2 Bed, 2 Bath Detached Home in Algonquin Highlands
About 1082 Kawagama Lake Road
If your ideal cottage combines great waterfront and proximity to restaurants , coffee shops and other amenities, this property might be perfect for you. The location on Lake of Bays near the Village of Dorset makes it ideal as a year round home or four season recreational property. You can walk to Dorset within minutes for a cappucino or browse Robinson's General Store, enjoy dinner on the water or visit the LCBO- all by boat if you like! ATV and snowmobile trails are right around the corner. The in-town pharmacy and health hub are appealing to seniors and families alike. And of course you have all the recreational opportunities that Lake of Bays has to offer. The lot is gently sloped to the lake. There is 129 feet of sandy shoreline that's perfect for swimmers of all ages. The southeast exposure ensures sun from early in the morning till late in the day. You can keep an eye on the kids from either the dock or the deck overlooking the lake. The cottage is a solid structure with 1648 square feet of finished living space. The skill of the stonemason who originally built the cottage is reflected in both the beautiful stone exterior and the two stone fireplaces. There are 2 bedrooms and a full bath on the main floor while the lower level features a spacious guest suite, full bathroom and family room. It is fully winterized and ready for you to enjoy.
2 bedrooms, 2 bathrooms, about 700 sq ft, works out to roughly $1,850 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 1082 Kawagama Lake Rd
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
700-1100 sq ftas stated on the listing
Parking
6 spaces
Basement
Finished with Walk-Out
Features & systems
Parking & garage
Parking spaces
6
Interior
Basement
Finished with Walk-Out
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
1082 Kawagama Lake Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$6,362
/mo
based on the purchase price of $1,295,000
$259,000 cash
$1,036,000 financed
$872,584 total interest
Principal54%$1,036,000
Interest46%$872,584
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Similar homes for sale nearby in Algonquin Highlands
Other 2–6 bed homes for sale in Algonquin Highlands around $1.3M.
Average days on market45Homes sold in about 45 days on average.
Sale-to-list ratio93.8%On average, homes sold below asking.
Active listings97Homes for sale here right now.
Median vs prior 90 days+5.2%Compared with Apr 25 – Jul 24, 2026: prices up.
Based on 46 sales from Jul 24 – Oct 22, 2026 (25 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 1082 Kawagama Lake Rd
How much is 1082 Kawagama Lake Rd listed for?
1082 Kawagama Lake Rd is listed at $1,295,000 (MLS® X13639968). Summitly updates the price as soon as the MLS® record changes.
Is $1,295,000 a good price for 1082 Kawagama Lake Rd?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Algonquin Highlands. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 1082 Kawagama Lake Rd changed?
Yes — it was first listed at $1,349,000 and is now $1,295,000, a drop of $54,000 (4.0%).
How many bedrooms and bathrooms does 1082 Kawagama Lake Rd have?
1082 Kawagama Lake Rd has 2 bedrooms and 2 bathrooms, with about 700–1,100 square feet of living space. It is a detached home in Algonquin Highlands.
How much would the monthly mortgage be on 1082 Kawagama Lake Rd?
About $6,362 a month — principal and interest on $1,295,000 with 20% down ($259,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 1082 Kawagama Lake Rd compare with other homes in Algonquin Highlands?
Its asking price of $1,295,000 is about 112% above the median sold price in Algonquin Highlands over the last 90 days, $610,005, across 46 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 1082 Kawagama Lake Rd been sold before?
Summitly has no earlier MLS® sale or lease of 1082 Kawagama Lake Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 1082 Kawagama Lake Rd?
1082 Kawagama Lake Rd is in Algonquin Highlands, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 1082 Kawagama Lake Rd been on the market?
78 days — 1082 Kawagama Lake Rd was listed on August 5, 2026.
What is the price per square foot of 1082 Kawagama Lake Rd?
About $1,177 to $1,850 per square foot: the asking price of $1,295,000 over the 700–1,100 sq ft the listing gives as its size range.
Does 1082 Kawagama Lake Rd have parking or a garage?
Yes — the listing gives 6 parking spaces.
Does 1082 Kawagama Lake Rd have a basement, and is it finished?
The listing describes the basement as: Finished with Walk-Out.
