Welcome to 10 Monck Street, a beautifully updated bungalow tucked on a quiet street in one of St. Catharines' most convenient and sought after pockets. This thoughtfully updated one floor living, this home checks all the boxes for first time buyers and downsizers looking for something move in ready.Inside you will find updated flooring, a refreshed kitchen, and a newly installed 200 amp electrical panel, giving you the peace of mind of a home that has been genuinely cared for. The open concept living, dining, and kitchen layout creates a bright and connected feel that works beautifully for everyday living and entertaining. A bonus room at the back of the home offers flexible space perfect for a mudroom, home office, or whatever your lifestyle calls for.Outside is where this one really shines. Sitting on a premium 45 x 148 foot lot, the potential here is serious. Think pool, playground, or your own private backyard retreat. The detached garage with electrical is a dream for car enthusiasts or anyone in need of a solid workshop space.Unfinished basement offers additional storage space. Located close to great schools, all amenities, the GO Station, and just a short distance to downtown St. Catharines. Easy, comfortable, and move in ready.
3 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $550 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 10 Monck St
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
700-1100 sq ftas stated on the listing
Parking
4 spacesYes garage
Basement
Full, Unfinished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
4
Interior
Basement
Full · Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
10 Monck St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,891
/mo
based on the purchase price of $385,000
$77,000 cash
$308,000 financed
$259,417 total interest
Principal54%$308,000
Interest46%$259,417
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Catharines
Other 2–3 bed homes for sale in St. Catharines around $385K.
Average days on market38Homes sold in about 38 days on average.
Sale-to-list ratio96.4%On average, homes sold below asking.
Active listings747Homes for sale here right now.
Median vs prior 90 days−0.4%Compared with Apr 28 – Jul 27, 2026: prices down.
Based on 574 sales from Jul 27 – Oct 25, 2026 (498 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
10 Monck St is listed at $385,000 (MLS® X13755094). Summitly updates the price as soon as the MLS® record changes.
Is $385,000 a good price for 10 Monck St?
Summitly rates it Fair Price: the asking price is Within 3% below to 5% above Zara's estimate, an estimate built from recent sales in St. Catharines. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 10 Monck St changed?
No — 10 Monck St is still listed at its original asking price of $385,000.
How many bedrooms and bathrooms does 10 Monck St have?
10 Monck St has 3 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a detached home in St. Catharines.
Is 10 Monck St close to transit?
The nearest rapid-transit station is St. Catharines GO Station (Lakeshore West GO), about 500 m (about a 6-minute walk) in a straight line. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 10 Monck St?
About $1,891 a month — principal and interest on $385,000 with 20% down ($77,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 10 Monck St compare with other homes in St. Catharines?
Its asking price of $385,000 is about 30% below the median sold price in St. Catharines over the last 90 days, $549,550, across 574 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 10 Monck St been sold before?
Yes — Summitly has 1 earlier MLS® listing of 10 Monck St on record. Their prices and dates are shown to signed-in members under TRREB rules: sign in free to see them in the Listing history above.
Where is 10 Monck St?
10 Monck St is in St. Catharines, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 10 Monck St been on the market?
47 days — 10 Monck St was listed on September 8, 2026.
What is the price per square foot of 10 Monck St?
About $350 to $550 per square foot: the asking price of $385,000 over the 700–1,100 sq ft the listing gives as its size range.
Does 10 Monck St have parking or a garage?
Yes — the listing gives 4 parking spaces. Garage: Yes.
