Great investment opportunity! Fully rented side-by-side duplex located in a desirable, family-friendly neighborhood. Each unit offers 3 bedrooms, 1 full bathroom, plus a convenient 2-piece on the main floor (4-piece and 2-piece in Unit 109; 3-piece and 2-piece in Unit 107). Tenants enjoy private entrances, separate backyards, and a large front balcony that spans the entire width of the building. Both units are equipped with forced air gas furnaces and central air (installed approx. 2022) for year-round comfort. Tenants pay their own utilities, with separate 100-amp electrical breaker panels and individual natural gas meters servicing each unit. Ample parking is available for tenants and guests. Ideally located within walking distance to the waterfront, bicycle paths, and a local convenience store, and just minutes from shopping and the international bridge. Turnkey property with steady income for investment. New front Deck (2026). Gross Annual Income and Expenses rounded to nearest dollar for 2025: $39000 Income, $2541 Property tax, $1746 water and Sewer tax, $1110 Rental Equipment, $1600 Owners Insurance. Seller instructions: 48 Hour Irrevocable required on all offers from time of submission.
6 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $243 per square foot. Chat with Zara if you'd like a deeper read on whether this duplex fits your budget and timing.
Inside 107-109 Cumberland St
Every detail from the listing, in one place.
Type
Duplex
Style
2-Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
5 spaces
Basement
Full, Crawl Space
Features & systems
Parking & garage
Parking spaces
5
Interior
Basement
Full · Crawl Space
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Duplex
107-109 Cumberland St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,793
/mo
based on the purchase price of $365,000
$73,000 cash
$292,000 financed
$245,941 total interest
Principal54%$292,000
Interest46%$245,941
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Cornwall
Other 5–6 bed homes for sale in Cornwall around $365K.
Average days on market44Homes sold in about 44 days on average.
Sale-to-list ratio97.0%On average, homes sold below asking.
Active listings238Homes for sale here right now.
Median vs prior 90 days+4.3%Compared with May 4 – Aug 2, 2026: prices up.
Based on 272 sales from Aug 2 – Oct 31, 2026 (181 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 107-109 Cumberland St
How much is 107-109 Cumberland St listed for?
107-109 Cumberland St is listed at $365,000 (MLS® X13773438). Summitly updates the price as soon as the MLS® record changes.
Is $365,000 a good price for 107-109 Cumberland St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Cornwall. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 107-109 Cumberland St changed?
No — 107-109 Cumberland St is still listed at its original asking price of $365,000.
How many bedrooms and bathrooms does 107-109 Cumberland St have?
107-109 Cumberland St has 6 bedrooms and 2 bathrooms, with about 1,500–2,000 square feet of living space. It is a duplex in Cornwall.
How much would the monthly mortgage be on 107-109 Cumberland St?
About $1,793 a month — principal and interest on $365,000 with 20% down ($73,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 107-109 Cumberland St compare with other homes in Cornwall?
Its asking price of $365,000 is about 12% below the median sold price in Cornwall over the last 90 days, $417,000, across 272 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 107-109 Cumberland St been sold before?
Yes — Summitly has 1 earlier MLS® listing of 107-109 Cumberland St on record. Their prices and dates are shown to signed-in members under TRREB rules: sign in free to see them in the Listing history above.
Where is 107-109 Cumberland St?
107-109 Cumberland St is in Cornwall, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 107-109 Cumberland St been on the market?
50 days — 107-109 Cumberland St was listed on September 11, 2026.
What is the price per square foot of 107-109 Cumberland St?
About $183 to $243 per square foot: the asking price of $365,000 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 107-109 Cumberland St have parking or a garage?
Yes — the listing gives 5 parking spaces.
Does 107-109 Cumberland St have a basement, and is it finished?
The listing describes the basement as: Full, Crawl Space.
