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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 9 days

    1065 Pine Lane S

    Ridout·Lake of Bays, ON·P0A 1B0·Near Muskoka Road 117 and Paint Lake Road

    • 3 beds
    Lake of Bays real estate›X13524678
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    A truly unique offering in the heart of Lake of Bays! Set on an incredible 22-acre property with over 600 feet of water frontage on Chub Lake, this exceptional estate offers the ultimate in privacy, with no neighbours in sight. Ideally located just minutes from the charming communities of Dorset and Baysville, you'll enjoy convenient access to shopping, dining, marinas, and everyday amenities while surrounded by nature. Built in 2020, this beautifully designed 1,675 sq. ft. home blends modern comfort with peaceful Muskoka living. The open-concept kitchen and living area is ideal for entertaining, featuring a cozy wood-burning fireplace, a spacious pantry, and large windows that capture stunning lake views. Step outside to the expansive deck overlooking Chub Lake, the perfect place to relax, entertain, or simply enjoy the tranquil setting. The home offers three generously sized bedrooms, each with excellent closet space. The primary suite features a private ensuite and direct access to the sun-drenched deck, creating a peaceful retreat to start and end your day.Thoughtfully equipped with a forced-air propane furnace, central air conditioning, a drilled well, and quality engineered flooring throughout, this home provides year-round comfort and low-maintenance living. Beautiful wildflower gardens surround the home, enhancing the natural beauty of this remarkable property. Whether you're looking for a private cottage getaway, or a rare opportunity to own a substantial parcel of land on the water, this one-of-a-kind Lake of Bays property is not to be missed!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 4, 2026ListedCurrentFor sale$899,000 —X13524678This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 1065 Pine Lane S
    What's nearby

    Points of interest classified by the MLS® feed.

    • Wooded/Treed
    • Waterfront
    • Lake/Pond
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,417
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $227
    0.30% mill rate · ON
    The market

    How this home sits in the Lake of Bays market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Lake of Bays market right now

    Average sold price, days on market, and closed-transaction count for Lake of Bays — sourced from MLS®.

    • Avg sold price
      $1,082,226
      Last 30 days
    • Median sold price
      $929,000
      Middle of the market
    • Days on market
      47 d
      Avg from list to close
    • Closed last 30d
      31
      MLS® transactions
    Full Lake of Bays market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 1065 Pine Lane S — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 1065 Pine Lane S and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 1065 Pine Lane S listed for?

      1065 Pine Lane S is listed at $899,000 on the MLS® (listing X13524678). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 1065 Pine Lane S have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1500-2000 sqft
  3. Detached
  4. Asking
    $899,000
    $0 / sqft · MLS® X13524678
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,082,226
    $995,648Confidence range$1,168,804
    Asking vs estimate
    ↓below
    −$183,226
    (-16.9%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Lake of Bays sell in about 47 days — this one has been listed 9 days.

    Avg sold price
    $1,082,226
    Median sold
    $929,000
    Avg days on market
    47
    Recently sold
    31
    See comparable sales
    AI highlights by Zara
    • The open-concept kitchen and living area is ideal for entertaining, featuring a cozy wood-burning fireplace, a spacious pantry, and large windows that capture stunning lake views.
    • Step outside to the expansive deck overlooking Chub Lake, the perfect place to relax, entertain, or simply enjoy the tranquil setting.
    • The home offers three generously sized bedrooms, each with excellent closet space.
    • Beautiful wildflower gardens surround the home, enhancing the natural beauty of this remarkable property.
    Ask Zara a follow-up
    Well
    Sewer
    Septic
  6. Parking & garage

    3
    Garage
    None
    Parking spaces
    6
    Driveway
    Front Yard Parking, Private, Available, Right Of Way
  7. Interior

    5
    Basement
    Crawl Space
    Family room
    N
    Kitchens
    1
    Total rooms
    7
    Laundry level
    Main Level
  8. Exterior & construction

    6
    Exterior
    Wood
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    View
    Forest, Hills, Lake, Panoramic, Trees/Woods, Valley
    Waterfront
    Y
    Pool
    None
  9. Lot & land

    1
    Zoning
    WR
  10. Listing & possession

    3
    Possession
    2026-08-03T00:00:00.000-00:00
    Property style
    Bungalow
    Property class
    Detached
  11. Combined estimate
    $4,644
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,417
    /mo
    based on the purchase price of $899,000
    $179,800 cash
    $719,200 financed
    $605,755 total interest
    Monthly payment$4,417/ month
    Principal54%$719,200
    Interest46%$605,755

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Lake of Bays

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 4698 Muskoka Rd 117 Highway
      Sold
      Sign in for price
      4698 Muskoka Rd 117 Highway
      Detached
    • 1183 Golf Course Road
      Sold
      Sign in for price
      1183 Golf Course Road
      Detached
    • 1004 Bellwood Lane
      Sold
      Sign in for price
      1004 Bellwood Lane
      Detached
    • 3149 Limberlost Road
      Sold
      Sign in for price
      3149 Limberlost Road
      Detached
    • 1031 Kelly Road
      Sold
      Sign in for price
      1031 Kelly Road
      Detached
    • 1009-2 Arts Road
      Sold
      Sign in for price
      1009-2 Arts Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    1065 Pine Lane SThis home3 / 215,002,000$899,000ask———
    4698 Muskoka Rd 117 Highway3 / 1700—
    1183 Golf Course Road4 / 31,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Lake of Bays

    Active listings within ±20% of this asking price.

    • 1053 Spring Lake Road
      $875,000
      1053 Spring Lake Road
      Detached 2 2
    • 1053 East Walker Lake Drive
      $799,900
      1053 East Walker Lake Drive
      Detached 3 2
    • 3425 Brunel Road
      $729,000
      3425 Brunel Road
      Detached 2 2
    • 1162 Burlmarie Road
      $849,900
      1162 Burlmarie Road
      Detached 3 2
    • 1040 Greensview Drive
      $849,900
      1040 Greensview Drive
      Detached 3 4
    • 1020 Ridgeline Drive
      $1,050,000
      1020 Ridgeline Drive
      Detached 4 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  12. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  13. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  14. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  15. Public listing courtesy of Forest Hill Real Estate Inc. · displayed on Summitly per MLS® data-share rules

    1065 Pine Lane S is a 3-bedroom, 2-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  16. When was 1065 Pine Lane S built?

    The year built for 1065 Pine Lane S isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  17. What is the property tax for 1065 Pine Lane S?

    The 'Property tax' tab in the History section shows the most recent annual tax for 1065 Pine Lane S plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  18. How much would the monthly mortgage be on 1065 Pine Lane S?

    The affordability calculator on this page shows an estimated monthly mortgage for $899,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  19. Has 1065 Pine Lane S been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 1065 Pine Lane S with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  20. What neighbourhood is 1065 Pine Lane S in?

    1065 Pine Lane S is in Ridout, Lake of Bays. The 'Neighbourhood' section below links to the live Lake of Bays real estate hub with average sold price, days on market, and current inventory.

  21. Is Lake of Bays a good place to live?

    Lake of Bays is one of ON's actively-tracked Summitly markets. The full Lake of Bays real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  22. 1004 Bellwood Lane
    2 / 1
    700
    —
    3149 Limberlost Road2 / 1700—
    1031 Kelly Road2 / 21,100—
    1009-2 Arts Road3 / 32,000—