price
      $739,554
      Last 30 days
    • Median sold price
      $686,000
      Middle of the market
    • Days on market
      64 d
      Avg from list to close
    • Closed last 30d
      95
      MLS® transactions
    Full Saugeen Shores market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 198 Emerald Drive — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 198 Emerald Drive and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 198 Emerald Drive listed for?

      198 Emerald Drive is listed at $825,000 on the MLS® (listing X13576106). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 198 Emerald Drive have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1500-2000 sqft
  3. Detached
  4. Asking
    $825,000
    $0 / sqft · MLS® X13576106
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $539,874
    $496,684Confidence range$583,064
    Asking vs estimate
    ↑↑well-above
    +$285,126
    (+52.8%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Saugeen Shores sell in about 64 days — this one has been listed 10 days.

    Avg sold price
    $739,554
    Median sold
    $686,000
    Avg days on market
    64
    Recently sold
    95
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • With oversized windows, nine-foot ceilings, glowing hardwood floors, and an open concept layout, the main floor feels sunlit, spacious, and incredibly inviting.
    • The kitchen, dining and living room flow seamlessly together, made cozier in winter with a gas fireplace and opening onto a generous wraparound porch for lazy summer and rainy-day gatherings.
    • The primary suite offers plenty of natural light, a spacious walk-in closet, and a private ensuite.
    • A handy person's dream, the detached, insulated and wired garage/workshop makes parking and back entry into this home extremely convenient.
    Ask Zara a follow-up
    Sewer
  6. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    2
    Parking spaces
    6
    Driveway
    Private Double
  7. Interior

    4
    Basement
    Full, Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    17
  8. Exterior & construction

    4
    Exterior
    Wood
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  9. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  10. Room-by-room · 17 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    10 rooms
    • Kitchen
      17.8 × 13.1 ft
    • Foyer
      16.2 × 7.3 ft
    • Bedroom
      13.8 × 11.0 ft
    • Primary Bedroom
      15.5 × 13.9 ft
    • Bathroom
      4 Pc Bath
      9.7 × 5.9 ft
    • Laundry
      7.4 × 6.1 ft
    • Bathroom
      2 Pc Ensuite
      7.6 × 5.3 ft
    • Dining Room
      18.6 × 10.0 ft
    • Living Room
      13.8 × 18.5 ft
    • Other
      Walk-In Closet(s)
      6.2 × 6.0 ft

    Basement level

    7 rooms
    • Cold Room/Cantina
      14.1 × 6.4 ft
    • Bedroom
      11.9 × 7.8 ft
    • Bathroom
      3 Pc Bath
      8.2 × 7.8 ft
    • Bedroom
      14.1 × 12.4 ft
    • Utility Room
      14.0 × 10.4 ft
    • Bedroom
      12.4 × 8.0 ft
    • Family Room
      21.6 × 18.0 ft
    Combined estimate
    $4,522
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,053
    /mo
    based on the purchase price of $825,000
    $165,000 cash
    $660,000 financed
    $555,893 total interest
    Monthly payment$4,053/ month
    Principal54%$660,000
    Interest46%$555,893

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    or send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Saugeen Shores

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 458 Market Street
      Sold
      Sign in for price
      458 Market Street
      Detached
    • 431 Alice Street
      Sold
      Sign in for price
      431 Alice Street
      Detached
    • 516 Meadow Lane
      Sold
      Sign in for price
      516 Meadow Lane
      Detached
    • 214 Emerald Drive
      Sold
      Sign in for price
      214 Emerald Drive
      Detached
    • 353 Crawford Street
      Sold
      Sign in for price
      353 Crawford Street
      Detached
    • 958 Highland Street
      Sold
      Sign in for price
      958 Highland Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    198 Emerald DriveThis home2 / 315,002,000$825,000ask———
    458 Market Street2 / 2700—
    431 Alice Street3 / 21,500—
    Sold prices are hidden under TRREB rules. to reveal them.

    More detacheds in Saugeen Shores

    Active listings within ±20% of this asking price.

    • 17 Lakeforest Drive
      $891,900
      17 Lakeforest Drive
      Detached 3 3
    • 21 MARSHALL Place
      $818,900
      21 MARSHALL Place
      Detached 3 2
    • 25 LAKEFOREST Drive
      $963,900
      25 LAKEFOREST Drive
      Detached 3 2
    • 27 MARSHALL Place
      $778,900
      27 MARSHALL Place
      Detached 2 2
    • 319 Gingrich Crescent
      $799,900
      319 Gingrich Crescent
      Detached 5 4
    • 161 Grey Street
      $899,000
      161 Grey Street
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  11. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  12. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  13. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  14. Public listing courtesy of Century 21 Millennium Inc. · displayed on Summitly per MLS® data-share rules

    198 Emerald Drive is a 2-bedroom, 3-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  15. When was 198 Emerald Drive built?

    The year built for 198 Emerald Drive isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  16. What is the property tax for 198 Emerald Drive?

    The 'Property tax' tab in the History section shows the most recent annual tax for 198 Emerald Drive plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  17. How much would the monthly mortgage be on 198 Emerald Drive?

    The affordability calculator on this page shows an estimated monthly mortgage for $825,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  18. Has 198 Emerald Drive been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 198 Emerald Drive with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  19. What neighbourhood is 198 Emerald Drive in?

    198 Emerald Drive is in Saugeen Shores, Saugeen Shores. The 'Neighbourhood' section below links to the live Saugeen Shores real estate hub with average sold price, days on market, and current inventory.

  20. Is Saugeen Shores a good place to live?

    Saugeen Shores is one of ON's actively-tracked Summitly markets. The full Saugeen Shores real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  21. 516 Meadow Lane
    4 / 4
    2,000
    —
    214 Emerald Drive3 / 21,100—
    353 Crawford Street4 / 21,500—
    958 Highland Street3 / 31,500—