Lake of Bays, ON · · MLS® X12061479Updated
$39,900Est. $196/mo mortgage
1052 Rat Bay Rd #111-8 is a 2-bedroom, 2-bathroom home in Lake of Bays, listed for $39,900. It has 900-999 sq ft of living space.
Coldwell Banker Summit Realty, BrokerageZara is an AI virtual agent. Advisors are licensed REALTORS® at Coldwell Banker Summit Realty, Brokerage.
MOTIVATED SELLER try your offer! Blue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners but you will own yourself a 1/10th share of the cottage (your "Interval" week) and a smaller share in the entire resort. This cottage is known as 111 Algonquin. It's a favourite at Blue Water Acres with 2 spacious bedrooms and 2 bathrooms. The core summer week in 2026 will start on August 16/26. The cottage has a cozy propane fireplace and a screened-in Muskoka Room. You will have exclusive use of the cottage for 5 weeks of the year. The check-in day for Week 8 is Sunday. Weeks in 2026 start on Feb 15, May 24, August 16 (core/fixed week), October 11, and December 6. 2026. The 4 floating weeks rotate each year so it's fair to all the owners. There are many amenities at Blue Water Acres: hot tub/sauna, linens and towels supplied, kayaks, paddle boats, a beautiful sand beach, 300 ft of waterfront on Lake of Bays, indoor swimming pool, owners' gathering room with grand piano and large TV screen , games room with pool tables, ping pong table, shuffle board & foosball, fitness room, tennis/pickleball court, basketball courts, large children's playground & equipment. You can moor your own boat during your own boating season weeks. Winter tube slide, skating rink & fire pit. There is so much to do here! All cottages are pet-free and smoke-free. This is an affordable way to enjoy cottage life without the cost or hassles of full cottage ownership. Maintenance fees include everything and are paid in the fall for the following year. The ANNUAL fee for EACH of the owners in 111 Algonquin cottage for 2026 is $5,127 + HST. This fee can be paid in two installments, November and March. There is NO HST on the purchase price of the cottage. It's a unique way to own a part of Muskoka. Your weeks can be traded for weeks at other luxury resorts around the world. Some photos & floor plan shown are for a similar cottage but may not be identical to the subject cottage.
2 bedrooms, 2 bathrooms, about 900 sq ft, works out to roughly $44 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this home fits your budget and timing.
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Closed sales on the TRREB MLS®.
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1020 Birch Glen Road
2 bd · 3 ba · Other
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1052 RAT BAY Road
2 bd · 2 ba · Other
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1020 Birch Glen Road
3 bd · 2 ba · Other
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1020 Birch Glen Road
2 bd · 3 ba · Other
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1020 Birch Glen Road
3 bd · 3 ba · Other
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1016 Pondview Court
3 bd · 2 ba · Other
6 nearby sales vs. this home
Closed sales from MLS®, compared with this home's asking price.
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| Home | Sold price | $ / sqft | % of asking | Sold |
|---|---|---|---|---|
This homeUnit 111-8 — 1052 Rat Bay Road 2 bd · 2 ba · 900 sqft | $39,900asking | $44 | — | — |
| 1020 Birch Glen Road 2 bd · 3 ba · 1,800 sqft | ||||
| 1052 RAT BAY Road 2 bd · 2 ba · 900 sqft | ||||
| 1020 Birch Glen Road 3 bd · 2 ba · 1,500 sqft | ||||
| 1020 Birch Glen Road 2 bd · 3 ba · 1,500 sqft | ||||
| 1020 Birch Glen Road 3 bd · 3 ba · 1,800 sqft | ||||
| 1016 Pondview Court 3 bd · 2 ba · 1,500 sqft |
2 bd · 3 ba · 1,800 sqft
2 bd · 2 ba · 900 sqft
3 bd · 2 ba · 1,500 sqft
2 bd · 3 ba · 1,500 sqft
3 bd · 3 ba · 1,800 sqft
3 bd · 2 ba · 1,500 sqft
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Listing brokerage: Chestnut Park Real Estate, BrokerageMLS® X12061479 · Listing data last updated
Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Other 2-bed homes for sale in Lake of Bays around $40K.
Homes for sale in Lake of Bays
Every active Lake of Bays MLS® listing, updated all day.
Based on 64 sales from Jul 23 – Oct 21, 2026 (32 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
11 for sale at 1052 Rat Bay Rd — plus its sale and lease history.
For sale
For sale
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For sale1052 Rat Bay Rd #111-8 is listed at $39,900 (MLS® X12061479). Summitly updates the price as soon as the MLS® record changes.
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Lake of Bays. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
No — 1052 Rat Bay Rd #111-8 is still listed at its original asking price of $39,900.
1052 Rat Bay Rd #111-8 has 2 bedrooms and 2 bathrooms, with about 900–999 square feet of living space. It is a home in Lake of Bays.
About $196 a month — principal and interest on $39,900 with 20% down ($7,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Its asking price of $39,900 is about 95% below the median sold price in Lake of Bays over the last 90 days, $762,500, across 64 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Summitly has no earlier MLS® sale or lease of 1052 Rat Bay Rd #111-8 on record from the last two years. Older records aren't shown under TRREB rules.
1052 Rat Bay Rd #111-8 is in Lake of Bays, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
565 days — 1052 Rat Bay Rd #111-8 was listed on April 4, 2025.
About $40 to $44 per square foot: the asking price of $39,900 over the 900–999 sq ft the listing gives as its size range.
Yes — the listing gives 2 parking spaces.
The listing says 1052 Rat Bay Rd #111-8 has no basement.
