Calling all investors! Take a look at this great opportunity. Located in the west end of St. Catharines, 1 Cumming Street is a 2 bedroom 1 bath home just minutes away from the Fourth Ave area with shops, resturants and Downtown St. Catharines, while also having both the QEW and 406 highways nearby. This property has a road connection to the parallel street known as Kent Street having the potential to be severed. This is also an equally great opportunity for a first time home buyer to build some equity by putting your own personal stamp on it!
2 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $500 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 1 Cumming St
Every detail from the listing, in one place.
Type
Detached
Style
1 1/2 Storey
Living space
700-1100 sq ftas stated on the listing
Parking
3 spaces
Basement
None
Features & systems
Parking & garage
Parking spaces
3
Interior
Basement
None
Lot & land
Lot size (sqft)
646
Listing & possession
Property style
1 1/2 Storey
Property class
Detached
1 Cumming St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,719
/mo
based on the purchase price of $349,900
$69,980 cash
$279,920 financed
$235,766 total interest
Principal54%$279,920
Interest46%$235,766
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Catharines
Other 2–4 bed homes for sale in St. Catharines around $350K.
Average days on market38Homes sold in about 38 days on average.
Sale-to-list ratio96.5%On average, homes sold below asking.
Active listings778Homes for sale here right now.
Median vs prior 90 days0.0%Compared with Apr 26 – Jul 25, 2026.
Based on 557 sales from Jul 25 – Oct 23, 2026 (502 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
1 Cumming St is listed at $349,900 (MLS® X13513004). Summitly updates the price as soon as the MLS® record changes.
Is $349,900 a good price for 1 Cumming St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in St. Catharines. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 1 Cumming St changed?
Yes — it was first listed at $384,999 and is now $349,900, a drop of $35,099 (9.1%).
How many bedrooms and bathrooms does 1 Cumming St have?
1 Cumming St has 2 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a detached home in St. Catharines.
Is 1 Cumming St close to transit?
The nearest rapid-transit station is St. Catharines GO Station (Lakeshore West GO), about 660 m (about a 8-minute walk) in a straight line. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 1 Cumming St?
About $1,719 a month — principal and interest on $349,900 with 20% down ($69,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 1 Cumming St compare with other homes in St. Catharines?
Its asking price of $349,900 is about 36% below the median sold price in St. Catharines over the last 90 days, $550,000, across 557 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 1 Cumming St been sold before?
Summitly has no earlier MLS® sale or lease of 1 Cumming St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 1 Cumming St?
1 Cumming St is in St. Catharines, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 1 Cumming St been on the market?
113 days — 1 Cumming St was listed on July 2, 2026.
What is the price per square foot of 1 Cumming St?
About $318 to $500 per square foot: the asking price of $349,900 over the 700–1,100 sq ft the listing gives as its size range.