3 Bed, 1 Bath Detached Home in Leeds and the Thousand Islands
About 103 Estate Road
Escape to the waterfront and enjoy everything cottage life has to offer! This charming 2-bedroom cedar cottage with an additional loft bedroom is situated on the beautiful Gananoque River, providing access to over 25 miles of interconnected waterways, including Lyndhurst Lake, Singleton Lake, Red Horse Lake and Gananoque Lake. Perfect for boating, fishing, and family gatherings, this inviting cottage features warm pine flooring, a cozy woodstove for cool evenings, and a spacious sun deck overlooking the dock, beach area and sparkling waterfront. The property comfortably accommodates 11 people, including a separate sleeping bunkie that sleeps four. Additional features include a durable metal roof, four storage sheds, an outhouse for extra convenience, a paddle boat and year round access via a municipally maintained road. Currently used as a 3-season retreat, this property offers the ideal setting for creating lasting waterfront memories. Whether you are looking for a peaceful getaway or an adventure-filled family cottage, this waterfront gem has it all! This turn-key property includes a boat, motor, trailer and garden tractor. Enjoy this fall on this beautiful water system!
3 bedrooms, 1 bathroom, about 1,100 sq ft, works out to roughly $427 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 103 Estate Rd
Every detail from the listing, in one place.
Type
Detached
Style
1 1/2 Storey
Living space
1100-1500 sq ftas stated on the listing
Parking
4 spaces
Basement
None
Features & systems
Parking & garage
Parking spaces
4
Interior
Basement
None
Lot & land
Lot size (sqft)
0.363
Listing & possession
Property style
1 1/2 Storey
Property class
Detached
103 Estate Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13723378$469,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 103 Estate Rd Compares to the Leeds and the Thousand Islands Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,308
/mo
based on the purchase price of $469,900
$93,980 cash
$375,920 financed
$316,623 total interest
Principal54%$375,920
Interest46%$316,623
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Estate Road? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 103 Estate Rd with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 103 Estate Rd day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Leeds and the Thousand Islands
Other 2–4 bed homes for sale in Leeds and the Thousand Islands around $470K.
Average days on market57Homes sold in about 57 days on average.
Sale-to-list ratio91.6%On average, homes sold below asking.
Active listings83Homes for sale here right now.
Median vs prior 90 days+28.3%Compared with Apr 25 – Jul 24, 2026: prices up.
Based on 40 sales from Jul 24 – Oct 22, 2026 (27 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 103 Estate Rd
How much is 103 Estate Rd listed for?
103 Estate Rd is listed at $469,900 (MLS® X13723378). Summitly updates the price as soon as the MLS® record changes.
Is $469,900 a good price for 103 Estate Rd?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Leeds and the Thousand Islands. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 103 Estate Rd changed?
No — 103 Estate Rd is still listed at its original asking price of $469,900.
How many bedrooms and bathrooms does 103 Estate Rd have?
103 Estate Rd has 3 bedrooms and 1 bathroom, with about 1,100–1,500 square feet of living space. It is a detached home in Leeds and the Thousand Islands.
How much would the monthly mortgage be on 103 Estate Rd?
About $2,308 a month — principal and interest on $469,900 with 20% down ($93,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 103 Estate Rd compare with other homes in Leeds and the Thousand Islands?
Its asking price of $469,900 is about 19% below the median sold price in Leeds and the Thousand Islands over the last 90 days, $577,365, across 40 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 103 Estate Rd been sold before?
Summitly has no earlier MLS® sale or lease of 103 Estate Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 103 Estate Rd?
103 Estate Rd is in Leeds and the Thousand Islands, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 103 Estate Rd been on the market?
56 days — 103 Estate Rd was listed on August 27, 2026.
What is the price per square foot of 103 Estate Rd?
About $313 to $427 per square foot: the asking price of $469,900 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 103 Estate Rd have parking or a garage?
Yes — the listing gives 4 parking spaces.
Does 103 Estate Rd have a basement, and is it finished?
