DetachedListed today

177 Matthews St, Thunder Bay

Name: 177 Matthews Street
SKU: X14013026
Price: 429900 CAD
Availability: InStock

Thunder Bay, ON · · MLS® X14013026Updated October 13, 2026

$429,900Est. $2,112/mo mortgage

Bedrooms: 3
Bathrooms: 1
Living space: 1100–1500sq ft
Parking spaces: 4

Type Detached
Basement Full, Finished

What you should know

177 Matthews St is a 3-bedroom, 1-bathroom detached home in Thunder Bay, listed for $429,900. It has 1100-1500 sq ft of living space.

The main floor has been completely renovated with a fresh, modern feel throughout.
You'll love the spacious bedrooms, updated bathroom, and beautiful open-concept kitchen featuring a large island, plenty of room for a dining table, and a layout made for everyday living and entertaining.
Situated on a corner lot with off-street parking and room to build a future garage, this home offers plenty of potential outside as well.

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3 Bed, 1 Bath Detached Home in Thunder Bay

About 177 Matthews Street

Northside bungalow! Stunning 3-bedroom, 2-bathroom bungalow offering 1,136 sq. ft. of comfortable, move-in-ready living! The main floor has been completely renovated with a fresh, modern feel throughout. You'll love the spacious bedrooms, updated bathroom, and beautiful open-concept kitchen featuring a large island, plenty of room for a dining table, and a layout made for everyday living and entertaining. Downstairs, the home continues to impress with a large rec room, cozy gas fireplace, and one of its most unique features-a fun retro time-capsule bar area that's perfect for entertaining and adds some great personality to the space. Situated on a corner lot with off-street parking and room to build a future garage, this home offers plenty of potential outside as well. Modern, solid, well-kept and completely move-in ready, 177 Matthews St is the perfect blend of thoughtful updates, comfortable living space and a little retro charm.

3 bedrooms, 1 bathroom, about 1,100 sq ft, works out to roughly $391 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 177 Matthews St

Every detail from the listing, in one place.

Type: Detached
Style: Bungalow
Living space: 1100-1500 sq ftas stated on the listing
Parking: 4 spaces
Basement: Full, Finished

Features & systems

Parking & garage

Parking spaces: 4

Interior

Basement: Full · Finished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Bungalow
Property class: Detached

177 Matthews St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 13, 2026For saleListedThis listingMLS® X14013026$429,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 177 Matthews St Compares to the Thunder Bay Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 155 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Thunder Bay market, last 90 days

Median sold price: $410,000
Average sold price: $446,368
Average days on market: 25
Homes sold: 506

Closed sales on the TRREB MLS®.

Full Thunder Bay market report

Recently sold nearby in Thunder Bay

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home177 Matthews Street 3 bd · 1 ba · 1,100 sqft	$429,900asking	$391	—	—
219 McCulloch St 4 bd · 2 ba · 1,100 sqft
2824 Moodie Street 3 bd · 1 ba · 1,100 sqft
1019 Francis Street 2 bd · 2 ba · 700 sqft
414 Sycamore PL 3 bd · 2 ba
2100 Whitegates Drive 3 bd · 2 ba
139 Churchill Drive 3 bd · 1 ba

219 McCulloch St
4 bd · 2 ba · 1,100 sqft
2824 Moodie Street
3 bd · 1 ba · 1,100 sqft
1019 Francis Street
2 bd · 2 ba · 700 sqft
414 Sycamore PL
3 bd · 2 ba
2100 Whitegates Drive
3 bd · 2 ba
139 Churchill Drive
3 bd · 1 ba

Living in Thunder Bay: Location & Amenities

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How long is your commute?

From 177 Matthews St. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 177 Matthews St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,112; 20% down · 25 years · 5.5% assumed
Property tax: $236; 0.66% mill rate · ON
Total per month: $2,348; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$2,112

/mo

based on the purchase price of $429,900

Down payment20%

$85,980 cash

Amortization25 yr

$343,920 financed

Rate5.50%

$289,671 total interest

Principal54%$343,920

Interest46%$289,671

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: Re/Max Generations Realty, BrokerageMLS® X14013026 · Listing data last updated October 13, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 12· $391/sq ft

Estimated monthly mortgage$2,112/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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