102 Albert St is a 3-bedroom, 2-bathroom detached home in Kawartha Lakes, listed for $1,155,000. It has 1500-2000 sq ft of living space.
1The view across the water is permanent.
2Approx 900+ sqft west-facing patio over the water.
3The main floor offers three bedrooms (two with cathedral ceilings, one overlooking the water), two updated 3-piece bathrooms with glass walk-in showers, and kitchen with cathedral ceiling and stainless appliances.
This beautiful property is a west-facing year-round waterfront home, directly across the Gull River from Indian Point Provincial Park. 946 hectares of protected Crown land with one of the longest undeveloped shorelines in the Kawartha Lakes! The view across the water is permanent. No future development opposite. Just protected forest and shoreline, sunsets every night. Approximately 225 ft of irregular water frontage wraps the property on a private peninsula with sandy, natural shoreline. The Gull River opens directly to Balsam Lake - the highest point on the Parks Canada-managed Trent-Severn Waterway, with navigable access to Cameron, Sturgeon, Pigeon, and beyond. Approximately 1,796 sqft above grade plus a fully finished lower level. Approx 900+ sqft west-facing patio over the water. The main floor offers three bedrooms (two with cathedral ceilings, one overlooking the water), two updated 3-piece bathrooms with glass walk-in showers, and kitchen with cathedral ceiling and stainless appliances. Hardwood through the principal living spaces. The great room walks out to the huge patio above the river. A separate family room walks straight out to the shore.The fully finished lower level adds a recreation room with wood stove, a dedicated office, a study, and a laundry/utility room - genuine four-season living space. A wet double boathouse holds two fishing boats or one larger boat under cover. A covered front porch and a 2-car tandem attached garage round out the package.Year-round municipal road. Quiet dead-end street. 90 minutes to the GTA. A hidden dog fence included. Suitable as a full-time residence, weekend retreat, or short-term rental.
3 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $770 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 102 Albert St
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow-Raised
Living space
1500-2000 sq ftas stated on the listing
Lot size
238.00 x 0.00 Feet (Irregular)
Parking
6 spacesYes garage
Basement
Finished, Full
Features & systems
Parking & garage
Garage
Yes
Parking spaces
6
Interior
Basement
Finished · Full
Lot & land
Lot dimensions
238.00 x 0.00 Feet (Irregular)
Lot size (sqft)
0
Lot features
Irregular Lot
Listing & possession
Property style
Bungalow-Raised
Property class
Detached
102 Albert St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14162250$1,155,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 102 Albert St Compares to the Kawartha Lakes Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$5,674
/mo
based on the purchase price of $1,155,000
$231,000 cash
$924,000 financed
$778,251 total interest
Principal54%$924,000
Interest46%$778,251
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Kawartha Lakes
Other 3–4 bed homes for sale in Kawartha Lakes around $1.2M.
Average days on market46Homes sold in about 46 days on average.
Sale-to-list ratio95.8%On average, homes sold below asking.
Active listings827Homes for sale here right now.
Median vs prior 90 days−5.9%Compared with May 13 – Aug 11, 2026: prices down.
Based on 504 sales from Aug 11 – Nov 9, 2026 (383 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 102 Albert St
How much is 102 Albert St listed for?
102 Albert St is listed at $1,155,000 (MLS® X14162250). Summitly updates the price as soon as the MLS® record changes.
Is $1,155,000 a good price for 102 Albert St?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Kawartha Lakes. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 102 Albert St changed?
No — 102 Albert St is still listed at its original asking price of $1,155,000.
How many bedrooms and bathrooms does 102 Albert St have?
102 Albert St has 3 bedrooms and 2 bathrooms, with about 1,500–2,000 square feet of living space. It is a detached home in Kawartha Lakes.
How much would the monthly mortgage be on 102 Albert St?
About $5,674 a month — principal and interest on $1,155,000 with 20% down ($231,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 102 Albert St compare with other homes in Kawartha Lakes?
Its asking price of $1,155,000 is about 95% above the median sold price in Kawartha Lakes over the last 90 days, $593,000, across 504 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 102 Albert St been sold before?
Summitly has no earlier MLS® sale or lease of 102 Albert St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 102 Albert St?
102 Albert St is in Kawartha Lakes, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 102 Albert St been on the market?
102 Albert St was listed today (November 9, 2026).
What is the price per square foot of 102 Albert St?
About $578 to $770 per square foot: the asking price of $1,155,000 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 102 Albert St have parking or a garage?
Yes — the listing gives 6 parking spaces. Garage: Yes.
Does 102 Albert St have a basement, and is it finished?
The listing describes the basement as: Finished, Full.
