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Selling nowCondos · 30 storeys · Downtown

88 James by Elite Developments

88 James Street, Downtown, St. Catharines, ON

From$377,888$915/sq ft

Deposit
20%
Suites
Studio – 2 bed
Storeys
30
Satellite view of the 88 James site in St. CatharinesSatellite view of the site

Pre-construction · Condos

88 James

Elite Developments · Downtown, St. Catharines, ON

Builder
Elite Developments
Type
Condos
Storeys · units
30 · 276
Suites
Studio – 2 bed · 345-762
Price from
$377,888
$915 / sq ft avg
Deposit
20% in 6 payments
Status
Selling Now
Last updated

01 Overview

About 88 James

88 James is a 30-storey condos development by Elite Developments at 88 James Street, Downtown, St. Catharines with 276 suites. Prices start from $377,888 (about $915 per sq ft). Current status: selling now (updated December 2025).

88 James is a striking new residence that will offer affordable condo life in Downtown St. Catharines. Enjoy sleek and stylish living in the heart of the city, which offers an exciting urban environment boasting boutiques, culture, cafes, entertainment, events and more.

02 Pricing

88 James prices & price list

88 James pricing
Starting price$377,888
Up to$628,888
Average price per sq ft$915
Parking$50,000
Locker$7,500
Maintenance fees$0.68 / sq ft / mo

Full price list

Every available suite, price and floor.

  • Prices by floor and exposure
  • Parking, locker & fees
  • Current incentives

Sent by a licensed advisor. Prices change between releases, so ask for the latest.

03 Deposit structure

88 James deposit structure

Total deposit before occupancy

20%

  1. 5% · Balance to - 30 Days
  2. 2.5% · 90 Days from Signing
  3. 2.5% · 150 Days from Signing
  4. 2.5% · 380 Days from Signing
  5. 2.5% · 500 Days From Signing
  6. 5% · On Occupancy
88 James deposit schedule
PaymentWhen%On $377,888
Deposit 1Balance to - 30 Days5%$18,894
Deposit 290 Days from Signing2.5%$9,447
Deposit 3150 Days from Signing2.5%$9,447
Deposit 4380 Days from Signing2.5%$9,447
Deposit 5500 Days From Signing2.5%$9,447
Deposit 6On Occupancy5%$18,894
Total20%$75,578

For illustration: the builder's published deposit structure, applied to the starting price. Your agreement of purchase and sale sets the exact amounts and dates. How deposits work

04 Floor plans

88 James floor plans

141 plans from the latest release. Prices and availability move quickly, so request any plan to get its current price.

  • Unit 803

    Available

    Studio · 1 bath · 345 sq ft

    $377,888$1,095/sq ft

  • Unit 1103

    Available

    1 bed · 1 bath · 475 sq ft

    $428,888$903/sq ft

  • Unit 1303

    Available

    1 bed · 1 bath · 475 sq ft

    $430,888$907/sq ft

  • Unit 807

    Available

    1 bed · 1 bath · 480 sq ft

    $430,888$898/sq ft

  • Unit 907

    Available

    1 bed · 1 bath · 480 sq ft

    $431,888$900/sq ft

  • Unit 906

    Available

    1 bed · 1 bath · 480 sq ft

    $431,888$900/sq ft

05 Amenities

88 James amenities

  • Gym
  • Spa
  • Rec Room
  • Restaurant
  • Indoor Child Play Area
  • Media Room
  • Yoga Studio
  • Games Room
  • Outdoor Child Play Area
  • Outdoor Patio
  • Business Centre (WiFi)
  • Rooftop Deck
  • Party Room
  • Coin Laundry
  • On-Site Laundry
  • Storage
  • Dining Room

06 Location & transit

88 James location & transit

Map of 88 James and the surrounding streets
Open in Google Maps

Address

88 James Street

Downtown, St. Catharines, ON

Nearest rapid transit

Straight-line distance at 80 m/min · © OpenStreetMap contributors

07 Monthly cost

Estimate your 88 James mortgage payment

$380,000
20% · $76,000
4.49%
25 years

Estimated monthly

$1,688

Principal and interest only. Excludes maintenance fees, property tax and insurance.

08 The builder

About Elite Developments

09 Assignments

88 James assignments

No 88 James assignments are listed right now. Buying an assignment means taking over a buyer's contract before closing, often at a price set when the project launched. Browse assignment sales

Own a unit here?

List your assignment free. We check the builder's consent terms and keep your details private.

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Before you buy

The rules that protect pre-construction buyers in ON, in plain language.

  1. 01How pre-construction deposits workTypical schedules, where the money is held and Tarion deposit protection.
  2. 02HST rebates on new homesWho qualifies, how the rebate is assigned to the builder and what investors owe.
  3. 03The 10-day condo cooling-off periodYour right to cancel a new condo purchase, and when the clock starts.
  4. 04Tarion new-home warrantyThe 1-, 2- and 7-year coverage and delayed-closing compensation.
  5. 05Closing costs on a new buildDevelopment charges, levies, land transfer tax and adjustments to budget for.

Questions

88 James FAQs

Quick answers about 88 James. Have another question?

Where is 88 James located?

In St. Catharines, ON. 88 James is a new pre-construction condos development there.

What kind of homes does 88 James offer?

Condos — 30 storeys and 276 suites. 88 James is a condos development in St. Catharines, ON; the full suite and floor-plan collection is available on request.

How much does 88 James cost?

From $377,888, about $915 per square foot. That is the lowest suite price on the latest 88 James price list we hold; builders change prices between releases, so request the current price list before you decide.

Is 88 James a good investment?

It depends on your budget, timeline and the St. Catharines, ON market. Buying pre-construction at 88 James fixes today's price with a staged deposit, with occupancy on completion; compare it with nearby projects and resale before you commit, and ask our team or Zara for a project-specific assessment.

How do I get floor plans and prices for 88 James?

Request them on this page. Our team emails 88 James's floor plans, price list and current incentives, plus Platinum priority access where the builder offers it, at no cost to you.

More pre-construction questions
What is a pre-construction project?

A pre-construction project is a new residential development that is sold before construction is completed. Buyers purchase units during the planning or early construction phase, often at lower prices than completed units. You'll receive a unit upon project completion, typically 1-3 years after purchase.

How do deposits work for pre-construction?

Deposits for pre-construction projects are typically structured in stages. You'll usually pay 5-10% on signing, followed by additional deposits at specific milestones (e.g., 5% at occupancy permit, 5% at closing). These deposits are held in trust by the developer's lawyer until closing.

What happens if the project is delayed?

Construction delays are common in pre-construction projects. Your purchase agreement will include an 'outside closing date' that allows for reasonable delays. If delays exceed the specified timeframe, you may have options to cancel and receive your deposits back, depending on your contract terms.

What are the risks of buying pre-construction?

Key risks include construction delays, potential changes to the final product, market value fluctuations, and developer bankruptcy. However, you also benefit from lower initial pricing, potential appreciation, and the ability to secure a brand-new home. Always work with reputable developers and review all contracts carefully.

When do I start making mortgage payments?

Mortgage payments begin only after you take possession of your completed unit, typically at the final closing date. During construction, you'll only make staged deposits. You'll need mortgage pre-approval closer to completion, usually 90-120 days before the expected closing date.

Can I customize my unit?

Customization options vary by developer and project phase. Early buyers often have more choices in finishes, fixtures, and layouts. Common customizable elements include flooring, kitchen cabinets, countertops, and bathroom fixtures. Options are typically presented during the design center appointment, which occurs after purchase.

What warranties are included with pre-construction homes?

New homes in Canada come with provincial new-home warranty protection — Tarion/HCRA in Ontario and equivalent programs in other provinces. This typically includes one-year coverage for defects, two-year coverage for water penetration, and seven-year coverage for major structural defects. Your developer will provide warranty details at closing.

What happens if the developer goes bankrupt?

If a developer declares bankruptcy, your deposits are typically protected if they were held in trust. However, the project may be delayed or cancelled. In some cases, another developer may take over the project. It's crucial to research developers' financial stability and track record before purchasing.

What documents do I need to review before purchasing?

Essential documents include the purchase agreement, disclosure statement, architectural plans, condo declaration (for condos), and developer's financial statements. Have a real estate lawyer review all documents before signing. Pay special attention to deposit structure, completion dates, and cancellation rights.

How long does it take from purchase to move-in?

Timeline varies by project, typically ranging from 12-36 months. Factors include project size, construction complexity, and market conditions. Your purchase agreement will include an estimated occupancy date, but this is subject to change. Stay in regular communication with your developer for updates.

Can I visit the construction site?

Site visits are usually allowed but must be scheduled with the developer for safety and insurance reasons. Many developers offer periodic site tours or provide progress updates through photos and videos. Always follow safety protocols and never visit the site without authorization.

What happens at the final inspection and closing?

Before closing, you'll conduct a pre-delivery inspection (PDI) to identify any defects or issues. These are documented and should be addressed by the developer. At closing, you'll pay the final balance, receive keys, and complete final paperwork. Your lawyer will handle the closing process and ensure all conditions are met.

Get the 88 James price list before you decide.

Current prices, available floor plans and incentives, sent to you by a licensed advisor. Free, no obligation.

Call (905) 553-8500

Coldwell Banker Summit Realty, BrokerageLast updated

Summitly is a brokerage, not the builder; prices, incentives and availability are set by the builder and can change.

Sizes, specifications and dates are preliminary and provided for information only. Renderings and floor plans are artist's concepts. This is not an offering for sale; an offering can only be made with the applicable disclosure statement. Verify all details with the builder. Marketed by Coldwell Banker Summit Realty, Brokerage. E. & O.E.

From

$377,888

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