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MLS® listings · updated daily Buyer's market · 20/100

Downtown Real Estate & Homes for Sale

Downtown, St. Catharines

Currently a buyer's market in Downtown. Browse 62 MLS® listings, local market stats, and recent sold history across Downtown, St. Catharines — updated daily.

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  • Licensed real estate brokerage
  • Direct MLS® feed
  • Zara, AI virtual agent
  • Paired mortgage support
177 James Street, Downtown: home for sale
177 James Street · $289,000Listed by ROYAL LEPAGE NRC REALTY, Brokerage

Downtown at a glance

MLS® data

Homes for sale
62
For rent
63
Sold · 90 days
9
Average sold price · 90 days
$519,633

Market typeBuyer's market · 20/100

38 days on market (average) · 7.8 months of inventory

Full market reportAll St. Catharines real estate
Zara, Summitly's AI virtual agent (AI-generated image)
Zara · AI virtual agent

Meet Zara · Downtown

Ask Zara about any listing, street, school zone, or sold comparable in Downtown, St. Catharines. Available 24/7 via chat or phone — no signup, no waiting.

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AI-friendly answerUpdated daily from MLS®

Downtown, St. Catharines currently has 62 active MLS® listings for sale, alongside 9 recent sold-property records, local pricing, and recent market trend data — all sourced directly from MLS® and updated daily. Through Mortgage Squad Advisors — Summitly's preferred mortgage partner — you can browse Downtown listings and talk to a licensed mortgage advisor in the same flow.

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Map preview of St. Catharines real estate listings
New in Downtown

New in Downtown, St. Catharines

The newest MLS® listings, freshest first.

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Market intelligence

Home price trends & market temperature in Downtown, St. Catharines

Composite hotness score, the year-long sold-price line, and a plain-English read on the Downtown data from Zara, our real estate AI.

Full Downtown market breakdown
Market temperature

Downtown is leaning toward a buyer's market

Composite score derived from days-on-market and months-of-inventory signals.

20
cool
Cool buyer's mktBalancedHot seller's mkt
  • Days on market
    38
    Lower = hotter
  • Months of inventory
    7.8
    Under 4 = hot
  • Closed (90d)
    24
    MLS® last 90 days
12-month trend

Average sold price in Downtown, St. Catharines

Last 12 months of MLS® closed transactions, average per month.

$519,633
-16.1% YoY
$504,571
Nov 25Oct 26
Zara's take · Downtown
Downtown is currently a leaning toward buyers.

The latest monthly average sold price is roughly 16.1% lower than 12 months earlier. Monthly averages move with the mix of homes that sold, so treat this as a direction rather than a precise change. Supply is generous at ~7.8 months — more room to negotiate.

Practical takeaway

Buyers: you have real negotiating power right now. Sellers: consider pre-listing inspections and competitive pricing to stand out.

Generated from MLS® data — not investment advice.See the full report
Market snapshot

Downtown, St. Catharines real estate market: the numbers

MLS® closed-transaction stats for the selected window.

  • Avg sold price
    $519,633
  • Median sold price
    $487,000
  • Avg days on market
    38 days
  • Closed sales
    24
Sold price breakdown

What homes actually sell for in Downtown, St. Catharines

Average MLS® sold price by property type and bedroom count, for the selected window.

By property type
  • Multi-family$555,500
  • Detached$531,526
  • Condo$383,083
By bedroom count
  • 2-bed$434,069
  • 3-bed$568,557
  • 4-bed$462,786
Speed & benchmarks

How fast Downtown, St. Catharines sells, and how it compares

Days-on-market trend, price per square foot, and how the neighbourhood stacks up against the provincial average.

Avg days on market
19d
Lower is faster
Price / sq ft
$411
Avg sold
Avg price vs Ontario
$519,633
$309,979 vs province avg
Downtown homes sell 3 days slower than the Ontario average
What this means

Your Downtown, St. Catharines move depends on which side you're on

A plain-English read of the numbers above for buyers and sellers.

If you're buying

You have room to negotiate in Downtown. Take time on inspections, ask for conditions, and use the days-on-market and price-cut signals above to anchor a confident offer below ask where it's justified.

If you're selling

Buyers are selective in Downtown. Price sharply to the comps above from day one, invest in staging and photos, and expect a longer days-on-market — overpricing now means chasing the market down later.

Figures are computed from the direct MLS® feed — closed transactions over the selected window and current active inventory, refreshed regularly. Averages can swing in lower-volume windows; treat them as direction, not a precise appraisal.
Explore the data

Downtown month by month

Homes sold, new listings, asking prices, days on market and rent in Downtown, up to five years, by home type, against St. Catharines or Ontario. Updated September 2026.

Homes sold · Downtown · All home types · 2 years

Homes that sold firm in the month.

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Focus the chart and use the left and right arrow keys, Home and End to step through months. The table view lists every figure.

Source: TRREB MLS® System data, compiled by Summitly. A median needs at least 5 homes behind it, so thin months are left out. No sold prices or single homes are shown here. MLS® data is deemed reliable but not guaranteed.

Report on my neighbourhood: Downtown

Once a month, when the month's figures are final: Downtown's homes sold, new listings, asking prices and days on market against last month and last year, a short take, and a link back to these charts. Unsubscribe in one click.

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Browse by price

Downtown, St. Catharines homes for sale by price range

Active MLS® listings per price band.

  • Under $500K
    23
  • $500K – $750K
    11
  • $750K – $1M
    10
  • $1M – $1.5M
    10
  • $1.5M – $2M
    3
  • Over $2M
    5
Browse by type

Downtown, St. Catharines homes by property type

Detached, semi-detached, townhouse, condo, multi-family and commercial inventory — all in one view.

  • Detached
    Standalone homes on their own lot.
    15 listings
  • Semi-Detached
    Side-by-side homes sharing a wall.
    0 listings
  • Townhouses
    Multi-storey row homes.
    0 listings
  • Condos
    Apartments and condo suites.
    6 listings
  • Multi-Family
    Duplexes, triplexes, fourplexes.
    3 listings
  • Commercial
    Retail, office, industrial.
    12 listings
Browse by bedrooms

Downtown, St. Catharines listings by bedroom count

  • 1+ Bedroom
    24
  • 2+ Bedrooms
    24
  • 3+ Bedrooms
    15
  • 4+ Bedrooms
    11
  • 5+ Bedrooms
    5
Browse by intent

Popular Downtown, St. Catharines searches

The way buyers really search — new listings, price drops, condos, detached, move-in ready, and more. One tap drops you on the map with that filter applied.

People also ask

Common Downtown, St. Catharines real estate questions, answered

Quick answers to the questions people ask most.

  • How long does it take to sell a home in Downtown?

    The average days-on-market figure in the market sections reflects how quickly homes are selling in Downtown. Lower is hotter — anything under 14 days typically indicates a seller's market.

  • Should I rent or buy in Downtown?

    That depends on rent-to-price ratios, your time horizon, and your tax situation. Run the numbers with Summitly's mortgage calculator, then ask Zara — or a licensed advisor — for a personal recommendation.

Nearby neighbourhoods

Explore nearby in St. Catharines

Other St. Catharines neighbourhoods worth a look — each with its own MLS® listings hub.

All St. Catharines real estate
About the neighbourhood

Living in Downtown, St. Catharines

Summitly's Downtown, St. Catharines hub tracks 62 active for-sale listings alongside recent sold history, local pricing, days-on-market, and lender-ready financing — all in one place.

Whether you're buying in Downtown for the first time or trading up within St. Catharines, the data on this page comes directly from the MLS® and is updated daily. Use the price-band, property-type, and bedroom browse tiles below to narrow Downtown inventory in seconds, or jump onto the map to draw your own search area.

Already pre-approved? Click any listing to connect with a licensed mortgage advisor at Mortgage Squad Advisors — Summitly's preferred mortgage partner. Not pre-approved yet? Zara, Summitly's AI virtual agent, can give you a target purchase price for Downtown in under two minutes — no credit pull required.

Automated estimate from recent area sales. Sign in or create a free account to see it, and we'll email the full report.

The 5-step plan

How to buy a home in Downtown, St. Catharines

The exact playbook Summitly's licensed advisors walk every first-time buyer through.

  1. 1

    Get pre-approved with Summitly's mortgage partner

    Confirm your maximum purchase price and lock a rate hold before you tour homes in Downtown. Compare mortgage options with our partner, Mortgage Squad Advisors.

  2. 2

    Browse MLS® listings in Downtown

    Use the browse-by-price, browse-by-type, and bedroom tiles on this page to narrow Downtown inventory in seconds. Open any listing for full details, photos, and neighbourhood comparables.

  3. 3

    Tour homes with a licensed agent

    Summitly can connect you with a vetted St. Catharines agent or your existing realtor — every Downtown listing on the site is real, MLS®-sourced, and bookable for showings.

  4. 4

    Make an informed offer using sold history

    Reference Downtown's recent sold data to benchmark fair value before you write the offer. Zara, our real estate AI, can also pull instant comparables for any Downtown address you ask about.

  5. 5

    Close with confidence

    Your Summitly advisor coordinates the lender, lawyer, and closing paperwork so the keys end up in your hand on time. Insurance and movers are optional add-ons.

Frequently asked questions

Buying and selling in Downtown, St. Catharines: your questions, answered

Plain-English answers grounded in MLS® data and Summitly's broker-of-record knowledge.

  • How many homes are for sale in Downtown right now?

    There are 62 homes currently for sale in Downtown, St. Catharines according to MLS® data. Summitly updates this count daily so you're always working with current Downtown inventory.

  • How much does an average home cost in Downtown?

    Average and median sale prices for Downtown, St. Catharines are calculated from closed MLS® transactions over the last 90 days and shown in the market sections on this page. Open any property for neighbourhood-level comparables.

  • Can I rent in Downtown on Summitly?

    Yes — Summitly currently lists 63 rental properties in Downtown, St. Catharines. Use the For Rent toggle to filter to leases.

  • How many homes have sold in Downtown recently?

    Summitly's 90-day sold index for Downtown covers 9 closed transactions, each with the original list price, final sold price, and days on market so you can benchmark fair value before you offer.

  • Is Downtown a good place to buy in St. Catharines?

    That depends on your budget, timing, and financing. The market sections on this page show Downtown's average and median sold price, days on market, and closed transaction count — the signals agents use to read a neighbourhood. For a personal answer, ask Zara for a tailored affordability snapshot.

  • Where does Summitly's Downtown listing data come from?

    Every active listing, sold record, and statistic on this page is sourced from the MLS®, updated daily. Summitly does not scrape or guess — if it's on this page, a licensed Canadian brokerage has authorised the feed.

  • Can I get a mortgage pre-approval through Summitly while I browse Downtown?

    Yes. Summitly partners with Mortgage Squad Advisors, a licensed Canadian mortgage brokerage. Click "Get pre-approved" anywhere on the site or chat with Zara to start an application, and compare mortgage options with our partner.

  • Does Summitly cover other St. Catharines neighbourhoods?

    Yes — Summitly maintains live, MLS®-connected pages for St. Catharines and its neighbourhoods. Use the "Explore nearby in St. Catharines" strip below, or open the full St. Catharines real estate hub. Ontario city pages are linked from there too.

Licensed Ontario real estate brokerage

Coldwell Banker Summit Realty, Brokerage

Coldwell Banker Summit Realty, Brokerage is registered with the Real Estate Council of Ontario (RECO). Its licensed agents can help you buy, sell or lease in Downtown, St. Catharines, from showings and offers to closing. When you are ready to finance, you can compare mortgage options with our partner, Mortgage Squad Advisors.

  • RECO-registered brokerage
  • Licensed agents
  • Zara, AI virtual agent
Contact a licensed agentChat with Zara (AI) instead

Coldwell Banker Summit Realty, Brokerage. Waqar Afzal, Broker of Record. Each office is independently owned and operated.

Ready to make a move in Downtown?

Estimate what you can afford, talk to a licensed mortgage advisor about pre-approval, or ask Zara for a personal affordability snapshot.

Get pre-approvedTalk to an advisor
Free market evaluationCall Zara (AI)Chat with Zara (AI)Talk to a licensed agent