Charming 1.5-storey in the heart of Penetanguishene with about 2,465 sq. ft. of finished space. Board-and-batten exterior and a deep covered porch give it solid curb appeal. Inside, the main floor has a bright living room with a gas fireplace, laundry, four bedrooms and two full baths. Outback you've got a hot tub, pond and greenhouse, plus mature apple, peach and nectarine trees and a young plum. Two driveways handle up to six vehicles with room for a boat or trailer. Close to schools, parks and everyday amenities.
4 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $367 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 10 Lucy St
Every detail from the listing, in one place.
Type
Detached
Style
1 1/2 Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
7 spacesYes garage
Basement
Other, Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
7
Interior
Basement
Other · Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
1 1/2 Storey
Property class
Detached
10 Lucy St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® S14163824$549,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 10 Lucy St Compares to the Penetanguishene Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,701
/mo
based on the purchase price of $549,900
$109,980 cash
$439,920 financed
$370,528 total interest
Principal54%$439,920
Interest46%$370,528
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Penetanguishene
Other 3-bed homes for sale in Penetanguishene around $550K.
Average days on market45Homes sold in about 45 days on average.
Sale-to-list ratio95.6%On average, homes sold below asking.
Active listings78Homes for sale here right now.
Median vs prior 90 days−6.6%Compared with May 14 – Aug 12, 2026: prices down.
Based on 46 sales from Aug 12 – Nov 10, 2026 (38 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 10 Lucy St
How much is 10 Lucy St listed for?
10 Lucy St is listed at $549,900 (MLS® S14163824). Summitly updates the price as soon as the MLS® record changes.
Is $549,900 a good price for 10 Lucy St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Penetanguishene. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 10 Lucy St changed?
No — 10 Lucy St is still listed at its original asking price of $549,900.
How many bedrooms and bathrooms does 10 Lucy St have?
10 Lucy St has 4 bedrooms and 2 bathrooms, with about 1,500–2,000 square feet of living space. It is a detached home in Penetanguishene.
How much would the monthly mortgage be on 10 Lucy St?
About $2,701 a month — principal and interest on $549,900 with 20% down ($109,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 10 Lucy St compare with other homes in Penetanguishene?
Its asking price of $549,900 is about 4% below the median sold price in Penetanguishene over the last 90 days, $570,000, across 46 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 10 Lucy St been sold before?
Summitly has no earlier MLS® sale or lease of 10 Lucy St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 10 Lucy St?
10 Lucy St is in Penetanguishene, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 10 Lucy St been on the market?
1 day — 10 Lucy St was listed on November 9, 2026.
What is the price per square foot of 10 Lucy St?
About $275 to $367 per square foot: the asking price of $549,900 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 10 Lucy St have parking or a garage?
Yes — the listing gives 7 parking spaces. Garage: Yes.
Does 10 Lucy St have a basement, and is it finished?
The listing describes the basement as: Other, Finished.
