For sale

CondoListed yesterday

360 Cumberland St #405, Lower Town - Sandy Hill

Name: 360 Cumberland Street, Unit 405
SKU: X14103872
Price: 235000 CAD
Availability: InStock

Lower Town - Sandy Hill, ON · · MLS® X14103872Updated October 21, 2026

$235,000Est. $1,154/mo mortgage

Bedrooms: 1
Bathrooms: 1
Living space: 0–499sq ft

Type Condo
Basement None

What you should know

360 Cumberland St #405 is a 1-bedroom, 1-bathroom condo in Lower Town - Sandy Hill, listed for $235,000. It has 0-499 sq ft of living space.

Discover urban living in the heart of Ottawa's vibrant ByWard Market!
This penthouse level 1-bedroom, 1-bathroom condo at the 360 Lofts offers an industrial-inspired design featuring exposed ductwork, high ceilings, floor-to-ceiling living room windows, and hardwood flooring.
The modern kitchen boasts granite countertops, stainless steel appliances, an upgraded kitchen island, and additional overhead storage.

Ask Zara:

1 Bed, 1 Bath Condo in Lower Town - Sandy Hill

Unit 405 at 360 Cumberland Street

Discover urban living in the heart of Ottawa's vibrant ByWard Market! This penthouse level 1-bedroom, 1-bathroom condo at the 360 Lofts offers an industrial-inspired design featuring exposed ductwork, high ceilings, floor-to-ceiling living room windows, and hardwood flooring. The modern kitchen boasts granite countertops, stainless steel appliances, an upgraded kitchen island, and additional overhead storage. Enjoy the convenience of in-suite laundry and a large private storage locker. Building amenities include a rooftop terrace with pergola and BBQ, along with bike storage. Steps to restaurants, cafés, boutiques, art galleries, Rideau Centre, and the Rideau LRT Station, with the University of Ottawa and Saint Paul University nearby. The perfect blend of style, convenience, and downtown living!

1 bedroom, 1 bathroom, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this condo fits your budget and timing.

Inside 360 Cumberland St #405

Every detail from the listing, in one place.

Type: Condo
Style: Apartment
Living space: 0-499 sq ftas stated on the listing
Basement: None

Features & systems

Parking & garage

Parking spaces: 0

Interior

Basement: None

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Apartment
Property class: Condo Apartment

360 Cumberland St #405 Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 21, 2026For saleListedThis listingMLS® X14103872$235,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 360 Cumberland St #405 Compares to the Lower Town - Sandy Hill Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Estimated from city-wide sales. There isn’t enough detail on this listing to rate the price.

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Lower Town - Sandy Hill market, last 90 days

Median sold price: $569,750
Average sold price: $631,894
Average days on market: 48
Homes sold: 62

Closed sales on the TRREB MLS®.

Recently sold nearby in Lower Town - Sandy Hill

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This homeUnit 405 — 360 Cumberland Street 1 bd · 1 ba	$235,000asking	—	—	—
195 Besserer Street 2 bd · 2 ba · 1,200 sqft
160 George Street 2 bd · 2 ba · 2,000 sqft
405 Laurier Avenue 2 bd · 2 ba · 1,000 sqft
383 Cumberland Street 1 bd · 1 ba · 500 sqft
260 Besserer Street 2 bd · 2 ba · 1,000 sqft
200 Besserer Street 1 bd · 1 ba · 600 sqft

195 Besserer Street
2 bd · 2 ba · 1,200 sqft
160 George Street
2 bd · 2 ba · 2,000 sqft
405 Laurier Avenue
2 bd · 2 ba · 1,000 sqft
383 Cumberland Street
1 bd · 1 ba · 500 sqft
260 Besserer Street
2 bd · 2 ba · 1,000 sqft
200 Besserer Street
1 bd · 1 ba · 600 sqft

Living in Lower Town - Sandy Hill: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

How long is your commute?

From 360 Cumberland St #405. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 360 Cumberland St #405

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $1,154; 20% down · 25 years · 5.5% assumed
Property tax: $129; 0.66% mill rate · ON
Total per month: $1,283; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$1,154

/mo

based on the purchase price of $235,000

Down payment20%

$47,000 cash

Amortization25 yr

$188,000 financed

Rate5.50%

$158,345 total interest

Principal54%$188,000

Interest46%$158,345

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

Want rate-drop alerts and a saved shortlist?

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: RE/MAX HALLMARK REALTY GROUP, BrokerageMLS® X14103872 · Listing data last updated October 21, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 20

Estimated monthly mortgage$1,154/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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