Escape to the beauty of North Frontenac with this charming waterfront retreat offering the perfect blend of privacy, recreation, and year-round enjoyment. Set on a picturesque lot surrounded by mature trees and stunning natural scenery, this property features comfortable living spaces, direct access to endless boating, fishing, swimming, and outdoor adventure with access into 4 different lake. Whether you're seeking a family cottage, , or investment opportunity, this property delivers the quintessential Land O' Lakes lifestyle just a short drive from Kingston Napanee or Belleville.
2 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $400 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 1039 Big Bay Rd N
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
< 700 sq ftas stated on the listing
Parking
1 space
Basement
None
Features & systems
Parking & garage
Parking spaces
1
Interior
Basement
None
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
1039 Big Bay Rd N Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,375
/mo
based on the purchase price of $279,900
$55,980 cash
$223,920 financed
$188,599 total interest
Principal54%$223,920
Interest46%$188,599
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Big Bay Road North? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 1039 Big Bay Rd N with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 1039 Big Bay Rd N day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Frontenac
Other 2–4 bed homes for sale in Frontenac around $280K.
Average days on market55Homes sold in about 55 days on average.
Sale-to-list ratio93.6%On average, homes sold below asking.
Active listings318Homes for sale here right now.
Median vs prior 90 days+0.2%Compared with May 16 – Aug 14, 2026: prices up.
Based on 170 sales from Aug 14 – Nov 12, 2026 (162 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 1039 Big Bay Rd N
How much is 1039 Big Bay Rd N listed for?
1039 Big Bay Rd N is listed at $279,900 (MLS® X13467682). Summitly updates the price as soon as the MLS® record changes.
Is $279,900 a good price for 1039 Big Bay Rd N?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Frontenac. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 1039 Big Bay Rd N changed?
Yes — it was first listed at $324,900 and is now $279,900, a drop of $45,000 (13.9%).
How many bedrooms and bathrooms does 1039 Big Bay Rd N have?
1039 Big Bay Rd N has 2 bedrooms and 1 bathroom, with about 700 square feet of living space. It is a detached home in Frontenac.
How much would the monthly mortgage be on 1039 Big Bay Rd N?
About $1,375 a month — principal and interest on $279,900 with 20% down ($55,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 1039 Big Bay Rd N compare with other homes in Frontenac?
Its asking price of $279,900 is about 49% below the median sold price in Frontenac over the last 90 days, $550,000, across 170 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 1039 Big Bay Rd N been sold before?
Summitly has no earlier MLS® sale or lease of 1039 Big Bay Rd N on record from the last two years. Older records aren't shown under TRREB rules.
Where is 1039 Big Bay Rd N?
1039 Big Bay Rd N is in Frontenac, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 1039 Big Bay Rd N been on the market?
146 days — 1039 Big Bay Rd N was listed on June 19, 2026.
What is the price per square foot of 1039 Big Bay Rd N?
About $400 per square foot: the asking price of $279,900 over the 700 sq ft the listing gives.
Does 1039 Big Bay Rd N have parking or a garage?
Yes — the listing gives 1 parking space.
Does 1039 Big Bay Rd N have a basement, and is it finished?
The listing says 1039 Big Bay Rd N has no basement.