Unit 116-2 — 1052 RAT BAY Road
FranklinLake of Bays, ONP1H 2J6Near From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres
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What this listing tells us
Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is not a time share although some think it is similar. You do actually own 1/10 of the cottage. 116 Algonquin Cottage is a 2 bedroom cottage and is located next to a beautiful woodlot on the west side with lots of privacy. There are no cottages in front of 116 Algonquin which means it has a lovely view and provides easy access to the beach and lake. The Muskoka Room in 116 Algonquin is fully insulated for year round comfort. Ownership includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons for a total of 5 weeks per year. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Sundays at 4 p.m. ANNUAL maintenance fee PER OWNER in 2026 for 116 Algonquin cottage is $5127 + HST. Core week 2 for this cottage starts on Sunday July 5, 2026 and the other weeks in 2026 start on March 15, June 21, November 8/2026 and January 3/2027 . There is laundry in the Algonquin cottage. No HST on resales. All cottages are PET-FREE and Smoke-free. Ask for details about fractional ownerships and what the annual maintenance fee covers. Deposit weeks you don't use in Interval International or rent them out to help cover the maintenance fees.
Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.
Listing, price, and tax history
Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.
| Date | Event | Status | Price | Change | MLS® | View |
|---|---|---|---|---|---|---|
| Jun 21, 2026 | Price reducedCurrent | Reduced | $49,900 | −$1,100 (2.2%) | X10898321 | This page |
| Sep 12, 2023 | ListedCurrent | For sale | $51,000 | — | X10898321 | This page |
Inside this property
Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.
Features & systems
Heating, cooling, parking, exterior, lot, possession, and more.
Systems
5- Heating
- Baseboard
- Air conditioning
- Wall Unit(s)
- Fireplaces
- 1
- Water source
Getting around, schools & the block
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The money — monthly cost, mortgage & return
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Cost of ownership
A monthly snapshot at typical assumptions — personalize the mortgage just below.
How this home sits in the Lake of Bays market
Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.
The Lake of Bays market right now
Average sold price, days on market, and closed-transaction count for Lake of Bays — sourced from MLS®.
- Avg sold price$1,070,338Last 30 days
- Median sold price$952,000Middle of the market
- Days on market78 dAvg from list to close
- Closed last 30d34MLS® transactions
We'll get you into Unit 116-2 — 1052 RAT BAY Road — the seller pays our commission
On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.
$0 to you. The seller pays our fee.
On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.
Property flags & disclosures
An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.
We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at Unit 116-2 — 1052 RAT BAY Road and found nothing flagged. We re-check automatically as new records publish.
Common questions about this property
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How much is Unit 116-2 — 1052 RAT BAY Road listed for?
Unit 116-2 — 1052 RAT BAY Road is listed at $49,900 on the MLS® (listing X10898321). The price refreshes on Summitly within minutes of any MLS® change.
How many bedrooms, bathrooms, and square feet does Unit 116-2 — 1052 RAT BAY Road have?
Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
