Lake of Bays, ON · · MLS® X12703748Updated
$13,000Est. $64/mo mortgage
1052 Rat Bay Rd #105-10 is a 2-bedroom, 1-bathroom home in Lake of Bays, listed for $13,000. It has 500-599 sq ft of living space.
Coldwell Banker Summit Realty, BrokerageZara is an AI virtual agent. Advisors are licensed REALTORS® at Coldwell Banker Summit Realty, Brokerage.
Blue Water Acres has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is NOT a timeshare; you actually own a share of the cottage that you buy which includes a share in the entire complex. This gives you the right to use the cottage Interval for five weeks per year including one fixed core summer week plus 4 more floating weeks in the other seasons. Some owners rent their weeks out to help cover maintenance costs. If it's rented through Blue Water Acres the revenue is split 50/50. If you rent it out yourself you get to keep 100% of the revenue. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity center, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. This 2 bedroom cottage is called 105 Deerview. Week 10 is the "core week" or fixed week for this unit. Check-in is on Saturdays at 4 p.m. ANNUAL maintenance fee PER OWNER for Deerview in 2026 is $4,629 + HST. Core week in 2026 starts Saturday, August 29, 2026. Remaining weeks in 2026 for this unit start on February 28, June 6, October 24, December 19/2026. All cottages are PET-FREE and Smoke-free. There is no HST for resale units. This is an amazing trouble-free way to enjoy cottage life in Muskoka. Everything is taken care of for you. All you need to do is enjoy being here and there is so much to do. Hidden Valley skiing, Arrowhead Park, Algonquin Park, world class golf, and fantastic facilities at Blue Water Acres.
2 bedrooms, 1 bathroom, about 500 sq ft, works out to roughly $26 per square foot. Chat with Zara if you'd like a deeper read on whether this home fits your budget and timing.
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Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
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Zara’s estimate
Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works
Closed sales on the TRREB MLS®.
Full Lake of Bays market reportSold prices are shown free to signed-in members, as board rules require.
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1020 Birch Glen Road
2 bd · 3 ba · Other
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1052 RAT BAY Road
2 bd · 2 ba · Other
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1020 Birch Glen Road
3 bd · 2 ba · Other
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1020 Birch Glen Road
2 bd · 3 ba · Other
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1020 Birch Glen Road
3 bd · 3 ba · Other
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1016 Pondview Court
3 bd · 2 ba · Other
6 nearby sales vs. this home
Closed sales from MLS®, compared with this home's asking price.
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| Home | Sold price | $ / sqft | % of asking | Sold |
|---|---|---|---|---|
This homeUnit 105-10 — 1052 Rat Bay Road 2 bd · 1 ba · 500 sqft | $13,000asking | $26 | — | — |
| 1020 Birch Glen Road 2 bd · 3 ba · 1,800 sqft | ||||
| 1052 RAT BAY Road 2 bd · 2 ba · 900 sqft | ||||
| 1020 Birch Glen Road 3 bd · 2 ba · 1,500 sqft | ||||
| 1020 Birch Glen Road 2 bd · 3 ba · 1,500 sqft | ||||
| 1020 Birch Glen Road 3 bd · 3 ba · 1,800 sqft | ||||
| 1016 Pondview Court 3 bd · 2 ba · 1,500 sqft |
2 bd · 3 ba · 1,800 sqft
2 bd · 2 ba · 900 sqft
3 bd · 2 ba · 1,500 sqft
2 bd · 3 ba · 1,500 sqft
3 bd · 3 ba · 1,800 sqft
3 bd · 2 ba · 1,500 sqft
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Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Listing brokerage: Chestnut Park Real Estate, BrokerageMLS® X12703748 · Listing data last updated
Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Other 2-bed homes for sale in Lake of Bays around $13K.
Homes for sale in Lake of Bays
Every active Lake of Bays MLS® listing, updated all day.
Based on 64 sales from Jul 23 – Oct 21, 2026 (32 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
11 for sale at 1052 Rat Bay Rd — plus its sale and lease history.
For sale
For sale
For sale
For sale1052 Rat Bay Rd #105-10 is listed at $13,000 (MLS® X12703748). Summitly updates the price as soon as the MLS® record changes.
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Lake of Bays. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
No — 1052 Rat Bay Rd #105-10 is still listed at its original asking price of $13,000.
1052 Rat Bay Rd #105-10 has 2 bedrooms and 1 bathroom, with about 500–599 square feet of living space. It is a home in Lake of Bays.
About $64 a month — principal and interest on $13,000 with 20% down ($2,600), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Its asking price of $13,000 is about 98% below the median sold price in Lake of Bays over the last 90 days, $762,500, across 64 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Summitly has no earlier MLS® sale or lease of 1052 Rat Bay Rd #105-10 on record from the last two years. Older records aren't shown under TRREB rules.
1052 Rat Bay Rd #105-10 is in Lake of Bays, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
279 days — 1052 Rat Bay Rd #105-10 was listed on January 15, 2026.
About $22 to $26 per square foot: the asking price of $13,000 over the 500–599 sq ft the listing gives as its size range.
Yes — the listing gives 1 parking space.
The listing says 1052 Rat Bay Rd #105-10 has no basement.
