Imagine trading your daily routine for life on Amherst Island, reached by a scenic 15-minute ferry crossing from Millhaven. At 10 Front Road, you'll find a true four-season waterfront retreat set on 4.2 level acres with 305 feet of deeded waterfront along Lake Ontario's North Channel. This fully winterized century home, built in 1918, offers the charm of a classic cottage with the comfort of year-round living, so it's just as inviting for a weekend escape as it is for settling in through every season. The main floor has a spacious dining room, a cozy living room warmed by a propane stove, and a bright sunroom with water. The primary bedroom is conveniently located on the main floor, while a second bedroom and additional storage await upstairs. The deck and porch are perfect for watching the sun rise over the fields and set over the water. Spend your days kayaking, fishing, and birdwatching right from your own clean, level shoreline. The open acreage gives you room to garden, entertain, or simply enjoy the quiet of island life, with panoramic views over the bay, lake, and surrounding pastureland. Amherst Island is known for its close-knit community and natural beauty, with a general store, seasonal restaurant, museum, and artisan studios all just a short drive away. Whether you're looking for a peaceful getaway or a place to call home full-time, 10 Front Road offers a rare chance to own a genuine slice of waterfront cottage country, just a short ferry ride from the mainland.
2 bedrooms, 1 bathroom, about 1,500 sq ft, works out to roughly $383 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 10 Front Rd
Every detail from the listing, in one place.
Type
Detached
Style
1 1/2 Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
2 spaces
Basement
Unfinished, Partial Basement
Features & systems
Parking & garage
Parking spaces
2
Interior
Basement
Unfinished · Partial Basement
Lot & land
Lot size (sqft)
4.2
Listing & possession
Property style
1 1/2 Storey
Property class
Detached
10 Front Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,825
/mo
based on the purchase price of $575,000
$115,000 cash
$460,000 financed
$387,441 total interest
Principal54%$460,000
Interest46%$387,441
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Similar homes for sale nearby in Loyalist
Other 2–4 bed homes for sale in Loyalist around $575K.
Average days on market39Homes sold in about 39 days on average.
Sale-to-list ratio97.0%On average, homes sold below asking.
Active listings158Homes for sale here right now.
Median vs prior 90 days−4.7%Compared with Apr 24 – Jul 23, 2026: prices down.
Based on 123 sales from Jul 23 – Oct 21, 2026 (100 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 10 Front Rd
How much is 10 Front Rd listed for?
10 Front Rd is listed at $575,000 (MLS® X12938322). Summitly updates the price as soon as the MLS® record changes.
Is $575,000 a good price for 10 Front Rd?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Loyalist. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 10 Front Rd changed?
Yes — it was first listed at $595,000 and is now $575,000, a drop of $20,000 (3.4%).
How many bedrooms and bathrooms does 10 Front Rd have?
10 Front Rd has 2 bedrooms and 1 bathroom, with about 1,500–2,000 square feet of living space. It is a detached home in Loyalist.
How much would the monthly mortgage be on 10 Front Rd?
About $2,825 a month — principal and interest on $575,000 with 20% down ($115,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 10 Front Rd compare with other homes in Loyalist?
Its asking price of $575,000 is about 4% above the median sold price in Loyalist over the last 90 days, $555,000, across 123 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 10 Front Rd been sold before?
Summitly has no earlier MLS® sale or lease of 10 Front Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 10 Front Rd?
10 Front Rd is in Loyalist, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 10 Front Rd been on the market?
204 days — 10 Front Rd was listed on March 31, 2026.
What is the price per square foot of 10 Front Rd?
About $288 to $383 per square foot: the asking price of $575,000 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 10 Front Rd have parking or a garage?
Yes — the listing gives 2 parking spaces.
Does 10 Front Rd have a basement, and is it finished?
The listing describes the basement as: Unfinished, Partial Basement.
