Excellent opportunity to take advantage of owning an income property. Two separate units each with separate hydro meters,5 bedrooms, kitchen, and common living space. Currently vacant, this property has great proven rental income- close to Fleming College and the opportunity to rent to students if desired. Plenty of gravel parking surface available. Recent updates include roof +/- 2022; flooring on lower level +/- 2022. Property has been retrofitted with smoke detectors, interconnected fire system with pulls; alarm panel, and a fire barrier. Coin operated laundry. Furniture , appliances and dishes included. Flooring a mix of vinyl plank, laminate flooring sheet vinyl. 200 amp electrical; 1-200 amp panel, 1 -100 amp panel- all breakers, ABS drains, copper & plastic supply; 140 Gallon hot water tank.
10 bedrooms, 3 bathrooms, about 2,500 sq ft, works out to roughly $220 per square foot. Chat with Zara if you'd like a deeper read on whether this duplex fits your budget and timing.
Inside 103 Durham St W
Every detail from the listing, in one place.
Type
Duplex
Style
2-Storey
Living space
2500-3000 sq ftas stated on the listing
Lot size
104.07 x 54.45 Feet0.13 sq ft
Parking
10 spaces
Basement
None
Features & systems
Parking & garage
Parking spaces
10
Interior
Basement
None
Lot & land
Lot dimensions
104.07 x 54.45 Feet
Lot size (sqft)
0.13
Listing & possession
Property style
2-Storey
Property class
Duplex
103 Durham St W Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13687094$549,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 103 Durham St W Compares to the Kawartha Lakes Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,701
/mo
based on the purchase price of $549,900
$109,980 cash
$439,920 financed
$370,528 total interest
Principal54%$439,920
Interest46%$370,528
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Durham Street West? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 103 Durham St W with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 103 Durham St W day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Keep looking near 103 Durham St W
Homes for sale in Kawartha Lakes
Every active Kawartha Lakes MLS® listing, updated all day.
Average days on market44Homes sold in about 44 days on average.
Sale-to-list ratio96.2%On average, homes sold below asking.
Active listings933Homes for sale here right now.
Median vs prior 90 days−3.0%Compared with Apr 26 – Jul 25, 2026: prices down.
Based on 513 sales from Jul 25 – Oct 23, 2026 (356 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 103 Durham St W
How much is 103 Durham St W listed for?
103 Durham St W is listed at $549,900 (MLS® X13687094). Summitly updates the price as soon as the MLS® record changes.
Is $549,900 a good price for 103 Durham St W?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Kawartha Lakes. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 103 Durham St W changed?
No — 103 Durham St W is still listed at its original asking price of $549,900.
How many bedrooms and bathrooms does 103 Durham St W have?
103 Durham St W has 10 bedrooms and 3 bathrooms, with about 2,500–3,000 square feet of living space. It is a duplex in Kawartha Lakes.
How much would the monthly mortgage be on 103 Durham St W?
About $2,701 a month — principal and interest on $549,900 with 20% down ($109,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 103 Durham St W compare with other homes in Kawartha Lakes?
Its asking price of $549,900 is about 9% below the median sold price in Kawartha Lakes over the last 90 days, $607,500, across 513 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 103 Durham St W been sold before?
Summitly has no earlier MLS® sale or lease of 103 Durham St W on record from the last two years. Older records aren't shown under TRREB rules.
Where is 103 Durham St W?
103 Durham St W is in Kawartha Lakes, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 103 Durham St W been on the market?
71 days — 103 Durham St W was listed on August 13, 2026.
What is the price per square foot of 103 Durham St W?
About $183 to $220 per square foot: the asking price of $549,900 over the 2,500–3,000 sq ft the listing gives as its size range.
Does 103 Durham St W have parking or a garage?
Yes — the listing gives 10 parking spaces.
Does 103 Durham St W have a basement, and is it finished?
