Skip to main content
MLS® listings · updated October 22, 2026 Buyer's market · 11/100

66 4 Bedroom Homes for Sale in Elgin

Currently a buyer's market in Elgin. Browse 363 MLS® listings, neighbourhood market stats, and recent sold history across Elgin, Ontario.

Zara, Summitly's AI virtual agent (AI-generated image)Chat with ZaraAI virtual agent
Reviews on GoogleRead our reviews →
  • Licensed real estate brokerage
  • Direct MLS® feed
  • Zara, AI virtual agent
  • Paired mortgage support
11518 Belmont Road, Elgin: home for sale
11518 Belmont Road · $445,000Listed by ROYAL LEPAGE TRILAND REALTY

Elgin at a glance

MLS® data

Homes for sale
66
For rent
2
Sold · 90 days
28
Average sold price · 90 days
$728,042

Market typeBuyer's market · 11/100

54 days on market (average) · 7.1 months of inventory

Full market report
Zara, Summitly's AI virtual agent (AI-generated image)
Zara · AI virtual agent

Meet Zara · Elgin

Ask Zara about any listing, neighbourhood, school zone, or sold comparable in Elgin. Available 24/7 via chat or phone — no signup, no waiting.

Chat with ZaraTalk to Zara
AI-friendly answerUpdated daily from MLS®

Elgin, Ontario has 363 homes listed for sale, 235 sold in the last 90 days and a 90-day median sold price of $594,500, from the MLS®. Through Mortgage Squad Advisors — Summitly's preferred mortgage partner — you can browse listings and talk to a licensed mortgage advisor in the same flow.

Search Ontario homes on the map

Loading map…

Loading map search…
Map preview of Elgin real estate listings
New in Elgin

Newest 4 bedroom homes for sale in Elgin

The newest MLS® listings, freshest first.

Search them all on the map

More 4 bedroom homes for sale in Elgin

Showing 1–24 of 66

Properties for sale in Elgin

Market intelligence

4 bedroom home price trends & market temperature in Elgin

Composite hotness score, the year-long sold-price line, and a plain-English read on the data from Zara, our real estate AI.

Full Elgin market breakdown
Market temperature

Elgin is leaning toward a buyer's market

Composite score derived from days-on-market and months-of-inventory signals.

11
cool
Cool buyer's mktBalancedHot seller's mkt
  • Days on market
    54
    Lower = hotter
  • Months of inventory
    7.1
    Under 4 = hot
  • Closed (30d)
    28
    MLS® last 30 days
12-month trend

Average 4 bedroom home sold price in Elgin

Last 12 months of MLS® closed transactions, average per month.

$728,042
-22.1% YoY
$537,500
Nov 25Oct 26
Zara's take · Elgin
Elgin is currently a leaning toward buyers.

The latest monthly average sold price is roughly 22.1% lower than 12 months earlier. Monthly averages move with the mix of homes that sold, so treat this as a direction rather than a precise change. Supply is generous at ~7.1 months — more room to negotiate.

Practical takeaway

Buyers: you have real negotiating power right now. Sellers: consider pre-listing inspections and competitive pricing to stand out.

Generated from MLS® data — not investment advice.See the full report
Sold prices by bedroom

What 4-bedroom homes sell for in Elgin

Average sold price of Elgin homes over the last six months, by bedroom count. Bedroom counts with fewer than 5 sales are withheld.

BedroomsAverage sold price
1 bedroom$433,479
2 bedrooms$581,714
3 bedrooms$637,732
4 bedrooms$794,010
5+ bedrooms$864,633
Loading Elgin market deep-dive…
Browse by price

Elgin homes for sale by price range

Active MLS® listings per price band.

  • Under $500K
    86
  • $500K – $750K
    124
  • $750K – $1M
    72
  • $1M – $1.5M
    45
  • $1.5M – $2M
    16
  • Over $2M
    20
Browse by type

Elgin homes by property type

Detached, semi-detached, townhouse, condo, multi-family and commercial inventory — all in one view.

Browse by bedrooms

Elgin listings by bedroom count

  • 1+ Bedroom
    294
  • 2+ Bedrooms
    284
  • 3+ Bedrooms
    204
  • 4+ Bedrooms
    90
  • 5+ Bedrooms
    17
Popular searches

Explore Elgin real estate

Jump straight to the searches buyers and renters use most — each one updated daily from MLS® data.

Browse by intent

Popular Elgin searches

The way buyers really search — new listings, price drops, with pool, finished basement, fixer-uppers, and more. One tap drops you on the map with that filter applied.

Neighbourhoods

Most-searched neighbourhoods in Elgin

Where the action is right now — ranked by active MLS® inventory.

By postal code

Most-active postal codes in Elgin

Forward Sortation Areas (the first 3 characters of a Canadian postal code) ranked by current MLS® inventory.

About the market

Living in Elgin, Ontario

Elgin has 363 homes listed for sale on the MLS® right now. The largest groups are detached houses (227), townhouses (12), semi-detached houses (9) and condos (9). Another 42 homes are listed for rent.

Over the last 90 days, 237 homes sold in Elgin at a median price of $594,500, after an average of 61 days on the market. Over the last six months, average sold prices were: detached houses $676,618, semi-detached houses $540,615, townhouses $510,010 and multi-family homes $576,333.

At the current pace of sales, Elgin's active listings would take about 4.6 months to sell — roughly balanced between buyers and sellers. Summitly's market gauge reads: Elgin is leaning toward a buyer's market.

Own a home in Elgin? What's my Elgin home worth? · Recently sold in Elgin · Estimate your selling costs

Automated estimate from recent area sales. Sign in or create a free account to see it, and we'll email the full report.

The 5-step plan

How to buy a home in Elgin

The steps Summitly's licensed advisors walk buyers through.

  1. 1

    Get pre-approved

    Confirm your maximum purchase price and hold a rate before you start touring properties in Elgin. Summitly's mortgage partner, Mortgage Squad Advisors, can compare lenders for you.

  2. 2

    Browse MLS® listings in Elgin

    Use the price, property-type and bedroom tiles on this page to narrow inventory, or draw your own search area on the map.

  3. 3

    Tour homes with a licensed agent

    Summitly can connect you with a Elgin agent at Coldwell Banker Summit Realty, or you can work with your existing REALTOR®.

  4. 4

    Make an informed offer

    Compare the asking price with recent sold prices for similar homes nearby — Zara, our real estate AI, can pull comparables for any address.

  5. 5

    Close

    Your lender, real estate lawyer and agent coordinate the closing so the keys are released on your closing date.

Frequently asked questions

Buying and selling in Elgin: your questions, answered

Answered with this page's own MLS® numbers.

  • How many homes are for sale in Elgin right now?

    363 homes are listed for sale on the MLS® in Elgin, including 227 detached houses, 12 townhouses and 9 semi-detached houses.

  • What do homes sell for in Elgin?

    Homes that sold in Elgin over the last 90 days went for a median of $594,500 and an average of $632,305, across 237 sales. Prices vary widely by property type, size and neighbourhood.

  • How much does each type of home cost in Elgin?

    Average sold prices in Elgin over the last six months: detached houses $676,618, semi-detached houses $540,615, townhouses $510,010 and multi-family homes $576,333.

  • How long does it take to sell a home in Elgin?

    Homes that sold in Elgin over the last 90 days spent an average of 61 days on the market.

  • Is Elgin a buyer's or a seller's market?

    Elgin is leaning toward a buyer's market. Elgin has about 4.6 months of inventory (active listings divided by monthly sales); under four months usually favours sellers and over six favours buyers.

  • How many homes are for rent in Elgin?

    42 homes are listed for rent on the MLS® in Elgin right now.

  • Where do these Elgin numbers come from?

    Listing counts are MLS® counts, updated daily. Sold prices and days on market come from MLS® sales closed in the last 90 days; a figure based on fewer than 5 sales is withheld.

Licensed Ontario real estate brokerage

Coldwell Banker Summit Realty, Brokerage

Coldwell Banker Summit Realty, Brokerage is registered with the Real Estate Council of Ontario (RECO). Its licensed agents can help you buy, sell or lease in Elgin, from showings and offers to closing. When you are ready to finance, you can compare mortgage options with our partner, Mortgage Squad Advisors.

  • RECO-registered brokerage
  • Licensed agents
  • Zara, AI virtual agent
Contact a licensed agentChat with Zara (AI) instead

Coldwell Banker Summit Realty, Brokerage. Waqar Afzal, Broker of Record. Each office is independently owned and operated.

Ready to make a move in Elgin?

Estimate what you can afford, talk to a licensed mortgage advisor about pre-approval, or ask Zara for a personal affordability snapshot.

Get pre-approvedTalk to an advisor
Free market evaluationCall Zara (AI)Chat with Zara (AI)Talk to a licensed agent