The short answer
eXp Realty is a cloud brokerage owned by AGNT, Inc.; its published US plan is an 80/20 split to a $16,000 cap, an $85 monthly fee and revenue share; Canadian terms are not published. Summitly (Coldwell Banker Summit Realty) is a local Ontario brokerage with a Vaughan office, the Coldwell Banker brand and an AI platform.
eXp Realty: key facts
- Cloud-based brokerage owned by AGNT, Inc. (formerly eXp World Holdings); 87,338 agents and brokers on the AGNT platform as of June 30, 2026, including NextHome. Source
Summitly (Coldwell Banker Summit Realty, Brokerage) vs eXp Realty, side by side
| Term | Summitly | eXp Realty |
|---|---|---|
| Commission split | Package A 95/5; Package B 90/10 (95/5 after $100,000 GCI); brokerage leads 50/50 | US plan: agents keep 80% until a $16,000 annual cap. Canadian terms are not published on eXp's Canadian join site. SourceUS figures; confirm Canadian terms with eXp |
| Monthly & transaction fees | A: $200 + HST/month + $799 + HST on the first 4 deals a year; B: $125 + HST/month + $499 + HST on the first 4; a $500 brokerage minimum applies | US plan: $85/month cloud brokerage fee and a $149 start-up fee. SourceUS figures; confirm Canadian terms with eXp |
| Annual cap | No annual cap — the package split applies all year | US plan: $16,000 annual cap. SourceUS figures; confirm Canadian terms with eXp |
| Revenue share / stock | No revenue-share or stock programme | Revenue share redistributes 50% of the company's split; eXp discloses that "the median revenue share for a typical (Tier 1) agent is $0". Equity awards are also offered. Source |
| Training | Onboarding training and Weekly training — in person, virtual where available | "Boost" and "Thrive" programmes named on the Canadian join site. Source |
| Mentorship | 1-to-1 from senior brokers for every agent, no extra charge | Not published for Canada — ask eXp |
| Office & culture | Vaughan office, open to agents 24/7 | Cloud model — agents work without a traditional physical office. Source |
Competitor facts are from the sources listed below, checked on the date shown; terms change, so confirm with each brokerage. "Ask us" means Summitly has not published that term on this site yet — we set it out in writing on request.
Who should choose eXp Realty, and who should choose Summitly
Choose eXp Realty if…
- You want a cloud model with revenue share and equity, and you plan to recruit other agents.
- You are comfortable without a local physical office.
Choose Summitly if…
- You want a local brokerage with a Vaughan head office and a recognised consumer brand.
- You want your income to come from transactions rather than a recruiting-based revenue share.
Revenue share: read the disclosure
eXp's revenue share redistributes part of the company's split to agents who recruit others, and eXp itself discloses that the median revenue share for a typical (Tier 1) agent is $0. That is not a criticism of the model — it rewards agents who build a downline — but it means most agents should judge eXp on its split, cap and fees alone.
How to compare eXp Realty and Summitly fairly
- Ask both for the split, every fee and any cap at your realistic deal count — in writing.
- Add twelve months of fixed fees and per-deal fees to the split.
- Subtract what you would pay yourself for leads, marketing and technology one provides and the other does not.
- Check both on RECO's public register before you sign.
Brokerage Leads
We give you warm leads. Never shared. And we help you close them.
When someone contacts Summitly about buying, selling or renting, we hand the lead to one agent — you. Agents on the Leads Plan ($299 + HST a month, no transaction fees, 90/10 on your own deals) receive them: no charge per lead, 50/50 when it closes, and a senior broker to help you convert. We don't promise a number of leads.
- Warm: they contacted us first
- Not shared: one lead, one agent
- Leads Plan: $299 + HST a month, no transaction fees · 50/50 on close
- Coaching to convert, every step
Get Summitly's terms in writing
Comparing with eXp Realty? Tell us about your business and we'll set out the split, every fee and any cap for your production level — confidential, no pressure.
eXp Realty vs Summitly for agents: FAQ
Summitly vs eXp Realty — what's the difference for agents?
eXp is a cloud brokerage with a split-and-cap plan plus revenue share and equity awards; Summitly is a local Ontario brokerage with a Vaughan head office, the Coldwell Banker brand and a consumer AI platform.
What is eXp Realty's cap in Canada?
eXp publishes an 80/20 split to a $16,000 cap for US agents; its Canadian join site does not publish Canadian figures. Ask eXp for the Canadian plan in writing.
Does Summitly have a revenue share or equity programme like eXp?
No revenue-share or stock programme is published for Summitly. Summitly (Coldwell Banker Summit Realty) has two packages for your own business. Package A is a 95/5 split with a $200 + HST monthly fee and $799 + HST on each of your first 4 completed transactions in a calendar year. Package B is 90/10 with $125 + HST a month and $499 + HST on the first 4, moving to 95/5 for the rest of the year after $100,000 GCI. A $500 minimum brokerage share applies per completed transaction, starting with transaction 5 in each calendar year; see your agreement for tax treatment and details. To receive brokerage leads, agents join the Leads Plan: $299 + HST a month, no transaction fees, 90/10 on their own deals, and 50/50 on deals from leads the brokerage provides.
Sources
- AGNT, Inc. reports Q2 2026 results — checked September 25, 2026
- eXp Realty (US) — agent income — checked September 25, 2026
- eXp Realty Canada — join — checked September 25, 2026
- Coldwell Banker — about — checked September 25, 2026
- RECO — Public register of brokerages and agents — checked September 25, 2026
Summitly is the technology platform of Coldwell Banker Summit Realty, Brokerage, a brokerage registered with the Real Estate Council of Ontario (RECO), 310-3100 Steeles Ave W, Vaughan, ON L4K 3R1. Each Coldwell Banker office is independently owned and operated. Agents join as self-employed, commission-based independent contractors, not employees; terms are those of the brokerage's agent agreement, and fees are before HST. Verify any brokerage or agent on the RECO public register.
This comparison reflects Summitly's offering and publicly available, general information; brokerage and platform features, commission structures and terms vary by office and change over time — verify current details with each company directly. Summitly is not affiliated with, endorsed by, or sponsoring the other companies named. All trademarks and brand names are the property of their respective owners.
