DetachedOn market 150 days

1086 Somerville St, Oshawa

Name: 1086 Somerville Street
SKU: E13456328
Price: 875000 CAD
Availability: InStock

Oshawa, ON · · MLS® E13456328Updated June 17, 2026

$875,000Est. $4,299/mo mortgage

Bedrooms: 3
Bathrooms: 2
Living space: 1500–2000sq ft
Parking spaces: 11.5

Type Detached
Garage Yes
Basement Full

What you should know

1086 Somerville St is a 3-bedroom, 2-bathroom detached home in Oshawa, listed for $875,000. It has 1500-2000 sq ft of living space.

This beautifully renovated home offers exceptional flexibility and space.
The main residence features a spacious one-bedroom layout with an oversized living area, ideal for both comfortable everyday living and entertaining.
This suite boasts a generous living area, a well-sized kitchen, and a convenient walk-out to the backyard - making it perfect for extended family, guests, or potential rental income.

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3 Bed, 2 Bath Detached Home in Oshawa

About 1086 Somerville Street

Welcome to 1086 Somerville Street! This beautifully renovated home offers exceptional flexibility and space. The main residence features a spacious one-bedroom layout with an oversized living area, ideal for both comfortable everyday living and entertaining. Large windows throughout fill the home with natural light, creating a bright, warm, and inviting atmosphere.In addition to the main living space, the property has been thoughtfully updated to include a separate two-bedroom, one-bathroom unit. This suite boasts a generous living area, a well-sized kitchen, and a convenient walk-out to the backyard - making it perfect for extended family, guests, or potential rental income. For buyers seeking a single larger home, the layout can easily be converted back to one expansive residence. The lower level offers even more versatility, featuring a large laundry room, dedicated office space, recreation area, and an additional bedroom - providing plenty of room to grow and customize. With ample outdoor space and incredible flexibility, this property is an outstanding opportunity for both homeowners and investors. Enjoy the privacy of a secluded setting while remaining close to amenities and conveniences. As an added bonus, the buyer has the option to purchase the additional rear lot (125 ft x 114 ft) for $300,000. Don't miss this rare opportunity to own a truly unique property with endless potential!

3 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $583 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 1086 Somerville St

Every detail from the listing, in one place.

Type: Detached
Style: Bungalow
Living space: 1500-2000 sq ftas stated on the listing
Parking: 11.5 spacesYes garage
Basement: Full

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 11.5

Interior

Basement: Full

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Bungalow
Property class: Detached

1086 Somerville St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Jun 15, 2026For saleListedThis listingMLS® E13456328$875,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 1086 Somerville St Compares to the Oshawa Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Fair Price· based on 1,201 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Oshawa market, last 90 days

Median sold price: $650,000
Average sold price: $689,980
Average days on market: 29
Homes sold: 654

Closed sales on the TRREB MLS®.

Full Oshawa market report

Recently sold nearby in Oshawa

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home1086 Somerville Street 3 bd · 2 ba · 1,500 sqft	$875,000asking	$583	—	—
2383 Winlord Place 3 bd · 2 ba · 1,100 sqft
103 Gardenia Court 4 bd · 3 ba · 2,500 sqft
1028 Highbrooke Court 2 bd · 3 ba · 1,100 sqft
360 Britannia Avenue 2 bd · 3 ba · 1,500 sqft
523 Palmtree Crescent 4 bd · 2 ba · 2,500 sqft
134 Switzer Drive 3 bd · 2 ba · 1,100 sqft

2383 Winlord Place
3 bd · 2 ba · 1,100 sqft
103 Gardenia Court
4 bd · 3 ba · 2,500 sqft
1028 Highbrooke Court
2 bd · 3 ba · 1,100 sqft
360 Britannia Avenue
2 bd · 3 ba · 1,500 sqft
523 Palmtree Crescent
4 bd · 2 ba · 2,500 sqft
134 Switzer Drive
3 bd · 2 ba · 1,100 sqft

Living in Oshawa: Location & Amenities

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Costs, Mortgage & Rental Return for 1086 Somerville St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $4,299; 20% down · 25 years · 5.5% assumed
Property tax: $481; 0.66% mill rate · ON
Total per month: $4,780; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$4,299

/mo

based on the purchase price of $875,000

Down payment20%

$175,000 cash

Amortization25 yr

$700,000 financed

Rate5.50%

$589,584 total interest

Principal54%$700,000

Interest46%$589,584

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: RE/MAX Jazz INC., BrokerageMLS® E13456328 · Listing data last updated June 17, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Jun 14· $583/sq ft

Estimated monthly mortgage$4,299/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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