How can Zara help?Zara · AI virtual agent · 24/7 · free
Zara is an AI virtual agent. Advisors are licensed REALTORS® at Coldwell Banker Summit Realty, Brokerage.
4 Bed, 2 Bath Detached Home in Kenora
About 108 Ottawa Street
Welcome to an extraordinary waterfront estate on Keewatin Bay, where timeless character and modern luxury meet on beautiful Lake of the Woods. Originally built in 1888/90 for Robert A. Mather and extensively renovated in 2013, this stunning 3,300+ sq/ft three-level home offers exceptional craftsmanship, premium finishes, and approximately 165 feet of shoreline within the sought-after 9 km “No Wake” zone. The terraced property is beautifully landscaped with mature pines, Japanese lilac hedges, perennial gardens, concrete walkways, and multiple outdoor entertaining areas. Enjoy lakeside living with a five-stall pipe dock, two-stall boat port with dual 6,000 lb lifts, expansive lake-facing decks, and a concrete patio featuring a built-in wood-burning fireplace, natural gas BBQ hookup, and wood-fired pizza oven. Inside, historic details are preserved through original hardwood floors milled at the Keewatin Lumber Company, stained glass weighted windows, original staircase and millwork, crown moldings, and a rebuilt Rumford fireplace. Modern upgrades include built-in sound and security systems, forced air natural gas heating with central AC, hot water on demand, and 200 amp electrical service. The chef’s kitchen is equipped with custom Omega cabinetry, marble countertops, and premium Wolf, Sub-Zero, and Fisher & Paykel appliances, including a 6-burner Wolf range, steam oven, built-in wine fridge, and ice maker. The second floor features a luxurious primary suite with spa-inspired marble ensuite, multi-head shower system, soaker tub, and walk-in closet. Additional bedrooms offer private deck access and a beautifully finished Jack-and-Jill bath. The third floor provides flexible space ideal for a media room, office, studio, or guest retreat. Completing the property is a fully finished and heated 760 sq/ft garage with 9’ ceilings, 100 amp service, and dual overhead doors. A rare opportunity to own a truly exceptional historic waterfront home in one of Lake of the Woods’
4 bedrooms, 2 bathrooms. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 108 Ottawa St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Basement
Partial Basement, Unfinished
Features & systems
Parking & garage
Garage
Yes
Interior
Basement
Partial Basement · Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
108 Ottawa St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13710144$3,249,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 108 Ottawa St Compares to the Kenora Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Zara’s estimate
$•,•••,•••
Estimated from city-wide sales. There isn’t enough detail on this listing to rate the price.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$15,966
/mo
based on the purchase price of $3,249,900
$649,980 cash
$2,599,920 financed
$2,189,815 total interest
Principal54%$2,599,920
Interest46%$2,189,815
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Ottawa Street? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 108 Ottawa St with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 108 Ottawa St day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Kenora
Other 4-bed homes for sale in Kenora around $3.2M.
Average days on market43Homes sold in about 43 days on average.
Sale-to-list ratio101.4%On average, homes sold at or above asking.
Active listings82Homes for sale here right now.
Median vs prior 90 days+19.1%Compared with Apr 25 – Jul 24, 2026: prices up.
Based on 90 sales from Jul 24 – Oct 22, 2026 (65 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 108 Ottawa St
How much is 108 Ottawa St listed for?
108 Ottawa St is listed at $3,249,900 (MLS® X13710144). Summitly updates the price as soon as the MLS® record changes.
Has the price of 108 Ottawa St changed?
No — 108 Ottawa St is still listed at its original asking price of $3,249,900.
How many bedrooms and bathrooms does 108 Ottawa St have?
108 Ottawa St has 4 bedrooms and 2 bathrooms. It is a detached home in Kenora.
How much would the monthly mortgage be on 108 Ottawa St?
About $15,966 a month — principal and interest on $3,249,900 with 20% down ($649,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 108 Ottawa St compare with other homes in Kenora?
Its asking price of $3,249,900 is about 656% above the median sold price in Kenora over the last 90 days, $430,000, across 90 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 108 Ottawa St been sold before?
Summitly has no earlier MLS® sale or lease of 108 Ottawa St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 108 Ottawa St?
108 Ottawa St is in Kenora, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 108 Ottawa St been on the market?
108 Ottawa St was listed today (August 21, 2026).
Does 108 Ottawa St have parking or a garage?
Garage: Yes.
Does 108 Ottawa St have a basement, and is it finished?
The listing describes the basement as: Partial Basement, Unfinished.
What is the lot size of 108 Ottawa St?
The lot is 25.995 acres, as published in the listing.
What is the land transfer tax on 108 Ottawa St?
About $67,723 in Ontario land transfer tax at the asking price of $3,249,900. First-time buyers can get up to $4,000 back. Legal fees and other closing costs are extra.