0 Island Lake Rd is a 2-bedroom, 1-bathroom detached home in Kearney, listed for $349,000. It has < 700 sq ft of living space.
1Surrounded by mature trees and wildlife, the cottage provides a warm and inviting atmosphere with comfortable living spaces and authentic rustic character.
2Large windows and southern exposure bring in natural light and showcase beautiful views of the surrounding forest and the island dotted lake.
3The expansive 10-acre parcel offers endless opportunities to explore, hike, relax, and connect with nature.
Escape to your own private wilderness retreat with this charming 2-bedroom rustic off-grid cottage, nestled on 10 acres of pristine natural landscape. Accessible by water, this unique property offers the perfect blend of seclusion, tranquility, and sustainable living, making it an ideal getaway for nature lovers, outdoor enthusiasts, and those seeking a peaceful escape from the everyday. Surrounded by mature trees and wildlife, the cottage provides a warm and inviting atmosphere with comfortable living spaces and authentic rustic character. Large windows and southern exposure bring in natural light and showcase beautiful views of the surrounding forest and the island dotted lake. Designed for self-sufficient living, the property is powered by a solar panel system and a propane stove allowing you to enjoy modern conveniences while minimizing your environmental footprint. Additional off-grid features include a composting toilet, traditional outhouse, and refreshing outdoor shower, creating a true cottage-country experience. The expansive 10-acre parcel offers endless opportunities to explore, hike, relax, and connect with nature. Enjoy your mornings with a coffee on the deck, spend your days fishing, paddling, swimming, or simply unwinding in the serenity of your private Algonquin Park like surroundings, and end your evenings gathered around a campfire under a sky full of stars. Whether you're looking for a seasonal family retreat, a recreational property, or a quiet place to disconnect and recharge, this rare water-access cottage delivers privacy, adventure, and the timeless charm of off-grid living. Experience the beauty of nature and the freedom of cottage life in this exceptional waterfront escape.
2 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $499 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 0 Island Lake Rd
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow-Raised
Living space
< 700 sq ftas stated on the listing
Parking
20 spaces
Basement
None
Features & systems
Parking & garage
Parking spaces
20
Interior
Basement
None
Lot & land
Lot size (sqft)
10.37
Listing & possession
Property style
Bungalow-Raised
Property class
Detached
0 Island Lake Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,715
/mo
based on the purchase price of $349,000
$69,800 cash
$279,200 financed
$235,160 total interest
Principal54%$279,200
Interest46%$235,160
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Kearney
Other 1–3 bed homes for sale in Kearney around $349K.
Average days on market66Homes sold in about 66 days on average.
Sale-to-list ratio91.4%On average, homes sold below asking.
Active listings37Homes for sale here right now.
Median vs prior 90 days−11.3%Compared with May 17 – Aug 15, 2026: prices down.
Based on 16 sales from Aug 15 – Nov 13, 2026 (9 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 0 Island Lake Rd
How much is 0 Island Lake Rd listed for?
0 Island Lake Rd is listed at $349,000 (MLS® X13441830). Summitly updates the price as soon as the MLS® record changes.
Is $349,000 a good price for 0 Island Lake Rd?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Kearney. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 0 Island Lake Rd changed?
Yes — it was first listed at $429,000 and is now $349,000, a drop of $80,000 (18.6%).
How many bedrooms and bathrooms does 0 Island Lake Rd have?
0 Island Lake Rd has 2 bedrooms and 1 bathroom, with about 700 square feet of living space. It is a detached home in Kearney.
How much would the monthly mortgage be on 0 Island Lake Rd?
About $1,715 a month — principal and interest on $349,000 with 20% down ($69,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 0 Island Lake Rd compare with other homes in Kearney?
Its asking price of $349,000 is about 38% below the median sold price in Kearney over the last 90 days, $558,500, across 16 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 0 Island Lake Rd been sold before?
Yes — Summitly has 1 earlier MLS® listing of 0 Island Lake Rd on record. Their prices and dates are shown to signed-in members under TRREB rules: sign in free to see them in the Listing history above.
Where is 0 Island Lake Rd?
0 Island Lake Rd is in Kearney, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 0 Island Lake Rd been on the market?
154 days — 0 Island Lake Rd was listed on June 12, 2026.
What is the price per square foot of 0 Island Lake Rd?
About $499 per square foot: the asking price of $349,000 over the 700 sq ft the listing gives.
Does 0 Island Lake Rd have parking or a garage?
Yes — the listing gives 20 parking spaces.
Does 0 Island Lake Rd have a basement, and is it finished?
The listing says 0 Island Lake Rd has no basement.