3 Bed, 1 Bath Detached Home in Algonquin Highlands
About 1086 Providence Drive
There's a moment when the world outside goes quiet, the trees close in around you, and you think - this is it. That feeling doesn't go away. It's there every morning when the light filters through the pines. Every evening when the fire crackles and there's nowhere else you'd rather be. This isn't a weekend escape. This is home.Fully updated and move-in ready, this 3-bedroom, 1.5-bath four-season retreat sits on 0.86 private acres of Canadian Shield beauty - yet you're just minutes from Haliburton, Minden, and Carnarvon with easy Hwy 118 access. The best of both worlds isn't a compromise here. It's the whole point.Inside, everything has been done right. The open-concept kitchen and living area are bright, warm, and built for gathering - white shaker cabinetry, bold mosaic tile backsplash, oversized island with endless room for good food and good company, and a Napoleon gas fireplace set against a dramatic stacked stone wall. Sliding doors spill out to the deck and the forest beyond. You'll stop noticing the city ever existed.Three well-sized bedrooms including a guest room with its own 2-piece ensuite. A sleek 4-piece main bath. Main floor laundry tucked behind barn doors. Every detail considered.Outside, the property delivers. Expansive front deck overlooking a canopy of trees - the kind of view that puts on a show no matter the season. Natural rock firepit. Three outbuildings for the she shed, the workshop, the gear. New septic (2025). Drilled well. And deeded access to Maple Lake - because every home like this deserves a shoreline. Come for the weekend. Stay forever.
3 bedrooms, 1 bathroom, about 1,100 sq ft, works out to roughly $573 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 1086 Providence Dr
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
1100-1500 sq ftas stated on the listing
Parking
6 spaces
Basement
Crawl Space
Features & systems
Parking & garage
Parking spaces
6
Interior
Basement
Crawl Space
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
1086 Providence Dr Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,095
/mo
based on the purchase price of $630,000
$126,000 cash
$504,000 financed
$424,500 total interest
Principal54%$504,000
Interest46%$424,500
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Algonquin Highlands
Other 3–4 bed homes for sale in Algonquin Highlands around $630K.
Average days on market50Homes sold in about 50 days on average.
Sale-to-list ratio93.9%On average, homes sold below asking.
Active listings75Homes for sale here right now.
Median vs prior 90 days−17.8%Compared with May 11 – Aug 9, 2026: prices down.
Based on 48 sales from Aug 9 – Nov 7, 2026 (28 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 1086 Providence Dr
How much is 1086 Providence Dr listed for?
1086 Providence Dr is listed at $630,000 (MLS® X14159042). Summitly updates the price as soon as the MLS® record changes.
Is $630,000 a good price for 1086 Providence Dr?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Algonquin Highlands. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 1086 Providence Dr changed?
No — 1086 Providence Dr is still listed at its original asking price of $630,000.
How many bedrooms and bathrooms does 1086 Providence Dr have?
1086 Providence Dr has 3 bedrooms and 1 bathroom, with about 1,100–1,500 square feet of living space. It is a detached home in Algonquin Highlands.
How much would the monthly mortgage be on 1086 Providence Dr?
About $3,095 a month — principal and interest on $630,000 with 20% down ($126,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 1086 Providence Dr compare with other homes in Algonquin Highlands?
Its asking price of $630,000 is about 13% above the median sold price in Algonquin Highlands over the last 90 days, $560,000, across 48 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 1086 Providence Dr been sold before?
Yes — Summitly has 1 earlier MLS® listing of 1086 Providence Dr on record. Their prices and dates are shown to signed-in members under TRREB rules: sign in free to see them in the Listing history above.
Where is 1086 Providence Dr?
1086 Providence Dr is in Algonquin Highlands, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 1086 Providence Dr been on the market?
1 day — 1086 Providence Dr was listed on November 6, 2026.
What is the price per square foot of 1086 Providence Dr?
About $420 to $573 per square foot: the asking price of $630,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 1086 Providence Dr have parking or a garage?
Yes — the listing gives 6 parking spaces.
Does 1086 Providence Dr have a basement, and is it finished?
The listing describes the basement as: Crawl Space.
