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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 7 days

    7 Ontario Street

    Smiths Falls·Smiths Falls, ON·K7A 4K6·Near Hogan/Ontario

    • 3 beds
    Smiths Falls real estate›X13492266
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 7 Ontario St.- Spectacular 4- bedroom, 2- bath brick bungalow has been beautifully maintained and lovingly cared for, offering comfort, space, and room to relax, gather and grow. From the moment you arrive, you'll appreciate the beautiful private hedged property, gorgeous perennial beds throughout, and the welcoming curb appeal that reflects true pride of ownership. The lovely adjoining breezeway offers peaceful place to enjoy your morning coffee, unwind after dinner and serves as a warm and welcoming family entrance into the home, while conveniently connecting the attached two-car garage. Step inside to a bright and inviting kitchen featuring abundant cabinetry, generous counter space and stainless steel appliances. The thoughtful layout flows seamlessly into the dining area and welcoming living room, where a cozy gas fireplace creates the perfect gathering space. The main level features 3 generous -sized bedrooms, with one currently being used as a bright and functional home office, and lovely 4 pc bath (new 2026).The lower level provides even more living space with spacious 4th bedroom ideal for guests / hobbies, beautiful 3 pc bath with radiant floor heating, and a bright sun-filled family room with durable VP flooring offering the perfect space to unwind, movie nights, and entertain family and friends. The lower level also offers a wonderful laundry area with excellent storage, adding everyday practicality and convenience. Tucked into a lovely quiet neighbourhood walking distance to Parks and recreation, Cataraqui trail, schools and shopping, this home offers the perfect blend of comfort, convenience and peace of mind. A wonderful place to call home! Call for your personal viewing today!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 26, 2026ListedCurrentFor sale$519,900 —X13492266This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 7 Ontario Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,554
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $345
    0.80% mill rate · ON
    The market

    How this home sits in the Smiths Falls market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Smiths Falls market right now

    Average sold price, days on market, and closed-transaction count for Smiths Falls — sourced from MLS®.

    • Avg sold price
      $426,790
      Last 30 days
    • Median sold price
      $432,450
      Middle of the market
    • Days on market
      59 d
      Avg from list to close
    • Closed last 30d
      66
      MLS® transactions
    Full Smiths Falls market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 7 Ontario Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 7 Ontario Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 7 Ontario Street listed for?

      7 Ontario Street is listed at $519,900 on the MLS® (listing X13492266). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 7 Ontario Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. Asking
    $519,900
    $0 / sqft · MLS® X13492266
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $426,790
    $392,647Confidence range$460,933
    Asking vs estimate
    ↑↑well-above
    +$93,110
    (+21.8%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Smiths Falls sell in about 59 days — this one has been listed 7 days.

    Avg sold price
    $426,790
    Median sold
    $432,450
    Avg days on market
    59
    Recently sold
    66
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • Step inside to a bright and inviting kitchen featuring abundant cabinetry, generous counter space and stainless steel appliances.
    • The thoughtful layout flows seamlessly into the dining area and welcoming living room, where a cozy gas fireplace creates the perfect gathering space.
    • Tucked into a lovely quiet neighbourhood walking distance to Parks and recreation, Cataraqui trail, schools and shopping, this home offers the perfect blend of comfort, convenience and peace of mind.
    • Call for your personal viewing today!
    Ask Zara a follow-up
    Sewer
  6. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    4
    Driveway
    2
  7. Interior

    4
    Basement
    Full, Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    6
  8. Exterior & construction

    4
    Exterior
    Brick
    Roof
    Fibreglass Shingle
    Foundation
    Concrete Block
    Pool
    None
  9. Listing & possession

    3
    Occupancy
    TBD
    Property style
    Bungalow
    Property class
    Detached
  10. Room-by-room · 9 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Bedroom
      9.8 × 8.1 ft
    • Living Room
      20.9 × 11.0 ft
    • Dining Room
      10.7 × 13.2 ft
    • Primary Bedroom
      15.0 × 11.7 ft
    • Kitchen
      12.3 × 13.1 ft
    • Bedroom
      11.9 × 11.7 ft

    Basement level

    3 rooms
    • Family Room
      21.8 × 11.7 ft
    • Bedroom
      10.3 × 11.7 ft
    • Utility Room
      44.1 × 13.1 ft
    Combined estimate
    $2,899
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,554
    /mo
    based on the purchase price of $519,900
    $103,980 cash
    $415,920 financed
    $350,314 total interest
    Monthly payment$2,554/ month
    Principal54%$415,920
    Interest46%$350,314

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Smiths Falls

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 15 Davis Drive
      Sold
      Sign in for price
      15 Davis Drive
      Detached
    • 5894 Roger Stevens Drive
      Sold
      Sign in for price
      5894 Roger Stevens Drive
      Detached
    • 55 Church Street
      Sold
      Sign in for price
      55 Church Street
      Detached
    • 21 Gladstone Avenue
      Sold
      Sign in for price
      21 Gladstone Avenue
      Detached
    • 9 Jubilee Street
      Sold
      Sign in for price
      9 Jubilee Street
      Detached
    • 66 Broadview Avenue
      Sold
      Sign in for price
      66 Broadview Avenue
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    7 Ontario StreetThis home3 / 211,001,500$519,900ask———
    15 Davis Drive4 / 42,500—
    5894 Roger Stevens Drive2 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Smiths Falls

    Active listings within ±20% of this asking price.

    • 7496 Roger Stevens Drive
      $474,900
      7496 Roger Stevens Drive
      Detached 4 2
    • 168 Gillies Corners Side Road
      $599,000
      168 Gillies Corners Side Road
      Detached 2 2
    • 16 Glen Avenue
      $499,999
      16 Glen Avenue
      Detached 3 2
    • 2695 Rosedale Road
      $425,900
      2695 Rosedale Road
      Detached 3 1
    • 6779 Roger Stevens Drive
      $579,900
      6779 Roger Stevens Drive
      Detached 4 2
    • 25 Kensington Avenue
      $424,000
      25 Kensington Avenue
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  11. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  12. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  13. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  14. Public listing courtesy of RE/MAX AFFILIATES MARQUIS · displayed on Summitly per MLS® data-share rules

    7 Ontario Street is a 3-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  15. When was 7 Ontario Street built?

    The year built for 7 Ontario Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  16. What is the property tax for 7 Ontario Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 7 Ontario Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  17. How much would the monthly mortgage be on 7 Ontario Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $519,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  18. Has 7 Ontario Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 7 Ontario Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  19. What neighbourhood is 7 Ontario Street in?

    7 Ontario Street is in Smiths Falls, Smiths Falls. The 'Neighbourhood' section below links to the live Smiths Falls real estate hub with average sold price, days on market, and current inventory.

  20. Is Smiths Falls a good place to live?

    Smiths Falls is one of ON's actively-tracked Summitly markets. The full Smiths Falls real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  21. 55 Church Street
    3 / 1
    700
    —
    21 Gladstone Avenue3 / 21,100—
    9 Jubilee Street4 / 21,500—
    66 Broadview Avenue3 / 2700—