10689 Kawagama Lake WAO is a 1-bedroom detached home in Algonquin Highlands, listed for $375,000. It has < 700 sq ft of living space.
1Brand new oversized septic system!
2Tucked away from the busier parts of the lake, this peaceful retreat is bordered by over 1,000 feet of Crown Land shoreline on one side and with the neighboring cottage out of view on the other.
3Enjoy breathtaking lake views and unforgettable sun and moon rises.
Brand new oversized septic system! A rare opportunity on Haliburton's largest lake, this water-access property on Kawagama Lake offers exceptional privacy and unbeatable value. Tucked away from the busier parts of the lake, this peaceful retreat is bordered by over 1,000 feet of Crown Land shoreline on one side and with the neighboring cottage out of view on the other. Enjoy breathtaking lake views and unforgettable sun and moon rises. Good dock with deep, clean water that makes for incredible swimming. Kawagama Lake is known for its vast stretches of untouched Crown Land, pristine forests and endless opportunities for boating, fishing, hiking, ATVing, snowmobiling and exploring nature. The cottage itself is in need of some TLC, offering the perfect opportunity to update or renovate to your taste. The structure has "good bones" with recently redone piers and a solid, level floor making it a great starting point for your dream lakeside getaway. If you're looking for a big lake experience at an affordable price with tremendous PRIVACY, adventure and natural beauty, this property checks all the boxes. Water access only but getting there is easy; as we have a boat and would be happy to take you over. The marina not far away. Come and see what Kawagama Lake has to offer! Newly installed septic system (2025). **Seller willing to hold a mortgage for right buyer**.
1 bedroom, about 700 sq ft, works out to roughly $536 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 10689 Kawagama Lake WAO
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
< 700 sq ftas stated on the listing
Basement
None
Features & systems
Parking & garage
Parking spaces
0
Interior
Basement
None
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
10689 Kawagama Lake WAO Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13704202$375,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 10689 Kawagama Lake WAO Compares to the Algonquin Highlands Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,842
/mo
based on the purchase price of $375,000
$75,000 cash
$300,000 financed
$252,679 total interest
Principal54%$300,000
Interest46%$252,679
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Algonquin Highlands
Other 1–4 bed homes for sale in Algonquin Highlands around $375K.
Average days on market43Homes sold in about 43 days on average.
Sale-to-list ratio94.2%On average, homes sold below asking.
Active listings97Homes for sale here right now.
Median vs prior 90 days+6.9%Compared with Apr 26 – Jul 25, 2026: prices up.
Based on 45 sales from Jul 25 – Oct 23, 2026 (25 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 10689 Kawagama Lake WAO
How much is 10689 Kawagama Lake WAO listed for?
10689 Kawagama Lake WAO is listed at $375,000 (MLS® X13704202). Summitly updates the price as soon as the MLS® record changes.
Is $375,000 a good price for 10689 Kawagama Lake WAO?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Algonquin Highlands. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 10689 Kawagama Lake WAO changed?
No — 10689 Kawagama Lake WAO is still listed at its original asking price of $375,000.
How many bedrooms and bathrooms does 10689 Kawagama Lake WAO have?
10689 Kawagama Lake WAO has 1 bedroom, with about 700 square feet of living space. It is a detached home in Algonquin Highlands.
How much would the monthly mortgage be on 10689 Kawagama Lake WAO?
About $1,842 a month — principal and interest on $375,000 with 20% down ($75,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 10689 Kawagama Lake WAO compare with other homes in Algonquin Highlands?
Its asking price of $375,000 is about 40% below the median sold price in Algonquin Highlands over the last 90 days, $620,000, across 45 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 10689 Kawagama Lake WAO been sold before?
Summitly has no earlier MLS® sale or lease of 10689 Kawagama Lake WAO on record from the last two years. Older records aren't shown under TRREB rules.
Where is 10689 Kawagama Lake WAO?
10689 Kawagama Lake WAO is in Algonquin Highlands, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 10689 Kawagama Lake WAO been on the market?
63 days — 10689 Kawagama Lake WAO was listed on August 21, 2026.
What is the price per square foot of 10689 Kawagama Lake WAO?
About $536 per square foot: the asking price of $375,000 over the 700 sq ft the listing gives.
Does 10689 Kawagama Lake WAO have a basement, and is it finished?
The listing says 10689 Kawagama Lake WAO has no basement.
What is the land transfer tax on 10689 Kawagama Lake WAO?
About $4,100 in Ontario land transfer tax at the asking price of $375,000. First-time buyers can get up to $4,000 back. Legal fees and other closing costs are extra.
