How can Zara help?Zara · AI virtual agent · 24/7 · free
Zara is an AI virtual agent. Advisors are licensed REALTORS® at Coldwell Banker Summit Realty, Brokerage.
3 Bed Detached Home in St. Joseph
About 1058 Sailors Encampment Drive
Your St. Joseph Island Retreat Awaits! Tucked along a quiet, desirable stretch of year-round road, this three-bedroom cottage offers a rare combination of privacy, access to the water nearby, and small-town convenience - just five minutes from Richards Landing on beautiful St. Joseph Island. Settle in and enjoy the passing freighters in the shipping channel, or spend the day a short walk away at the boat launch with sandy swimming on township property. Set on 131 feet of frontage, the property is shaded by mature trees and offers plenty of room to spread out, with storage sheds in the back for all your gear and equipment. The cottage is partially finished inside, giving a buyer the opportunity to complete it to their own taste. A drilled well with submersible pump is already in place, and a woodstove paired with electric heat keeps things cozy. Currently set up for three-season use with an outhouse and sinks draining to the sandy soil, the property offers a clear path to year-round living with the addition of a septic system beside the large deck towards the road. Furnishings are included with a few exceptions, and some equipment is also available and negotiable with purchase - making this an easy getaway from day one. With economical taxes, it's a smart option whether you're looking for a seasonal escape or a project you want to turn into a full-time home in the country.
3 bedrooms, about 700 sq ft, works out to roughly $243 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 1058 Sailors Encampment Dr
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
700-1100 sq ftas stated on the listing
Basement
Crawl Space
Features & systems
Interior
Basement
Crawl Space
Lot & land
Lot size (sqft)
0.35
Listing & possession
Property style
Bungalow
Property class
Detached
1058 Sailors Encampment Dr Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13887692$169,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 1058 Sailors Encampment Dr Compares to the St. Joseph Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Zara’s estimate
There isn’t enough local sales data to estimate this home’s value yet. The comparable sales and market numbers are the best guide.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$835
/mo
based on the purchase price of $169,900
$33,980 cash
$135,920 financed
$114,480 total interest
Principal54%$135,920
Interest46%$114,480
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Sailors Encampment Drive? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 1058 Sailors Encampment Dr with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 1058 Sailors Encampment Dr day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Keep looking near 1058 Sailors Encampment Dr
Homes for sale in St. Joseph
Every active St. Joseph MLS® listing, updated all day.
Not enough recent sales in St. Joseph to publish sold figures (fewer than 5 in the last 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 1058 Sailors Encampment Dr
How much is 1058 Sailors Encampment Dr listed for?
1058 Sailors Encampment Dr is listed at $169,900 (MLS® X13887692). Summitly updates the price as soon as the MLS® record changes.
Has the price of 1058 Sailors Encampment Dr changed?
No — 1058 Sailors Encampment Dr is still listed at its original asking price of $169,900.
How many bedrooms and bathrooms does 1058 Sailors Encampment Dr have?
1058 Sailors Encampment Dr has 3 bedrooms, with about 700–1,100 square feet of living space. It is a detached home in St. Joseph.
How much would the monthly mortgage be on 1058 Sailors Encampment Dr?
About $835 a month — principal and interest on $169,900 with 20% down ($33,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Has 1058 Sailors Encampment Dr been sold before?
Summitly has no earlier MLS® sale or lease of 1058 Sailors Encampment Dr on record from the last two years. Older records aren't shown under TRREB rules.
Where is 1058 Sailors Encampment Dr?
1058 Sailors Encampment Dr is in St. Joseph, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 1058 Sailors Encampment Dr been on the market?
68 days — 1058 Sailors Encampment Dr was listed on August 5, 2026.
What is the price per square foot of 1058 Sailors Encampment Dr?
About $154 to $243 per square foot: the asking price of $169,900 over the 700–1,100 sq ft the listing gives as its size range.
Does 1058 Sailors Encampment Dr have a basement, and is it finished?
The listing describes the basement as: Crawl Space.
What is the lot size of 1058 Sailors Encampment Dr?
The lot is 50 acres, as published in the listing.
What is the land transfer tax on 1058 Sailors Encampment Dr?
About $1,424 in Ontario land transfer tax at the asking price of $169,900. First-time buyers can get up to $4,000 back. Legal fees and other closing costs are extra.
How do I book a viewing of 1058 Sailors Encampment Dr or make an offer?
Select "Book a viewing" on this page and pick a time. A licensed Coldwell Banker Summit Realty, Brokerage agent confirms it with the listing brokerage. When you're ready, your agent prepares the offer with you and submits it to the listing brokerage.
