This charming almost century-old brick home, in a desirable neighbourhood offers you 2 stories, 3 bedrooms and an extra 4th room upstairs which would make a lovely home office or craft room.In this safe and family-friendly location you will be close to schools, parks, hospital, public transit and downtown Oshawa.Enjoy a bright and functional layout throughout. Walkout to the fully fenced and private backyard, perfect for entertaining, relaxing, and enjoying outdoor living. Upstairs, you'll find along with the3 bedrooms and bonus 4th room, a 4 piece bathroom with radiant floor heating.Perfect blend of comfort, character, and convenience. An outstanding opportunity for first time buyers, growing families, and savvy investors alike.
3 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $590 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 108 Frederick St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
1100-1500 sq ftas stated on the listing
Parking
4 spacesYes garage
Basement
Separate Entrance, Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
4
Interior
Basement
Separate Entrance · Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
108 Frederick St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® E14104702$649,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 108 Frederick St Compares to the Oshawa Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,188
/mo
based on the purchase price of $649,000
$129,800 cash
$519,200 financed
$437,303 total interest
Principal54%$519,200
Interest46%$437,303
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Oshawa
Other 2–3 bed homes for sale in Oshawa around $649K.
Average days on market28Homes sold in about 28 days on average.
Sale-to-list ratio99.4%On average, homes sold below asking.
Active listings807Homes for sale here right now.
Median vs prior 90 days−1.8%Compared with Apr 25 – Jul 24, 2026: prices down.
Based on 661 sales from Jul 24 – Oct 22, 2026 (536 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
108 Frederick St is listed at $649,000 (MLS® E14104702). Summitly updates the price as soon as the MLS® record changes.
Is $649,000 a good price for 108 Frederick St?
Summitly rates it Fair Price: the asking price is Within 3% below to 5% above Zara's estimate, an estimate built from recent sales in Oshawa. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 108 Frederick St changed?
No — 108 Frederick St is still listed at its original asking price of $649,000.
How many bedrooms and bathrooms does 108 Frederick St have?
108 Frederick St has 3 bedrooms and 2 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in Oshawa.
Is 108 Frederick St close to transit?
The nearest rapid-transit station is Oshawa GO Station (Lakeshore East GO), about 3.8 km in a straight line. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 108 Frederick St?
About $3,188 a month — principal and interest on $649,000 with 20% down ($129,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 108 Frederick St compare with other homes in Oshawa?
Its asking price of $649,000 is about 2% below the median sold price in Oshawa over the last 90 days, $665,000, across 661 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 108 Frederick St been sold before?
Summitly has no earlier MLS® sale or lease of 108 Frederick St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 108 Frederick St?
108 Frederick St is in Oshawa, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 108 Frederick St been on the market?
1 day — 108 Frederick St was listed on October 21, 2026.
What is the price per square foot of 108 Frederick St?
About $433 to $590 per square foot: the asking price of $649,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 108 Frederick St have parking or a garage?
Yes — the listing gives 4 parking spaces. Garage: Yes.
